How much do homeowners pay a month in the Village of Islandia, NY?
Homeowners with a mortgage in the Village of Islandia, NY pay a median of $3,360 (±$240) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,362 (±$110).
77.0% of owned homes carry a mortgage.
In the Village of Islandia, the median monthly cost with a mortgage went from $2,533 in 2015–2019 to $3,360 in 2020–2024 (+32.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $3,360 (±$240)
- Without a mortgage
- $1,362 (±$110)
- Owned with a mortgage
- 77.0%
Monthly owner costs in the Village of Islandia
| Village of Islandia | Suffolk County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $3,360 (±$240) | $3,320 (±$17) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $1,362 (±$110) | $1,478 (±$15) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 77.0% (±8.1 points) | 62.4% (±0.6 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $10,000 or more | $10,000 or more | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In the Village of Islandia, the median cost with a mortgage is not measurably different from Suffolk County ($3,320).
It is also higher than in New York ($2,555).
It is higher than the national figure ($1,963).
In Suffolk County, the Village of Islandia ranks 26 of 29 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 122 of 528.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in the Village of Islandia have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,533 (±$169) | $3,360 (±$240) | +32.6% | No measurable change after inflation |
| Median home value | $321,100 (±$21,968) | $477,400 (±$19,668) | +48.7% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near the Village of Islandia
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Village of Islandia | — | $3,360 (±$240) | — |
| Central Islip | 2.0 mi | $2,873 (±$79) | Lower |
| Hauppauge | 2.3 mi | $3,530 (±$123) | Not measurably different |
| Ronkonkoma | 2.4 mi | $3,121 (±$95) | Not measurably different |
| Bohemia | 2.8 mi | $3,420 (±$217) | Not measurably different |
| Nesconset | 2.9 mi | $3,909 (±$288) | Higher |
| Village of Village of the Branch | 3.3 mi | $3,932 (±$292) | Higher |
| Lake Ronkonkoma | 3.4 mi | $3,147 (±$108) | Not measurably different |
| North Great River | 3.5 mi | $3,340 (±$118) | Not measurably different |
Nearby places with a measurably lower figure: Central Islip, NY ($2,873).
Nearby places with a measurably higher figure: Nesconset, NY ($3,909), Village of Village of the Branch, NY ($3,932).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Suffolk County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 20 | Village of Babylon | $3,810 (±$176) |
| 21 | Village of Port Jefferson | $3,780 (±$236) |
| 22 | Village of Quogue | $3,577 (±$1,575) |
| 23 | Village of Bellport | $3,558 (±$484) |
| 24 | Village of Lake Grove | $3,550 (±$221) |
| 25 | Village of Amityville | $3,500 (±$361) |
| 26 | Village of Islandia | $3,360 (±$240) |
| 27 | Village of Lindenhurst | $3,148 (±$131) |
| 28 | Village of Patchogue | $3,118 (±$209) |
| 29 | Village of Greenport | $3,062 (±$558) |
Showing 10 of 29 places in Suffolk County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Village of Islandia
What is the average mortgage payment in the Village of Islandia?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in the Village of Islandia, NY is $3,360 (±$240) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in the Village of Islandia?
Owners without a mortgage in the Village of Islandia pay a median of $1,362 (±$110) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in the Village of Islandia gone up?
In the Village of Islandia, the median monthly cost with a mortgage went from $2,533 in 2015–2019 to $3,360 in 2020–2024 (+32.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Islandia village, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Islandia village, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Islandia village, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Islandia village, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Islandia village, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Islandia village, New York (place:37840, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in the Village of Islandia at a glance
- Income and affordability in the Village of Islandia
- Home values in the Village of Islandia
- Property taxes in the Village of Islandia
- Types of homes in the Village of Islandia
- Age of homes in the Village of Islandia
- Heating fuel in the Village of Islandia
- Commute and cars in the Village of Islandia
- Population growth in the Village of Islandia
- How long people stay in the Village of Islandia
- Crowding and facilities in the Village of Islandia
- New York landlord and tenant rules
- Housing across Suffolk County
- Housing data for every place in New York