How much do homeowners pay a month in the Town of Yorktown, NY?

Name: Homeowner costs in the Town of Yorktown, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in the Town of Yorktown, NY pay a median of $3,709 (±$98) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,500 or more.

61.6% of owned homes carry a mortgage.

In the Town of Yorktown, the median monthly cost with a mortgage went from $3,202 in 2015–2019 to $3,709 in 2020–2024 (+15.8%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $3,709 (±$98)
Without a mortgage: $1,500 or more
Owned with a mortgage: 61.6%

Monthly owner costs in the Town of Yorktown

Median selected monthly owner costs, estimate (90% margin of error)
	Town of Yorktown	Westchester County	New York	United States
With a mortgage	$3,709 (±$98)	$4,000 (±$45)	$2,555 (±$9)	$1,963
Without a mortgage	$1,500 or more	$1,500 or more	$958 (±$5)	$638
Owned homes with a mortgage	61.6% (±3.6 points)	60.8% (±0.8 points)	57.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$10,000 or more	$10,000 or more	$6,582 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In the Town of Yorktown, the median cost with a mortgage is lower than in Westchester County ($4,000).

It is also higher than in New York ($2,555).

It is higher than the national figure ($1,963).

In Westchester County, the Town of Yorktown ranks 18 of 25 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 25 of 999.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in the Town of Yorktown have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$3,202 (±$82)	$3,709 (±$98)	+15.8%	Down after inflation
Median home value	$432,800 (±$8,199)	$606,800 (±$13,276)	+40.2%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near the Town of Yorktown

Nearest places with a published estimate, compared with the Town of Yorktown
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Town of Yorktown	—	$3,709 (±$98)	—
Town of Cortlandt	4.8 mi	$3,465 (±$108)	Lower
Millwood	4.8 mi	$4,000 or more	—
Town of Somers	5.5 mi	$3,699 (±$307)	Not measurably different
Peekskill	5.6 mi	$2,796 (±$120)	Lower
Shenorock	5.8 mi	$2,453 (±$514)	Lower
Village of Croton-on-Hudson	6.0 mi	$4,000 or more	—
Crugers	6.2 mi	$3,084 (±$278)	Lower
Town of New Castle	6.5 mi	$4,000 or more	—

Nearby places with a measurably lower figure: Town of Cortlandt, NY ($3,465), Peekskill, NY ($2,796), Shenorock, NY ($2,453).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Westchester County, place by place

Rank	Place	Median monthly cost with a mortgage
1 (tie)	Town of North Salem	$4,000 or more
1 (tie)	Town of Pelham	$4,000 or more
1 (tie)	Town of Pound Ridge	$4,000 or more
1 (tie)	Town of Rye	$4,000 or more
1 (tie)	Town of Scarsdale	$4,000 or more
17	Town of Ossining	$3,774 (±$222)
18	Town of Yorktown	$3,709 (±$98)
19	Town of Somers	$3,699 (±$307)
20	Mount Vernon	$3,596 (±$147)
21	White Plains	$3,525 (±$237)
22	Town of Cortlandt	$3,465 (±$108)
23	Town of Mount Kisco	$3,117 (±$516)
24	Yonkers	$3,028 (±$129)

Showing 13 of 25 places in Westchester County, ranked from highest to lowest.

A New York town includes the villages and hamlets inside it, so the figures for the Town of Yorktown include them.

The figures for the Town of Yorktown include the places inside it that have pages of their own: Crompond, Jefferson Valley-Yorktown, Lake Mohegan, Shrub Oak, Yorktown Heights.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Town of Yorktown

What is the average mortgage payment in the Town of Yorktown?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Town of Yorktown, NY is $3,709 (±$98) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in the Town of Yorktown?

Owners without a mortgage in the Town of Yorktown pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in the Town of Yorktown gone up?

In the Town of Yorktown, the median monthly cost with a mortgage went from $3,202 in 2015–2019 to $3,709 in 2020–2024 (+15.8%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Yorktown town, Westchester County, New York (county subdivision:84077, in state:36 county:119).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.