Housing data for Harkers Island, NC
Harkers Island, NC has an estimated 1,060 residents and 1,170 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Carteret County.
10.6% of households rent.
The median gross rent is $1,125 a month.
Figures last updated on .
- Residents
- 1,060 (±233)
- Housing units
- 1,170 (±99)
- Households that rent
- 10.6%
- Median gross rent
- $1,125
- Residents since 2015–2019
- −15.9%
What stands out in Harkers Island
Homes in buildings of 5 or more units: 0.5% (±5.2 points) in Harkers Island, lower than in Carteret County (13.1%).
Households that rent: 10.6% (±5.2 points) in Harkers Island, lower than in Carteret County (25.3%).
Homes built before 1980: 51.3% (±11.6 points) in Harkers Island, higher than in Carteret County (29.3%).
Households that moved in since 2020: 7.6% (±6.9 points) in Harkers Island, lower than in Carteret County (24.7%).
Housing in Harkers Island at a glance
- Median rent: $1,125 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 0.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 10.6% of households rent
- Income and affordability: $60,000 median household income
- Home values: $313,100 median home value
- Homeowner costs: $1,209 median monthly cost with a mortgage
- Property taxes: $1,234 median real estate taxes a year
- Types of homes: 0.5% of homes are in buildings of 5 or more units
- Bedrooms: 67.2% of homes have 3 or more bedrooms
- Age of homes: 51.3% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 72.1% heat with electricity
- Commute and cars: 30.4 minutes average trip to work
- Growth: −15.9% residents since 2015–2019
- How long people stay: 7.6% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 1.3% of homes have more than 1 person per room (Small sample: wide margin of error)
Harkers Island against Carteret County, its state and the nation
| Harkers Island | Carteret County | North Carolina | United States | |
|---|---|---|---|---|
| Residents | 1,060 (±233) | 69,148 (exact) | 10,730,404 (exact) | 334,922,499 |
| Housing units | 1,170 (±99) | 52,181 (±62) | 4,895,668 (±642) | 143,775,355 |
| Households that rent | 10.6% (±5.2 points) | 25.3% (±1.6 points) | 33.4% (±0.2 points) | 34.8% |
| Median gross rent | $1,125 (±$79) | $1,108 (±$48) | $1,228 (±$5) | $1,413 |
| Median household income | $60,000 (±$10,151) | $72,322 (±$2,766) | $72,388 (±$324) | $80,734 |
| Median home value | $313,100 (±$46,977) | $333,300 (±$9,275) | $288,900 (±$1,086) | $332,700 |
| Median real estate taxes (a year) | $1,234 (±$154) | $1,423 (±$32) | $1,896 (±$8) | $3,119 |
| Built before 1980 | 51.3% (±11.6 points) | 29.3% (±1.7 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 30.4 minutes (±6.0) | 23.2 minutes (±1.0) | 25.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 90.3% (±7.5 points) | 93.4% (±1.0 points) | 90.1% (±0.2 points) | 91.0% |
| Median age of residents | 61.5 years (±5.1) | 50.5 years (±0.2) | 39.1 years (±0.2) | 38.9 years |
Harkers Island covers 2.2 square miles of land, about 473 residents per square mile (Census Bureau Gazetteer).
How Harkers Island has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,260 (±152) | 1,060 (±233) | −15.9% | Not a measurable change |
| Housing units | 1,123 (±69) | 1,170 (±99) | +4.2% | Not a measurable change |
| Median gross rent | $1,066 (±$165) | $1,125 (±$79) | +5.5% | No measurable change after inflation |
| Median home value | $234,000 (±$37,630) | $313,100 (±$46,977) | +33.8% | No measurable change after inflation |
| Median household income | $54,444 (±$9,290) | $60,000 (±$10,151) | +10.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,198 (±$435) | $1,209 (±$231) | +0.9% | No measurable change after inflation |
| Median real estate taxes | $1,100 (±$212) | $1,234 (±$154) | +12.2% | No measurable change after inflation |
| Households that rent | 16.9% (±8.0 points) | 10.6% (±5.2 points) | −6.3 percentage points | Not a measurable change |
| Rental vacancy rate | 14.7% (±23.2 points) | 0.0% (±48.4 points) | −14.7 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Carteret County
Harkers Island has no police department of its own in the FBI’s figures, so this is the figure for Carteret County as a whole.
