Housing data for ZIP code 10505

ZIP code 10505 has an estimated 1,119 residents and 440 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in the Town of Carmel, Westchester County.

31.8% of households rent.

The median gross rent is $1,385 (±$147) a month.

The median home value is $896,200 (±$67,354).

The median household income is $153,426 (±$101,099) a year.

Figures last updated on .

Residents
1,119 (±294)
Median gross rent
$1,385
Median home value
$896,200
Households that rent
31.8%

How ZIP code 10505 compares

Estimate (90% margin of error)
ZIP 10505Town of CarmelWestchester CountyNew YorkUnited States
Residents1,119 (±294)33,837999,67719,852,366334,922,499
Housing units440 (±119)12,777394,3588,585,241143,775,355
Households that rent31.8% (±10.7 points)14.6%38.2%45.7%34.8%
Median gross rent$1,385 (±$147)$1,683$1,951$1,621$1,413
Median home value$896,200 (±$67,354)$495,100$663,200$423,800$332,700
Median household income$153,426 (±$101,099)$131,835$118,976$85,974$80,734
Median real estate taxes (a year)$10,000 or more$10,000 or more$10,000 or more$6,582$3,119
Renters paying 30% or more of income85.0% (±23.4 points)68.1%54.2%52.1%51.1%
Built before 198012.5% (±19.4 points)65.5%76.1%73.9%49.7%
Average commute38.2 minutes (±7.6)41.2 minutes34.6 minutes32.6 minutes26.4 minutes
Households with broadband76.8% (±12.9 points)95.2%93.7%90.8%91.0%
Median age of residents49.0 years (±8.5)44.3 years41.8 years39.8 years38.9 years

In ZIP 10505, median gross rent is lower than in Westchester County ($1,951).

It is also lower than in New York ($1,621).

It is not measurably different from the national figure ($1,413).

The median gross rent in ZIP code 10505 is lower than in the Town of Carmel as a whole ($1,683).

Its median home value is higher than in the Town of Carmel as a whole ($495,100).

Among the 64 ZIP codes in Westchester County with a published estimate, ZIP 10505 ranks 63 from highest to lowest median gross rent.

Among the 71 ZIP codes in Westchester County with a published estimate, ZIP 10505 ranks 13 from highest to lowest median home value.

Among the 71 ZIP codes in Westchester County with a published estimate, ZIP 10505 ranks 35 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 10505

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 10505Westchester CountyNew YorkUnited States
Less than $5000.0% (±25.7 points)4.9%7.8%6.3%
$500 to $99910.0% (±12.7 points)8.1%15.2%20.2%
$1,000 to $1,49955.7% (±25.2 points)14.3%22.2%28.1%
$1,500 to $1,99912.1% (±14.8 points)25.1%19.8%21.1%
$2,000 to $2,4994.3% (±7.5 points)21.8%14.3%12.0%
$2,500 to $2,9990.0% (±25.7 points)10.2%7.6%5.5%
$3,000 or more17.9% (±18.6 points)15.6%13.2%6.8%

The most common range is $1,000 to $1,499, paid by 55.7% of renting households.

Rent by bedrooms in ZIP code 10505

Median gross rent by number of bedrooms, estimate (90% margin of error)
BedroomsCensus median
1 bedroom$1,438 (±$280)
2 bedrooms$1,413 (±$408)

Rent burden in ZIP code 10505

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 10505Westchester CountyNew YorkUnited States
Less than 15%0.0% (±25.7 points)12.6%14.0%12.6%
15% to 19.9%11.4% (±16.4 points)10.8%11.7%12.2%
20% to 24.9%0.0% (±25.7 points)11.5%11.5%12.6%
25% to 29.9%3.6% (±6.3 points)10.9%10.7%11.5%
30% to 34.9%10.0% (±11.9 points)9.7%9.0%9.2%
35% or more75.0% (±20.1 points)44.5%43.1%41.9%

85.0% (±23.4 points) of renting households in ZIP code 10505 spend 30% or more of their income on gross rent.

Home values in ZIP code 10505

Owner-occupied homes by value, 2020–2024
ValueZIP 10505Westchester CountyNew YorkUnited States
Less than $50,0000.0% (±13.2 points)1.5%3.9%5.3%
$50,000 to $99,9990.0% (±13.2 points)1.3%5.6%6.1%
$100,000 to $149,9990.0% (±13.2 points)2.9%6.7%6.8%
$150,000 to $199,9990.0% (±13.2 points)3.9%8.3%9.0%
$200,000 to $299,9993.7% (±5.8 points)7.0%13.2%17.8%
$300,000 to $499,9990.0% (±13.2 points)16.3%19.7%26.9%
$500,000 to $999,99968.3% (±19.5 points)45.6%30.1%20.9%
$1,000,000 or more28.0% (±18.9 points)21.4%12.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 10505

