Housing data for Watertown, NY

Watertown, NY has an estimated 24,375 residents and 13,426 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a city in Jefferson County.

59.1% of households rent.

The median gross rent is $967 a month.

Its population shrank measurably since 2015–2019 (−4.9%).

Figures last updated on .

Residents
24,375 (±33)
Housing units
13,426 (±412)
Households that rent
59.1%
Median gross rent
$967
Residents since 2015–2019
−4.9%

What stands out in Watertown

Homes in buildings of 5 or more units: 24.7% (±3.7 points) in Watertown, higher than in Jefferson County (11.0%).

Households without a vehicle: 19.8% (±3.9 points) in Watertown, higher than in Jefferson County (9.7%).

Homes heated by fuel oil: 1.6% (±0.8 points) in Watertown, lower than in Jefferson County (11.9%).

Homes built before 1980: 79.6% (±5.4 points) in Watertown, higher than in Jefferson County (56.2%).

Housing in Watertown at a glance

Watertown against Jefferson County, its state and the nation

Estimate (90% margin of error)
WatertownJefferson CountyNew YorkUnited States
Residents24,375 (±33)115,040 (exact)19,852,366 (exact)334,922,499
Housing units13,426 (±412)61,862 (±110)8,585,241 (±652)143,775,355
Households that rent59.1% (±3.7 points)45.3% (±1.6 points)45.7% (±0.2 points)34.8%
Median gross rent$967 (±$57)$1,213 (±$32)$1,621 (±$7)$1,413
Median household income$51,753 (±$4,571)$66,301 (±$2,730)$85,974 (±$402)$80,734
Median home value$158,600 (±$10,748)$188,200 (±$6,002)$423,800 (±$1,627)$332,700
Median real estate taxes (a year)$2,710 (±$189)$2,899 (±$93)$6,582 (±$21)$3,119
Built before 198079.6% (±5.4 points)56.2% (±2.0 points)73.9% (±0.2 points)49.7%
Average commute16.3 minutes (±1.6)19.5 minutes (±0.6)32.6 minutes (±0.1)26.4 minutes
Households with broadband88.3% (±2.7 points)90.8% (±1.2 points)90.8% (±0.1 points)91.0%
Median age of residents35.7 years (±1.8)33.7 years (±0.3)39.8 years (±0.1)38.9 years

Watertown covers 9.0 square miles of land, about 2,699 residents per square mile (Census Bureau Gazetteer).

How Watertown has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents25,622 (±39)24,375 (±33)−4.9%Measurable decrease
Housing units13,186 (±328)13,426 (±412)+1.8%Not a measurable change
Median gross rent$806 (±$34)$967 (±$57)+20.0%No measurable change after inflation
Median home value$133,400 (±$7,502)$158,600 (±$10,748)+18.9%No measurable change after inflation
Median household income$40,253 (±$3,144)$51,753 (±$4,571)+28.6%No measurable change after inflation
Median owner cost with a mortgage$1,177 (±$51)$1,352 (±$56)+14.9%Down after inflation
Median real estate taxes$2,483 (±$118)$2,710 (±$189)+9.1%Down after inflation
Households that rent56.7% (±2.7 points)59.1% (±3.7 points)+2.4 percentage pointsNot a measurable change
Rental vacancy rate11.5% (±3.4 points)3.6% (±1.9 points)−7.9 percentage pointsMeasurable decrease

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Watertown

In 2025, the Watertown Police Department reported 657 violent and 4,069 property crimes per 100,000 residents to the FBI.

Across Jefferson County, the departments that report recorded 160 violent and 1,021 property crimes per 100,000 residents that year.

ZIP codes in Watertown

ZIP Code Tabulation Areas that cover this place (2020–2024 estimates)
ZIP codeShare of the ZIP’s land in this placeResidentsMedian gross rentMedian home valueMedian household income
1360171%36,839$1,011$172,600$58,791

A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.

Places near Watertown

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Town of Watertown2.8 mi$1,611$217,40045.1%
Village of Glen Park3.2 mi$1,096$177,10023.7%
Village of Brownville4.3 mi$900$192,30020.6%
Calcium5.6 mi$1,347$203,40092.0%
Town of Pamelia5.7 mi$750$167,90023.3%
Village of Black River6.2 mi$906$228,20036.8%
Town of Rutland6.5 mi$908$201,60026.3%
Village of Dexter7.1 mi$620$158,00035.8%

Places in New York most like Watertown

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Syracuse$1,039$138,400$47,81958.4%
Norwich$867$121,100$53,33358.7%
Cortland$975$152,600$59,48254.1%
Village of Delhi$866$195,700$57,58653.7%
Rochester$1,081$139,600$47,21361.9%
Binghamton$870$124,800$45,57856.0%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New York.

HUD Fair Market Rent for Watertown, fiscal year 2027

Watertown-Fort Drum, NY MSA, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$1,012$1,111$1,453$1,995$2,376

HUD income limits for Watertown, fiscal year 2026

Watertown-Fort Drum, NY MSA, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$18,900$31,500$50,350
2 people$21,640$36,000$57,550
3 people$27,320$40,500$64,750
4 people$33,000$44,950$71,900
5 people$38,680$48,550$77,700
6 people$44,360$52,150$83,450
7 people$50,040$55,750$89,200
8 people$55,720$59,350$94,950

These are the limits HUD sets for its housing programs in the Watertown-Fort Drum, NY MSA, where HUD’s median family income for fiscal year 2026 is $86,600.

A program can use its own limits; tax-credit and local programs often do.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Watertown

What is the average rent in Watertown, NY?

The Census Bureau publishes the median rather than the average: the median gross rent in Watertown is $967 (±$57) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.

How much is a one-bedroom apartment in Watertown?

The median gross rent for a one-bedroom home in Watertown, NY is $698 (±$152) a month (2020–2024 American Community Survey).

Are renters in Watertown rent-burdened?

44.8% of renting households in Watertown pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).

How many renters are there in Watertown?

Watertown has an estimated 7,017 (±531) renting households, 59.1% of its occupied homes (2020–2024 American Community Survey).

What is the median household income in Watertown?

The median household income in Watertown is $51,753 (±$4,571) a year (2020–2024 American Community Survey).

What is the average home value in Watertown, NY?

The Census Bureau publishes the median: $158,600 (±$10,748) for owner-occupied homes in Watertown (2020–2024 American Community Survey).

Is Watertown growing?

In Watertown, the number of residents went from 25,622 in 2015–2019 to 24,375 in 2020–2024 (−4.9%), a measurable decrease.

What ZIP codes are in Watertown?

The ZIP code that covers Watertown is 13601.

What is the median rent in ZIP code 13601?

The median gross rent in ZIP Code Tabulation Area 13601 is $1,011 (±$49) a month (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Watertown city, Jefferson County, New York (county subdivision:78608, in state:36 county:045).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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