Housing data for ZIP code 13491

ZIP code 13491 has an estimated 3,431 residents and 1,456 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in the Town of Winfield, Otsego County.

17.1% of households rent.

The median gross rent is $746 (±$181) a month.

The median home value is $151,400 (±$12,467).

The median household income is $72,917 (±$9,537) a year.

Figures last updated on .

Residents
3,431 (±374)
Median gross rent
$746
Median home value
$151,400
Households that rent
17.1%

How ZIP code 13491 compares

Estimate (90% margin of error)
ZIP 13491Town of WinfieldOtsego CountyNew YorkUnited States
Residents3,431 (±374)1,87460,10819,852,366334,922,499
Housing units1,456 (±124)80630,0578,585,241143,775,355
Households that rent17.1% (±4.9 points)19.8%26.1%45.7%34.8%
Median gross rent$746 (±$181)$617$987$1,621$1,413
Median home value$151,400 (±$12,467)$140,500$179,100$423,800$332,700
Median household income$72,917 (±$9,537)$66,917$68,885$85,974$80,734
Median real estate taxes (a year)$2,588 (±$302)$2,378$3,041$6,582$3,119
Renters paying 30% or more of income43.9% (±20.6 points)54.3%44.0%52.1%51.1%
Built before 198062.6% (±7.1 points)64.3%69.5%73.9%49.7%
Average commute33.0 minutes (±5.1)35.6 minutes22.9 minutes32.6 minutes26.4 minutes
Households with broadband84.7% (±5.4 points)84.7%87.2%90.8%91.0%
Median age of residents39.1 years (±3.9)38.8 years39.9 years39.8 years38.9 years

In ZIP 13491, median gross rent is lower than in Otsego County ($987).

It is also lower than in New York ($1,621).

It is lower than the national figure ($1,413).

The median gross rent in ZIP code 13491 is not measurably different from the Town of Winfield as a whole ($617).

Its median home value is not measurably different from the Town of Winfield as a whole ($140,500).

Among the 22 ZIP codes in Otsego County with a published estimate, ZIP 13491 ranks 21 from highest to lowest median gross rent.

Among the 29 ZIP codes in Otsego County with a published estimate, ZIP 13491 ranks 23 from highest to lowest median home value.

Among the 34 ZIP codes in Otsego County with a published estimate, ZIP 13491 ranks 16 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 13491

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 13491Otsego CountyNew YorkUnited States
Less than $50012.2% (±11.6 points)7.0%7.8%6.3%
$500 to $99965.6% (±16.7 points)44.6%15.2%20.2%
$1,000 to $1,49920.6% (±12.0 points)38.0%22.2%28.1%
$1,500 to $1,9991.6% (±2.5 points)7.4%19.8%21.1%
$2,000 to $2,4990.0% (±20.0 points)1.7%14.3%12.0%
$2,500 to $2,9990.0% (±20.0 points)0.2%7.6%5.5%
$3,000 or more0.0% (±20.0 points)1.1%13.2%6.8%

The most common range is $500 to $999, paid by 65.6% of renting households.

Rent by bedrooms in ZIP code 13491

Median gross rent by number of bedrooms, estimate (90% margin of error)
BedroomsCensus median
1 bedroom$538 (±$151)
2 bedrooms$730 (±$313)
3 bedrooms$941 (±$37)

Rent burden in ZIP code 13491

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 13491Otsego CountyNew YorkUnited States
Less than 15%18.0% (±10.6 points)14.0%14.0%12.6%
15% to 19.9%9.0% (±8.5 points)19.1%11.7%12.2%
20% to 24.9%19.6% (±15.8 points)11.5%11.5%12.6%
25% to 29.9%9.5% (±7.4 points)11.3%10.7%11.5%
30% to 34.9%6.3% (±6.3 points)10.1%9.0%9.2%
35% or more37.6% (±19.6 points)33.9%43.1%41.9%

43.9% (±20.6 points) of renting households in ZIP code 13491 spend 30% or more of their income on gross rent.

Home values in ZIP code 13491

Owner-occupied homes by value, 2020–2024
ValueZIP 13491Otsego CountyNew YorkUnited States
Less than $50,0006.6% (±2.8 points)7.3%3.9%5.3%
$50,000 to $99,99917.3% (±3.8 points)11.9%5.6%6.1%
$100,000 to $149,99925.4% (±5.8 points)17.1%6.7%6.8%
$150,000 to $199,99919.3% (±4.6 points)21.2%8.3%9.0%
$200,000 to $299,99916.1% (±3.9 points)19.7%13.2%17.8%
$300,000 to $499,99912.8% (±3.3 points)16.4%19.7%26.9%
$500,000 to $999,9992.4% (±1.7 points)5.2%30.1%20.9%
$1,000,000 or more0.1% (±0.2 points)1.1%12.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 13491