In 2025, the police departments that report for Carteret County recorded 178 violent and 1,112 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Harkers Island
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 28531 | 100% | 1,060 | $1,125 | $313,100 | $60,000 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Harkers Island
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Beaufort | 5.7 mi | $835 | $354,900 | 46.6% |
| Atlantic Beach | 11 mi | $1,206 | $498,400 | 37.5% |
| Morehead City | 11 mi | $1,134 | $357,400 | 53.3% |
| Pine Knoll Shores | 16 mi | $1,750 | $592,300 | 1.8% |
| Brandywine Bay | 16 mi | $2,141 | $371,500 | 10.8% |
| Newport | 19 mi | $896 | $233,600 | 38.6% |
| Indian Beach | 19 mi | — | $534,100 | 0.0% |
| Broad Creek | 21 mi | $908 | $244,200 | 14.8% |
Places in North Carolina most like Harkers Island
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Oakboro | $1,057 | $282,600 | $69,100 | 19.3% |
| Varnamtown | $1,087 | $293,800 | $54,844 | 6.3% |
| Saluda | $1,263 | $372,400 | $52,137 | 16.3% |
| Whitsett | $1,167 | $213,000 | $83,393 | 9.5% |
| Broadway | $981 | $254,500 | $64,926 | 21.5% |
| Cove Creek | $1,601 | $295,700 | $52,847 | 18.1% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across North Carolina.
HUD Fair Market Rent for Harkers Island, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $970 | $976 | $1,277 | $1,607 | $2,132 |
HUD income limits for Harkers Island, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $21,750 | $36,250 | $58,000 |
| 2 people | $24,850 | $41,400 | $66,250 |
| 3 people | $27,950 | $46,600 | $74,550 |
| 4 people | $33,000 | $51,750 | $82,800 |
| 5 people | $38,680 | $55,900 | $89,450 |
| 6 people | $44,360 | $60,050 | $96,050 |
| 7 people | $50,040 | $64,200 | $102,700 |
| 8 people | $55,720 | $68,350 | $109,300 |
These are the limits HUD sets for its housing programs in the Carteret County, NC, where HUD’s median family income for fiscal year 2026 is $103,500.
A program can use its own limits; tax-credit and local programs often do.
Harkers Island is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Harkers Island
How many renters are there in Harkers Island?
Harkers Island has an estimated 49 (±22) renting households, 10.6% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Harkers Island?
The median household income in Harkers Island is $60,000 (±$10,151) a year (2020–2024 American Community Survey).
What is the average home value in Harkers Island, NC?
The Census Bureau publishes the median: $313,100 (±$46,977) for owner-occupied homes in Harkers Island (2020–2024 American Community Survey).
What is the average mortgage payment in Harkers Island?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Harkers Island, NC is $1,209 (±$231) a month, including taxes, insurance and utilities.
How much are property taxes in Harkers Island?
The median real estate tax paid by homeowners in Harkers Island, NC is $1,234 (±$154) a year (2020–2024 American Community Survey).
How many homes are in Harkers Island?
Harkers Island, NC has an estimated 1,170 (±99) housing units, occupied and vacant (2020–2024 American Community Survey).
Is Harkers Island growing?
In Harkers Island, the number of residents went from 1,260 in 2015–2019 to 1,060 in 2020–2024 (−15.9%), not a measurable change.
What ZIP codes are in Harkers Island?
The ZIP code that covers Harkers Island is 28531.
What is the median rent in ZIP code 28531?
The median gross rent in ZIP Code Tabulation Area 28531 is $1,125 (±$79) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Harkers Island CDP, North Carolina
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Harkers Island CDP, North Carolina
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Harkers Island CDP, North Carolina
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Harkers Island CDP, North Carolina
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Harkers Island CDP, North Carolina
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Harkers Island CDP, North Carolina
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Harkers Island CDP, North Carolina
- HUD Fair Market Rents, fiscal year 2027: Carteret County, NC
- HUD Income Limits, fiscal year 2026: Carteret County, NC
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Harkers Island CDP, North Carolina (place:29560, in state:37).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .