How much do homeowners pay a month in West Sand Lake, NY?
Homeowners with a mortgage in West Sand Lake, NY pay a median of $2,398 (±$259) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $936 (±$186).
80.9% of owned homes carry a mortgage.
In West Sand Lake, the median monthly cost with a mortgage went from $1,484 in 2015–2019 to $2,398 in 2020–2024 (+61.6%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $2,398 (±$259)
- Without a mortgage
- $936 (±$186)
- Owned with a mortgage
- 80.9%
Monthly owner costs in West Sand Lake
| West Sand Lake | Rensselaer County | New York | United States | |
|---|---|---|---|---|
| With a mortgage | $2,398 (±$259) | $1,940 (±$43) | $2,555 (±$9) | $1,963 |
| Without a mortgage | $936 (±$186) | $756 (±$28) | $958 (±$5) | $638 |
| Owned homes with a mortgage | 80.9% (±8.2 points) | 61.1% (±1.8 points) | 57.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $6,022 (±$1,281) | $5,301 (±$158) | $6,582 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In West Sand Lake, the median cost with a mortgage is higher than in Rensselaer County ($1,940).
It is not measurably different from New York ($2,555).
It is higher than the national figure ($1,963).
In Rensselaer County, West Sand Lake ranks 1 of 5 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 254 of 404.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in West Sand Lake have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,484 (±$296) | $2,398 (±$259) | +61.6% | Up after inflation |
| Median real estate taxes | $5,078 (±$1,073) | $6,022 (±$1,281) | +18.6% | No measurable change after inflation |
| Median home value | $201,800 (±$26,697) | $315,800 (±$76,733) | +56.5% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near West Sand Lake
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| West Sand Lake | — | $2,398 (±$259) | — |
| Averill Park | 2.2 mi | $2,225 (±$307) | Not measurably different |
| Wynantskill | 4.3 mi | $2,017 (±$152) | Lower |
| Town of North Greenbush | 4.5 mi | $2,059 (±$110) | Lower |
| Town of Poestenkill | 5.7 mi | $2,322 (±$342) | Not measurably different |
| Town of East Greenbush | 5.8 mi | $2,070 (±$148) | Lower |
| East Greenbush (community) | 6.3 mi | $2,285 (±$114) | Not measurably different |
| Town of Nassau | 6.7 mi | $2,012 (±$214) | Lower |
| Hampton Manor | 7.0 mi | $1,785 (±$113) | Lower |
Nearby places with a measurably lower figure: Wynantskill, NY ($2,017), Town of North Greenbush, NY ($2,059), Town of East Greenbush, NY ($2,070).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Rensselaer County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | West Sand Lake | $2,398 (±$259) |
| 2 | East Greenbush (community) | $2,285 (±$114) |
| 3 | Averill Park | $2,225 (±$307) |
| 4 | Wynantskill | $2,017 (±$152) |
| 5 | Hampton Manor | $1,785 (±$113) |
West Sand Lake is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside the Town of Sand Lake, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about West Sand Lake
What is the average mortgage payment in West Sand Lake?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in West Sand Lake, NY is $2,398 (±$259) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in West Sand Lake?
Owners without a mortgage in West Sand Lake pay a median of $936 (±$186) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in West Sand Lake gone up?
In West Sand Lake, the median monthly cost with a mortgage went from $1,484 in 2015–2019 to $2,398 in 2020–2024 (+61.6%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — West Sand Lake CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — West Sand Lake CDP, New York
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — West Sand Lake CDP, New York
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — West Sand Lake CDP, New York
- Median Value (B25077), 2015–2019 ACS 5-year estimates — West Sand Lake CDP, New York
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for West Sand Lake CDP, New York (place:80863, in state:36).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in West Sand Lake at a glance
- Median rent in West Sand Lake
- Income and affordability in West Sand Lake
- Home values in West Sand Lake
- Property taxes in West Sand Lake
- Types of homes in West Sand Lake
- Age of homes in West Sand Lake
- Heating fuel in West Sand Lake
- Commute and cars in West Sand Lake
- Population growth in West Sand Lake
- New York landlord and tenant rules
- Housing across Rensselaer County
- Housing data for every place in New York