How much do homeowners pay a month in Black Creek, NC?
Homeowners with a mortgage in Black Creek, NC pay a median of $1,043 (±$146) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $530 (±$218).
55.1% of owned homes carry a mortgage.
In Black Creek, the median monthly cost with a mortgage went from $1,033 in 2015–2019 to $1,043 in 2020–2024 (+1.0%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Figures last updated on .
- With a mortgage
- $1,043 (±$146)
- Without a mortgage
- $530 (±$218)
- Owned with a mortgage
- 55.1%
Monthly owner costs in Black Creek
| Black Creek | Wilson County | North Carolina | United States | |
|---|---|---|---|---|
| With a mortgage | $1,043 (±$146) | $1,386 (±$47) | $1,631 (±$6) | $1,963 |
| Without a mortgage | $530 (±$218) | $483 (±$18) | $490 (±$3) | $638 |
| Owned homes with a mortgage | 55.1% (±16.6 points) | 57.6% (±2.5 points) | 61.3% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,163 (±$126) | $1,471 (±$56) | $1,896 (±$8) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Black Creek, the median cost with a mortgage is lower than in Wilson County ($1,386).
It is also lower than in North Carolina ($1,631).
It is lower than the national figure ($1,963).
In Wilson County, Black Creek ranks 6 of 7 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 591 of 641.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Black Creek have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,033 (±$90) | $1,043 (±$146) | +1.0% | Down after inflation |
| Median real estate taxes | $1,271 (±$114) | $1,163 (±$126) | −8.5% | Down after inflation |
| Median home value | $86,500 (±$5,974) | $112,200 (±$13,680) | +29.7% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Black Creek
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Black Creek | — | $1,043 (±$146) | — |
| Lucama | 4.2 mi | $1,273 (±$403) | Not measurably different |
| Wilson | 6.5 mi | $1,436 (±$75) | Higher |
| Stantonsburg | 6.7 mi | $1,313 (±$133) | Higher |
| Fremont | 6.9 mi | $1,286 (±$168) | Higher |
| Saratoga | 8.9 mi | $1,029 (±$315) | Not measurably different |
| Pikeville | 10 mi | $1,346 (±$309) | Not measurably different |
| Sims | 11 mi | $1,399 (±$59) | Higher |
| Kenly | 11 mi | $1,451 (±$387) | Not measurably different |
Nearby places with a measurably higher figure: Wilson, NC ($1,436), Stantonsburg, NC ($1,313), Fremont, NC ($1,286).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Wilson County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Wilson | $1,436 (±$75) |
| 2 | Sims | $1,399 (±$59) |
| 3 | Stantonsburg | $1,313 (±$133) |
| 4 | Lucama | $1,273 (±$403) |
| 5 | Elm City | $1,075 (±$83) |
| 6 | Black Creek | $1,043 (±$146) |
| 7 | Saratoga | $1,029 (±$315) |
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Black Creek
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Black Creek beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Black Creek, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Black Creek, and send estimates and invoices from your phone.
Questions about Black Creek
What is the average mortgage payment in Black Creek?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Black Creek, NC is $1,043 (±$146) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Black Creek?
Owners without a mortgage in Black Creek pay a median of $530 (±$218) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Black Creek gone up?
In Black Creek, the median monthly cost with a mortgage went from $1,033 in 2015–2019 to $1,043 in 2020–2024 (+1.0%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Black Creek town, North Carolina
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Black Creek town, North Carolina
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Black Creek town, North Carolina
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Black Creek town, North Carolina
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Black Creek town, North Carolina
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Black Creek town, North Carolina (place:06080, in state:37).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Black Creek at a glance
- Median rent in Black Creek
- Renters and owners in Black Creek
- Income and affordability in Black Creek
- Home values in Black Creek
- Property taxes in Black Creek
- Types of homes in Black Creek
- Age of homes in Black Creek
- Heating fuel in Black Creek
- Commute and cars in Black Creek
- How long people stay in Black Creek
- North Carolina landlord and tenant rules
- Housing across Wilson County
- Housing data for every place in North Carolina