Housing units by units in structure, 2020–2024
Building typeZIP 10505Westchester CountyNew YorkUnited States
Single-family, detached65.7% (±12.0 points)43.4%41.2%61.3%
Single-family, attached (townhouse, rowhouse)0.0% (±9.2 points)6.4%5.5%6.2%
2 units0.0% (±9.2 points)7.7%9.6%3.4%
3 or 4 units0.0% (±9.2 points)7.0%6.9%4.3%
5 to 9 units0.0% (±9.2 points)5.0%5.2%4.5%
10 to 19 units3.2% (±3.8 points)5.1%4.4%4.3%
20 or more units31.1% (±11.4 points)25.2%25.1%10.3%
Mobile home0.0% (±9.2 points)0.2%2.1%5.6%
Boat, RV, van, etc.0.0% (±9.2 points)0.0%0.0%0.1%

When the homes in ZIP code 10505 were built

Housing units by year structure built, 2020–2024
Year builtZIP 10505Westchester CountyNew YorkUnited States
2020 or later3.6% (±5.5 points)1.0%0.8%2.0%
2010 to 201922.5% (±9.8 points)4.2%5.3%9.4%
2000 to 200943.6% (±15.1 points)5.4%6.4%13.6%
1990 to 199913.4% (±13.6 points)5.0%5.9%12.4%
1980 to 19894.3% (±5.9 points)8.4%7.7%12.9%
1970 to 19793.9% (±5.4 points)9.9%9.8%14.2%
1960 to 19698.6% (±9.6 points)14.0%12.1%9.9%
1950 to 19590.0% (±9.2 points)17.6%14.1%9.5%
1940 to 19490.0% (±9.2 points)7.1%7.6%4.4%
1939 or earlier0.0% (±9.2 points)27.5%30.3%11.7%

12.5% of the homes in ZIP code 10505 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 10505

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 10505Westchester CountyNew YorkUnited States
Utility gas64.1% (±14.1 points)52.0%59.1%46.5%
Fuel oil, kerosene, etc.13.6% (±10.8 points)28.0%16.1%3.9%
Electricity15.2% (±8.6 points)14.4%15.4%41.3%
Bottled or tank gas (propane)4.5% (±5.9 points)3.1%4.9%4.9%
Wood0.0% (±9.2 points)0.2%1.3%1.4%
Solar energy0.0% (±9.2 points)0.1%0.1%0.3%
Coal or coke0.0% (±9.2 points)0.0%0.2%0.1%
Other fuel2.5% (±3.8 points)1.1%1.3%0.5%
No fuel used0.0% (±9.2 points)1.0%1.6%1.2%

How people in ZIP code 10505 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 10505Westchester CountyNew YorkUnited States
Drove alone72.8% (±14.1 points)50.4%48.8%68.8%
Carpooled0.0% (±8.0 points)7.1%6.3%8.5%
Public transportation6.7% (±6.7 points)17.3%21.6%3.2%
Walked0.0% (±8.0 points)3.7%5.6%2.4%
Other means (bicycle, taxi, motorcycle)12.1% (±10.8 points)2.3%2.8%2.0%
Worked from home8.4% (±8.2 points)19.1%14.9%15.1%

Workers who live in ZIP code 10505 take an average of 38.2 minutes to get to work.

Places in ZIP code 10505

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Town of Carmel60%$1,68314.6%
Town of Somers40%$3,500 or more11.0%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 10505

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
105401.5 mi————
105271.8 mi—$860,400$250,000 or more0.0%
105352.4 mi$1,898$333,300$66,18976.4%
105412.8 mi$1,888$508,500$138,61711.2%
105892.9 mi$3,500 or more$574,400$129,2148.6%
105013.3 mi—$831,300$220,4494.1%
105784.1 mi—$615,600$250,000 or more0.0%
105884.2 mi$1,184$526,100$178,97731.4%

Crime reported to police in the Town of Carmel

Most of ZIP code 10505 is policed by the Carmel Town Police Department, which reported 41 violent and 305 property crimes per 100,000 residents to the FBI in 2025.

The FBI publishes crime by police department, not by ZIP code, so this is the department’s figure for the whole area it serves.

ZIP code 10505 is reported as ZIP Code Tabulation Area 10505: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 10505

What is the median rent in ZIP code 10505?

The median gross rent in ZIP Code Tabulation Area 10505 is $1,385 (±$147) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 10505?

The median value of owner-occupied homes in ZIP code 10505 is $896,200 (±$67,354) (2020–2024 American Community Survey).

What is the median household income in ZIP code 10505?

The median household income in ZIP code 10505 is $153,426 (±$101,099) a year (2020–2024 American Community Survey).

What town is ZIP code 10505 in?

Most of ZIP code 10505’s land lies in the Town of Carmel; it also covers Town of Somers.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 10505 (zip code tabulation area:10505).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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