How much do homeowners pay a month in the Town of White Creek, NY?

Name: Homeowner costs in the Town of White Creek, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in the Town of White Creek, NY pay a median of $1,677 (±$270) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $739 (±$87).

54.7% of owned homes carry a mortgage.

In the Town of White Creek, the median monthly cost with a mortgage went from $1,292 in 2015–2019 to $1,677 in 2020–2024 (+29.8%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,677 (±$270)
Without a mortgage: $739 (±$87)
Owned with a mortgage: 54.7%

Monthly owner costs in the Town of White Creek

Median selected monthly owner costs, estimate (90% margin of error)
	Town of White Creek	Washington County	New York	United States
With a mortgage	$1,677 (±$270)	$1,615 (±$35)	$2,555 (±$9)	$1,963
Without a mortgage	$739 (±$87)	$672 (±$29)	$958 (±$5)	$638
Owned homes with a mortgage	54.7% (±8.1 points)	54.9% (±2.2 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$4,455 (±$898)	$3,946 (±$123)	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In the Town of White Creek, the median cost with a mortgage is not measurably different from Washington County ($1,615).

It is also lower than in New York ($2,555).

It is lower than the national figure ($1,963).

In Washington County, the Town of White Creek ranks 6 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 388 of 999.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in the Town of White Creek have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,292 (±$126)	$1,677 (±$270)	+29.8%	No measurable change after inflation
Median real estate taxes	$3,374 (±$484)	$4,455 (±$898)	+32.0%	No measurable change after inflation
Median home value	$162,700 (±$16,606)	$202,600 (±$21,964)	+24.5%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near the Town of White Creek

Nearest places with a published estimate, compared with the Town of White Creek
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Town of White Creek	—	$1,677 (±$270)	—
Village of Cambridge	3.8 mi	$1,644 (±$380)	Not measurably different
Shaftsbury	5.6 mi	$1,607 (±$158)	Not measurably different
Town of Cambridge	6.3 mi	$1,958 (±$1,008)	Not measurably different
North Bennington	6.5 mi	$1,954 (±$297)	Not measurably different
Village of Hoosick Falls	6.5 mi	$1,636 (±$261)	Not measurably different
Town of Jackson	6.8 mi	$1,715 (±$179)	Not measurably different
Arlington	7.0 mi	$1,824 (±$138)	Not measurably different
Town of Hoosick	8.2 mi	$1,660 (±$152)	Not measurably different

None of the nearby places differs measurably from this one on this figure.

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Washington County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Town of Easton	$2,052 (±$304)
2	Town of Cambridge	$1,958 (±$1,008)
3	Town of Hebron	$1,756 (±$235)
4	Town of Jackson	$1,715 (±$179)
5	Town of Greenwich	$1,694 (±$211)
6	Town of White Creek	$1,677 (±$270)
7	Town of Fort Edward	$1,669 (±$106)
8	Town of Argyle	$1,637 (±$88)
9	Town of Fort Ann	$1,627 (±$144)
10	Town of Kingsbury	$1,596 (±$114)
11	Town of Putnam	$1,592 (±$118)
12	Town of Hampton	$1,571 (±$308)

Showing 12 of 17 places in Washington County, ranked from highest to lowest.

A New York town includes the villages and hamlets inside it, so the figures for the Town of White Creek include them.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Town of White Creek

What is the average mortgage payment in the Town of White Creek?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of White Creek, NY is $1,677 (±$270) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in the Town of White Creek?

Owners without a mortgage in the Town of White Creek pay a median of $739 (±$87) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in the Town of White Creek gone up?

In the Town of White Creek, the median monthly cost with a mortgage went from $1,292 in 2015–2019 to $1,677 in 2020–2024 (+29.8%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for White Creek town, Washington County, New York (county subdivision:81578, in state:36 county:115).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.