Housing data for ZIP code 14845

ZIP code 14845 has an estimated 20,327 residents and 9,551 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in the Town of Horseheads, Chemung County.

27.0% of households rent.

The median gross rent is $1,257 (±$63) a month.

The median home value is $186,500 (±$8,297).

The median household income is $76,832 (±$6,682) a year.

Figures last updated on .

Residents
20,327 (±577)
Median gross rent
$1,257
Median home value
$186,500
Households that rent
27.0%

How ZIP code 14845 compares

Estimate (90% margin of error)
ZIP 14845Town of HorseheadsChemung CountyNew YorkUnited States
Residents20,327 (±577)18,85482,14719,852,366334,922,499
Housing units9,551 (±339)9,07739,2528,585,241143,775,355
Households that rent27.0% (±3.2 points)32.7%31.6%45.7%34.8%
Median gross rent$1,257 (±$63)$1,161$1,059$1,621$1,413
Median home value$186,500 (±$8,297)$159,000$141,100$423,800$332,700
Median household income$76,832 (±$6,682)$68,990$63,716$85,974$80,734
Median real estate taxes (a year)$4,008 (±$243)$3,682$3,451$6,582$3,119
Renters paying 30% or more of income47.1% (±9.0 points)49.0%51.6%52.1%51.1%
Built before 198072.0% (±5.9 points)81.7%81.7%73.9%49.7%
Average commute18.3 minutes (±1.4)18.6 minutes20.2 minutes32.6 minutes26.4 minutes
Households with broadband86.8% (±3.5 points)87.4%88.0%90.8%91.0%
Median age of residents44.4 years (±2.3)45.0 years42.0 years39.8 years38.9 years

In ZIP 14845, median gross rent is higher than in Chemung County ($1,059).

It is also lower than in New York ($1,621).

It is lower than the national figure ($1,413).

The median gross rent in ZIP code 14845 is higher than in the Town of Horseheads as a whole ($1,161).

Its median home value is higher than in the Town of Horseheads as a whole ($159,000).

Among the 14 ZIP codes in Chemung County with a published estimate, ZIP 14845 ranks 1 from highest to lowest median gross rent.

Among the 14 ZIP codes in Chemung County with a published estimate, ZIP 14845 ranks 2 from highest to lowest median home value.

Among the 15 ZIP codes in Chemung County with a published estimate, ZIP 14845 ranks 3 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 14845

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 14845Chemung CountyNew YorkUnited States
Less than $5002.4% (±2.2 points)8.4%7.8%6.3%
$500 to $99921.4% (±6.4 points)35.9%15.2%20.2%
$1,000 to $1,49956.5% (±8.1 points)43.0%22.2%28.1%
$1,500 to $1,99912.2% (±3.3 points)8.1%19.8%21.1%
$2,000 to $2,4992.8% (±1.6 points)3.1%14.3%12.0%
$2,500 to $2,9990.2% (±0.3 points)0.4%7.6%5.5%
$3,000 or more4.4% (±2.8 points)1.1%13.2%6.8%

The most common range is $1,000 to $1,499, paid by 56.5% of renting households.

Rent by bedrooms in ZIP code 14845

Median gross rent by number of bedrooms, estimate (90% margin of error)
BedroomsCensus median
Studio$1,293 (±$1,075)
1 bedroom$1,143 (±$196)
2 bedrooms$1,271 (±$97)
3 bedrooms$1,293 (±$93)

Rent burden in ZIP code 14845

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 14845Chemung CountyNew YorkUnited States
Less than 15%7.7% (±3.3 points)11.1%14.0%12.6%
15% to 19.9%7.4% (±3.6 points)11.2%11.7%12.2%
20% to 24.9%16.0% (±5.0 points)13.6%11.5%12.6%
25% to 29.9%21.8% (±7.4 points)12.6%10.7%11.5%
30% to 34.9%8.2% (±3.8 points)7.1%9.0%9.2%
35% or more38.9% (±8.2 points)44.5%43.1%41.9%

47.1% (±9.0 points) of renting households in ZIP code 14845 spend 30% or more of their income on gross rent.

Home values in ZIP code 14845

Owner-occupied homes by value, 2020–2024
ValueZIP 14845Chemung CountyNew YorkUnited States
Less than $50,0004.5% (±1.3 points)8.1%3.9%5.3%
$50,000 to $99,99911.2% (±3.2 points)23.9%5.6%6.1%
$100,000 to $149,99916.3% (±3.0 points)20.9%6.7%6.8%
$150,000 to $199,99924.4% (±3.5 points)17.7%8.3%9.0%
$200,000 to $299,99924.5% (±3.5 points)16.2%13.2%17.8%
$300,000 to $499,99913.3% (±2.7 points)9.2%19.7%26.9%
$500,000 to $999,9994.8% (±1.7 points)3.4%30.1%20.9%
$1,000,000 or more1.0% (±1.1 points)0.7%12.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 14845

Housing units by units in structure, 2020–2024
Building typeZIP 14845Chemung CountyNew YorkUnited States
Single-family, detached73.3% (±3.8 points)67.9%41.2%61.3%
Single-family, attached (townhouse, rowhouse)1.4% (±1.0 points)1.9%5.5%6.2%
2 units5.2% (±1.6 points)11.4%9.6%3.4%
3 or 4 units4.7% (±2.3 points)4.6%6.9%4.3%
5 to 9 units3.2% (±1.6 points)3.5%5.2%4.5%
10 to 19 units4.6% (±1.4 points)2.4%4.4%4.3%
20 or more units3.3% (±1.0 points)3.7%25.1%10.3%
Mobile home4.0% (±1.2 points)4.4%2.1%5.6%
Boat, RV, van, etc.0.3% (±0.5 points)0.2%0.0%0.1%

When the homes in ZIP code 14845 were built

Housing units by year structure built, 2020–2024
Year builtZIP 14845Chemung CountyNew YorkUnited States
2020 or later0.4% (±0.3 points)0.3%0.8%2.0%
2010 to 20195.2% (±1.3 points)3.0%5.3%9.4%
2000 to 200910.8% (±2.9 points)5.1%6.4%13.6%
1990 to 19995.9% (±1.4 points)5.1%5.9%12.4%
1980 to 19895.8% (±1.6 points)4.9%7.7%12.9%
1970 to 197919.1% (±3.2 points)12.1%9.8%14.2%
1960 to 196916.8% (±2.5 points)12.0%12.1%9.9%
1950 to 195917.9% (±2.5 points)15.5%14.1%9.5%
1940 to 19493.4% (±1.4 points)8.0%7.6%4.4%
1939 or earlier14.8% (±3.1 points)34.1%30.3%11.7%

72.0% of the homes in ZIP code 14845 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 14845

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 14845Chemung CountyNew YorkUnited States
Utility gas73.0% (±4.0 points)69.2%59.1%46.5%
Fuel oil, kerosene, etc.4.6% (±2.2 points)5.3%16.1%3.9%
Electricity16.8% (±3.4 points)15.2%15.4%41.3%
Bottled or tank gas (propane)3.9% (±1.3 points)6.1%4.9%4.9%
Wood0.6% (±0.4 points)2.5%1.3%1.4%
Solar energy0.1% (±0.1 points)0.0%0.1%0.3%
Coal or coke0.4% (±0.4 points)0.7%0.2%0.1%
Other fuel0.5% (±0.4 points)0.6%1.3%0.5%
No fuel used0.2% (±0.2 points)0.3%1.6%1.2%

How people in ZIP code 14845 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 14845Chemung CountyNew YorkUnited States
Drove alone81.5% (±3.3 points)78.0%48.8%68.8%
Carpooled9.2% (±2.3 points)8.8%6.3%8.5%
Public transportation0.9% (±0.7 points)1.3%21.6%3.2%
Walked0.3% (±0.2 points)2.2%5.6%2.4%
Other means (bicycle, taxi, motorcycle)0.3% (±0.3 points)1.5%2.8%2.0%
Worked from home7.9% (±2.5 points)8.2%14.9%15.1%

Workers who live in ZIP code 14845 take an average of 18.3 minutes to get to work.

Places in ZIP code 14845

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Town of Horseheads70%$1,16132.7%
Town of Big Flats18%$1,34520.9%
Big Flats (community)13%$1,38121.4%
Town of Veteran8%$78714.7%
Town of Catlin5%$1,13210.8%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 14845

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
148723.1 mi$790—$62,70839.1%
148165.3 mi—$164,800$63,4877.2%
148645.8 mi$825$147,000$63,66712.4%
149036.3 mi$991$129,400$67,01234.8%
148147.0 mi$1,152$211,700$98,78330.1%
149058.0 mi$1,009$174,100$90,82531.8%
148248.6 mi$1,386$148,400$61,06118.8%
148388.9 mi$747$137,500$73,8847.2%

Crime reported to police in Chemung County

In 2025, the police departments that report for Chemung County recorded 274 violent and 1,724 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 14845 is reported as ZIP Code Tabulation Area 14845: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 14845

What is the median rent in ZIP code 14845?

The median gross rent in ZIP Code Tabulation Area 14845 is $1,257 (±$63) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 14845?

The median value of owner-occupied homes in ZIP code 14845 is $186,500 (±$8,297) (2020–2024 American Community Survey).

What is the median household income in ZIP code 14845?

The median household income in ZIP code 14845 is $76,832 (±$6,682) a year (2020–2024 American Community Survey).

What town is ZIP code 14845 in?

Most of ZIP code 14845’s land lies in the Town of Horseheads; it also covers Town of Big Flats, Big Flats (community), Town of Veteran, Town of Catlin.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 14845 (zip code tabulation area:14845).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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