How much do homeowners pay a month in Emma, NC?
Homeowners with a mortgage in Emma, NC pay a median of $967 (±$371) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $344 (±$152).
17.5% of owned homes carry a mortgage.
Figures last updated on .
- With a mortgage
- $967 (±$371)
- Without a mortgage
- $344 (±$152)
- Owned with a mortgage
- 17.5%
Monthly owner costs in Emma
| Emma | Buncombe County | North Carolina | United States | |
|---|---|---|---|---|
| With a mortgage | $967 (±$371) | $1,785 (±$30) | $1,631 (±$6) | $1,963 |
| Without a mortgage | $344 (±$152) | $505 (±$18) | $490 (±$3) | $638 |
| Owned homes with a mortgage | 17.5% (±16.5 points) | 56.5% (±1.4 points) | 61.3% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $518 (±$176) | $2,222 (±$56) | $1,896 (±$8) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Emma, the median cost with a mortgage is lower than in Buncombe County ($1,785).
It is also lower than in North Carolina ($1,631).
It is lower than the national figure ($1,963).
In Buncombe County, Emma ranks 11 of 11 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 609 of 641.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
Median monthly cost with a mortgage in places near Emma
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Emma | — | $967 (±$371) | — |
| Woodfin | 3.0 mi | $1,798 (±$170) | Higher |
| Asheville | 3.2 mi | $1,886 (±$40) | Higher |
| Biltmore Forest | 5.7 mi | $4,000 or more | — |
| Bent Creek | 6.4 mi | $1,116 (±$713) | Not measurably different |
| Weaverville | 7.1 mi | $2,103 (±$377) | Higher |
| Avery Creek | 9.6 mi | $1,789 (±$380) | Higher |
| Royal Pines | 10 mi | $1,841 (±$201) | Higher |
| Swannanoa | 12 mi | $1,466 (±$275) | Higher |
Nearby places with a measurably higher figure: Woodfin, NC ($1,798), Asheville, NC ($1,886), Weaverville, NC ($2,103).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Buncombe County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 5 | Fairview (community) | $1,840 (±$281) |
| 6 | Woodfin | $1,798 (±$170) |
| 7 | Avery Creek | $1,789 (±$380) |
| 8 | Black Mountain | $1,619 (±$59) |
| 9 | Swannanoa | $1,466 (±$275) |
| 10 | Bent Creek | $1,116 (±$713) |
| 11 | Emma | $967 (±$371) |
Showing 7 of 11 places in Buncombe County, ranked from highest to lowest.
Emma is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Emma
What is the average mortgage payment in Emma?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Emma, NC is $967 (±$371) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Emma?
Owners without a mortgage in Emma pay a median of $344 (±$152) a month in taxes, insurance, utilities and fees.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Emma CDP, North Carolina
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Emma CDP, North Carolina
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Emma CDP, North Carolina
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Emma CDP, North Carolina
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Emma CDP, North Carolina
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Emma CDP, North Carolina (place:21260, in state:37).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .