Housing data for the Town of Westerlo, NY

The Town of Westerlo, NY has an estimated 3,208 residents and 1,578 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a town in Albany County.

14.2% of households rent.

The median gross rent is $763 a month.

Its population shrank measurably since 2015–2019 (−3.5%).

Figures last updated on .

Residents
3,208 (±17)
Housing units
1,578 (±213)
Households that rent
14.2%
Median gross rent
$763
Residents since 2015–2019
−3.5%

What stands out in the Town of Westerlo

Homes heated by fuel oil: 52.3% (±10.4 points) in the Town of Westerlo, higher than in Albany County (6.4%).

Homes in buildings of 5 or more units: 0.0% (±4.7 points) in the Town of Westerlo, lower than in Albany County (20.7%).

Households that rent: 14.2% (±7.6 points) in the Town of Westerlo, lower than in Albany County (43.4%).

Households without a vehicle: 2.9% (±2.4 points) in the Town of Westerlo, lower than in Albany County (12.6%).

Housing in the Town of Westerlo at a glance

  • Median rent: $763 median gross rent a month (Small sample: wide margin of error)
  • Rent burden: 17.9% of renters pay 30% or more of income (Small sample: wide margin of error)
  • Renters and owners: 14.2% of households rent (Small sample: wide margin of error)
  • Income and affordability: $99,167 median household income
  • Home values: $316,200 median home value
  • Homeowner costs: $1,989 median monthly cost with a mortgage
  • Property taxes: $4,252 median real estate taxes a year
  • Types of homes: 0.0% of homes are in buildings of 5 or more units
  • Bedrooms: 77.4% of homes have 3 or more bedrooms
  • Age of homes: 65.1% of homes were built before 1980
  • Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
  • Heating fuel: 52.3% heat with fuel oil or kerosene
  • Commute and cars: 29.0 minutes average trip to work
  • Growth: −3.5% residents since 2015–2019
  • How long people stay: 8.6% moved in since 2020 (Small sample: wide margin of error)
  • Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)

The Town of Westerlo against Albany County, its state and the nation

Estimate (90% margin of error)
Town of WesterloAlbany CountyNew YorkUnited States
Residents3,208 (±17)317,018 (exact)19,852,366 (exact)334,922,499
Housing units1,578 (±213)147,662 (±143)8,585,241 (±652)143,775,355
Households that rent14.2% (±7.6 points)43.4% (±1.0 points)45.7% (±0.2 points)34.8%
Median gross rent$763 (±$235)$1,313 (±$26)$1,621 (±$7)$1,413
Median household income$99,167 (±$20,061)$85,333 (±$2,280)$85,974 (±$402)$80,734
Median home value$316,200 (±$48,583)$294,600 (±$4,249)$423,800 (±$1,627)$332,700
Median real estate taxes (a year)$4,252 (±$962)$5,200 (±$133)$6,582 (±$21)$3,119
Built before 198065.1% (±12.7 points)68.4% (±1.6 points)73.9% (±0.2 points)49.7%
Average commute29.0 minutes (±4.1)21.4 minutes (±0.5)32.6 minutes (±0.1)26.4 minutes
Households with broadband87.6% (±6.4 points)90.5% (±0.6 points)90.8% (±0.1 points)91.0%
Median age of residents44.2 years (±9.0)38.4 years (±0.3)39.8 years (±0.1)38.9 years

The Town of Westerlo covers 57.8 square miles of land, about 56 residents per square mile (Census Bureau Gazetteer).

How the Town of Westerlo has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents3,325 (±15)3,208 (±17)−3.5%Measurable decrease
Housing units1,811 (±109)1,578 (±213)−12.9%Not a measurable change
Median gross rent$805 (±$550)$763 (±$235)−5.2%No measurable change after inflation
Median home value$189,700 (±$16,843)$316,200 (±$48,583)+66.7%Up after inflation
Median household income$84,808 (±$9,510)$99,167 (±$20,061)+16.9%No measurable change after inflation
Median owner cost with a mortgage$1,685 (±$272)$1,989 (±$453)+18.0%No measurable change after inflation
Median real estate taxes$3,384 (±$313)$4,252 (±$962)+25.7%No measurable change after inflation
Households that rent12.8% (±6.1 points)14.2% (±7.6 points)+1.4 percentage pointsNot a measurable change
Rental vacancy rate0.0% (±16.9 points)0.0% (±21.1 points)0.0 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Albany County

The Town of Westerlo has no police department of its own in the FBI’s figures, so this is the figure for Albany County as a whole.

In 2025, the police departments that report for Albany County recorded 355 violent and 2,051 property crimes per 100,000 residents.

A county-wide figure describes the whole county, not this place; crime varies from one community to the next.

ZIP codes in the Town of Westerlo

ZIP Code Tabulation Areas that cover this place (2020–2024 estimates)
ZIP codeShare of the ZIP’s land in this placeResidentsMedian gross rentMedian home valueMedian household income
1219394%1,746—$308,100$108,438
1208331%3,844$932$308,500$83,537

A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.

Places near the Town of Westerlo

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Town of Rensselaerville6.7 mi$1,264$259,80010.1%
Town of Greenville (Greene County)7.4 mi$951$240,90020.8%
Town of Berne8.2 mi$983$296,3006.0%
Town of Coeymans8.9 mi$1,053$234,10020.0%
Town of New Scotland9.1 mi$1,127$348,50015.9%
Town of Durham10 mi$994$245,3008.0%
Town of New Baltimore11 mi$1,373$297,0009.7%
Village of Voorheesville12 mi$1,228$324,70022.9%

Places in New York most like the Town of Westerlo

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Town of Schaghticoke$901$260,200$107,0839.3%
Town of Colden$943$302,600$97,93511.2%
Town of Gallatin$900$394,300$89,4127.4%
Town of Henderson$833$213,900$92,40011.3%
Town of Fabius$942$239,300$94,06312.9%
Town of Marilla$952$286,400$92,7877.6%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New York.

HUD Fair Market Rent for the Town of Westerlo, fiscal year 2027

Albany-Schenectady-Troy, NY MSA, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$1,238$1,425$1,711$2,039$2,249

HUD income limits for the Town of Westerlo, fiscal year 2026

Albany-Schenectady-Troy, NY MSA, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$25,900$43,100$68,950
2 people$29,600$49,250$78,800
3 people$33,300$55,400$88,650
4 people$36,950$61,550$98,500
5 people$39,950$66,500$106,400
6 people$44,360$71,400$114,300
7 people$50,040$76,350$122,150
8 people$55,720$81,250$130,050

These are the limits HUD sets for its housing programs in the Albany-Schenectady-Troy, NY MSA, where HUD’s median family income for fiscal year 2026 is $123,100.

A program can use its own limits; tax-credit and local programs often do.

A New York town includes the villages and hamlets inside it, so the figures for the Town of Westerlo include them.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Town of Westerlo

What is the median household income in the Town of Westerlo?

The median household income in the Town of Westerlo is $99,167 (±$20,061) a year (2020–2024 American Community Survey).

What is the average home value in the Town of Westerlo, NY?

The Census Bureau publishes the median: $316,200 (±$48,583) for owner-occupied homes in the Town of Westerlo (2020–2024 American Community Survey).

What is the average mortgage payment in the Town of Westerlo?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Westerlo, NY is $1,989 (±$453) a month, including taxes, insurance and utilities.

How much are property taxes in the Town of Westerlo?

The median real estate tax paid by homeowners in the Town of Westerlo, NY is $4,252 (±$962) a year (2020–2024 American Community Survey).

How many homes are in the Town of Westerlo?

The Town of Westerlo, NY has an estimated 1,578 (±213) housing units, occupied and vacant (2020–2024 American Community Survey).

What is the most common home size in the Town of Westerlo?

The most common size is 3 bedrooms, 51.7% of homes in the Town of Westerlo, NY.

Is the Town of Westerlo growing?

In the Town of Westerlo, the number of residents went from 3,325 in 2015–2019 to 3,208 in 2020–2024 (−3.5%), a measurable decrease.

What ZIP codes are in the Town of Westerlo?

The ZIP codes that cover the Town of Westerlo are 12193, 12083.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Westerlo town, Albany County, New York (county subdivision:79851, in state:36 county:001).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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