Housing units by units in structure, 2020–2024
Building typeZIP 13491Otsego CountyNew YorkUnited States
Single-family, detached72.7% (±5.2 points)67.4%41.2%61.3%
Single-family, attached (townhouse, rowhouse)0.5% (±0.6 points)0.8%5.5%6.2%
2 units1.6% (±1.2 points)7.4%9.6%3.4%
3 or 4 units2.0% (±1.4 points)7.0%6.9%4.3%
5 to 9 units1.9% (±1.5 points)3.3%5.2%4.5%
10 to 19 units2.1% (±1.5 points)1.1%4.4%4.3%
20 or more units1.6% (±0.9 points)1.9%25.1%10.3%
Mobile home17.4% (±5.0 points)10.9%2.1%5.6%
Boat, RV, van, etc.0.0% (±2.9 points)0.2%0.0%0.1%

When the homes in ZIP code 13491 were built

Housing units by year structure built, 2020–2024
Year builtZIP 13491Otsego CountyNew YorkUnited States
2020 or later1.1% (±1.1 points)0.7%0.8%2.0%
2010 to 20195.9% (±2.4 points)4.3%5.3%9.4%
2000 to 20099.0% (±2.7 points)7.3%6.4%13.6%
1990 to 199910.4% (±3.0 points)9.1%5.9%12.4%
1980 to 198910.9% (±3.8 points)9.1%7.7%12.9%
1970 to 19799.3% (±3.6 points)9.6%9.8%14.2%
1960 to 19694.3% (±1.5 points)5.6%12.1%9.9%
1950 to 19596.2% (±2.0 points)7.4%14.1%9.5%
1940 to 19493.8% (±1.8 points)6.1%7.6%4.4%
1939 or earlier39.0% (±5.3 points)40.8%30.3%11.7%

62.6% of the homes in ZIP code 13491 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 13491

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 13491Otsego CountyNew YorkUnited States
Utility gas0.2% (±0.3 points)21.8%59.1%46.5%
Fuel oil, kerosene, etc.53.2% (±5.6 points)31.3%16.1%3.9%
Electricity10.2% (±2.8 points)15.2%15.4%41.3%
Bottled or tank gas (propane)21.5% (±4.5 points)17.6%4.9%4.9%
Wood8.1% (±3.4 points)11.0%1.3%1.4%
Solar energy0.2% (±0.2 points)0.2%0.1%0.3%
Coal or coke4.1% (±3.0 points)0.7%0.2%0.1%
Other fuel1.8% (±1.1 points)2.0%1.3%0.5%
No fuel used0.7% (±0.7 points)0.3%1.6%1.2%

How people in ZIP code 13491 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 13491Otsego CountyNew YorkUnited States
Drove alone78.8% (±4.2 points)70.6%48.8%68.8%
Carpooled10.1% (±3.5 points)8.7%6.3%8.5%
Public transportation0.0% (±2.8 points)1.0%21.6%3.2%
Walked2.2% (±1.3 points)7.3%5.6%2.4%
Other means (bicycle, taxi, motorcycle)0.0% (±2.8 points)0.8%2.8%2.0%
Worked from home8.9% (±2.7 points)11.7%14.9%15.1%

Workers who live in ZIP code 13491 take an average of 33.0 minutes to get to work.

Places in ZIP code 13491

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Town of Winfield48%$61719.8%
Town of Plainfield26%$75012.4%
Town of Brookfield11%$98115.9%
Town of Exeter5%$8672.3%
Town of Columbia4%$84712.7%
Town of Richfield3%$80228.3%
Town of Litchfield2%—9.2%
Town of Bridgewater1%$73618.6%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 13491

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
133134.0 mi$735$82,900$36,59727.9%
133186.1 mi—$178,500$84,2115.8%
133646.2 mi—$121,300$80,1605.5%
133147.2 mi—$111,100$37,0000.0%
133228.0 mi$1,595$204,800$91,36916.3%
133578.6 mi$764$115,600$63,67828.8%
134398.7 mi$849$185,600$65,76122.1%
133158.8 mi—$202,000$65,92114.4%

Crime reported to police in Otsego County

In 2025, the police departments that report for Otsego County recorded 62 violent and 333 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 13491 is reported as ZIP Code Tabulation Area 13491: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 13491

What is the median rent in ZIP code 13491?

The median gross rent in ZIP Code Tabulation Area 13491 is $746 (±$181) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 13491?

The median value of owner-occupied homes in ZIP code 13491 is $151,400 (±$12,467) (2020–2024 American Community Survey).

What is the median household income in ZIP code 13491?

The median household income in ZIP code 13491 is $72,917 (±$9,537) a year (2020–2024 American Community Survey).

What town is ZIP code 13491 in?

Most of ZIP code 13491’s land lies in the Town of Winfield; it also covers Town of Plainfield, Town of Brookfield, Town of Exeter, Town of Columbia, Town of Richfield.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 13491 (zip code tabulation area:13491).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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