What is the median home value in the Village of Waterford, NY?

Name: Home values in the Village of Waterford, NY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

The median value of owner-occupied homes in the Village of Waterford, NY is $157,500 (±$29,725), as owners estimated it in the Census Bureau’s 2020–2024 American Community Survey.

In the Village of Waterford, the median home value went from $160,700 in 2015–2019 to $157,500 in 2020–2024 (−2.0%).

Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.

Figures last updated on November 12, 2026.

Median home value: $157,500 (±$29,725)
Owner-occupied homes: 563 (±133)
Most common range: $100,000 to $149,999

Home values in the Village of Waterford

Owner-occupied homes by value, 2020–2024
Value	Village of Waterford	Saratoga County	New York	United States
Less than $50,000	5.9% (±8.2 points)	5.3%	3.9%	5.3%
$50,000 to $99,999	8.3% (±7.7 points)	3.2%	5.6%	6.1%
$100,000 to $149,999	33.0% (±15.2 points)	3.6%	6.7%	6.8%
$150,000 to $199,999	24.5% (±11.3 points)	6.0%	8.3%	9.0%
$200,000 to $299,999	13.0% (±8.6 points)	21.1%	13.2%	17.8%
$300,000 to $499,999	10.7% (±6.9 points)	39.1%	19.7%	26.9%
$500,000 to $999,999	2.7% (±3.2 points)	18.7%	30.1%	20.9%
$1,000,000 or more	2.0% (±2.9 points)	3.0%	12.6%	7.1%

The most common range is $100,000 to $149,999, 33.0% of owned homes.

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The Village of Waterford against Saratoga County, its state and the nation

Estimate (90% margin of error)
	Village of Waterford	Saratoga County	New York	United States
Median home value	$157,500 (±$29,725)	$348,600 (±$4,655)	$423,800 (±$1,627)	$332,700
Owner-occupied homes	563 (±133)	73,682 (±1,114)	4,196,985 (±19,607)	84,210,142

In the Village of Waterford, the median home value is lower than in Saratoga County ($348,600).

It is also lower than in New York ($423,800).

It is lower than the national figure ($332,700).

In Saratoga County, the Village of Waterford ranks 9 of 9 places with a published estimate, from highest to lowest median home value.

Statewide, it ranks 354 of 530.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How home values in the Village of Waterford have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median home value	$160,700 (±$12,873)	$157,500 (±$29,725)	−2.0%	Down after inflation
Median owner cost with a mortgage	$1,528 (±$99)	$1,710 (±$174)	+11.9%	No measurable change after inflation
Median real estate taxes	$3,005 (±$369)	$3,534 (±$452)	+17.6%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median home value in places near the Village of Waterford

Nearest places with a published estimate, compared with the Village of Waterford
Place	Distance	Median home value	Compared with this place
Village of Waterford	—	$157,500 (±$29,725)	—
Town of Waterford	0.9 mi	$269,900 (±$16,812)	Higher
Cohoes	2.0 mi	$223,400 (±$9,201)	Higher
Town of Green Island	3.1 mi	$138,300 (±$21,833)	Not measurably different
Village of Green Island	3.1 mi	$138,300 (±$21,833)	Not measurably different
Troy	3.9 mi	$206,500 (±$10,306)	Higher
Watervliet	4.9 mi	$179,700 (±$11,276)	Not measurably different
Latham	5.0 mi	$326,900 (±$18,600)	Higher
Town of Halfmoon	5.4 mi	$387,700 (±$21,494)	Higher

Nearby places with a measurably higher figure: Town of Waterford, NY ($269,900), Cohoes, NY ($223,400), Troy, NY ($206,500).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median home value across Saratoga County, place by place

Rank	Place	Median home value
3	Village of Stillwater	$271,900 (±$37,884)
4	Village of Galway	$246,400 (±$115,268)
5	Village of Schuylerville	$215,900 (±$12,343)
6	Village of South Glens Falls	$212,700 (±$13,675)
7	Village of Victory	$191,700 (±$41,665)
8	Village of Corinth	$188,100 (±$14,828)
9	Village of Waterford	$157,500 (±$29,725)

Showing 7 of 9 places in Saratoga County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Village of Waterford

What is the average home value in the Village of Waterford, NY?

The Census Bureau publishes the median: $157,500 (±$29,725) for owner-occupied homes in the Village of Waterford (2020–2024 American Community Survey).

Have home values in the Village of Waterford gone up?

In the Village of Waterford, the median home value went from $160,700 in 2015–2019 to $157,500 in 2020–2024 (−2.0%).

Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.

Is this what homes in the Village of Waterford sell for?

No: it is the value owners reported, which tends to lag the market; recent sale prices and an appraisal answer that question.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Waterford village, New York (place:78520, in state:36).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25077_001E, B25077_001M, B25088_002E, B25088_002M, B25103_001E, B25103_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0089E, DP04_0089M, DP04_0046E, DP04_0046M, DP04_0081PE, DP04_0081PM, DP04_0082PE, DP04_0082PM, DP04_0083PE, DP04_0083PM, DP04_0084PE, DP04_0084PM, DP04_0085PE, DP04_0085PM, DP04_0086PE, DP04_0086PM, DP04_0087PE, DP04_0087PM, DP04_0088PE, DP04_0088PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.