Housing data for Lake Lure, NC
Lake Lure, NC has an estimated 1,543 residents and 2,425 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Rutherford County.
11.9% of households rent.
The median gross rent is $786 a month.
Figures last updated on .
- Residents
- 1,543 (±238)
- Housing units
- 2,425 (±190)
- Households that rent
- 11.9%
- Median gross rent
- $786
- Residents since 2015–2019
- +3.0%
What stands out in Lake Lure
Rental vacancy rate: 75.1% (±10.4 points) in Lake Lure, higher than in Rutherford County (9.1%).
Median real estate taxes: $3,923 (±$905) in Lake Lure, higher than in Rutherford County ($1,178).
Median home value: $627,000 (±$95,591) in Lake Lure, higher than in Rutherford County ($201,800).
Working from home: 29.0% (±10.4 points) in Lake Lure, higher than in Rutherford County (8.6%).
Housing in Lake Lure at a glance
- Median rent: $786 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 43.6% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 11.9% of households rent (Small sample: wide margin of error)
- Income and affordability: $80,357 median household income
- Home values: $627,000 median home value
- Homeowner costs: $2,079 median monthly cost with a mortgage
- Property taxes: $3,923 median real estate taxes a year
- Types of homes: 7.7% of homes are in buildings of 5 or more units
- Bedrooms: 58.7% of homes have 3 or more bedrooms
- Age of homes: 32.7% of homes were built before 1980
- Vacancy rate: 75.1% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 86.8% heat with electricity
- Commute and cars: 39.3 minutes average trip to work
- Crime reported to police: 0 violent crimes per 100,000 residents
- Growth: +3.0% residents since 2015–2019
- How long people stay: 21.7% moved in since 2020
- Crowding and facilities: 0.5% of homes have more than 1 person per room (Small sample: wide margin of error)
Lake Lure against Rutherford County, its state and the nation
| Lake Lure | Rutherford County | North Carolina | United States | |
|---|---|---|---|---|
| Residents | 1,543 (±238) | 64,930 (exact) | 10,730,404 (exact) | 334,922,499 |
| Housing units | 2,425 (±190) | 32,775 (±47) | 4,895,668 (±642) | 143,775,355 |
| Households that rent | 11.9% (±6.9 points) | 26.1% (±2.1 points) | 33.4% (±0.2 points) | 34.8% |
| Median gross rent | $786 (±$161) | $783 (±$19) | $1,228 (±$5) | $1,413 |
| Median household income | $80,357 (±$21,820) | $51,410 (±$2,731) | $72,388 (±$324) | $80,734 |
| Median home value | $627,000 (±$95,591) | $201,800 (±$9,065) | $288,900 (±$1,086) | $332,700 |
| Median real estate taxes (a year) | $3,923 (±$905) | $1,178 (±$51) | $1,896 (±$8) | $3,119 |
| Built before 1980 | 32.7% (±6.5 points) | 49.0% (±2.9 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 39.3 minutes (±11.5) | 26.1 minutes (±0.9) | 25.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 90.5% (±9.6 points) | 82.9% (±2.2 points) | 90.1% (±0.2 points) | 91.0% |
| Median age of residents | 61.7 years (±3.2) | 45.3 years (±0.4) | 39.1 years (±0.2) | 38.9 years |
Lake Lure covers 13.2 square miles of land, about 117 residents per square mile (Census Bureau Gazetteer).
How Lake Lure has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,498 (±219) | 1,543 (±238) | +3.0% | Not a measurable change |
| Housing units | 2,206 (±140) | 2,425 (±190) | +9.9% | Not a measurable change |
| Median gross rent | $744 (±$163) | $786 (±$161) | +5.6% | No measurable change after inflation |
| Median home value | $338,600 (±$31,469) | $627,000 (±$95,591) | +85.2% | Up after inflation |
| Median household income | $63,802 (±$5,765) | $80,357 (±$21,820) | +25.9% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,550 (±$214) | $2,079 (±$302) | +34.1% | No measurable change after inflation |
| Median real estate taxes | $2,559 (±$242) | $3,923 (±$905) | +53.3% | No measurable change after inflation |
| Households that rent | 16.8% (±4.6 points) | 11.9% (±6.9 points) | −4.9 percentage points | Not a measurable change |
| Rental vacancy rate | 53.9% (±12.9 points) | 75.1% (±10.4 points) | +21.2 percentage points | Measurable increase |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Lake Lure
In 2025, the Lake Lure Police Department reported 0 violent and 645 property crimes per 100,000 residents to the FBI.
Across Rutherford County, the departments that report recorded 188 violent and 1,522 property crimes per 100,000 residents that year.
ZIP codes in Lake Lure
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 28746 | 29% | 2,744 | $892 | $470,700 | $70,469 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Lake Lure
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Chimney Rock Village | 3.0 mi | $1,617 | $477,300 | 43.1% |
| Edneyville | 8.1 mi | $836 | $286,400 | 45.6% |
| Fairview (community) | 12 mi | — | $439,600 | 5.5% |
| Dana | 13 mi | $775 | $249,700 | 16.2% |
| Old Fort | 13 mi | $818 | $135,900 | 51.7% |
| Fruitland | 13 mi | $906 | $133,100 | 22.9% |
| Hoopers Creek | 13 mi | $1,124 | $345,900 | 17.3% |
| Black Mountain | 13 mi | $1,652 | $358,900 | 33.1% |
Places in North Carolina most like Lake Lure
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Seven Lakes | $914 | $394,500 | $91,085 | 7.4% |
| Stanfield | $825 | $335,800 | $79,250 | 19.6% |
| Locust | $895 | $322,100 | $76,504 | 13.1% |
| Lake Norman of Catawba | $1,319 | $492,600 | $112,656 | 14.3% |
| Woodlawn | $841 | $327,600 | $72,734 | 19.9% |
| Advance | $819 | $434,400 | $115,391 | 19.9% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across North Carolina.
HUD Fair Market Rent for Lake Lure, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $861 | $866 | $1,012 | $1,354 | $1,374 |
HUD income limits for Lake Lure, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $16,450 | $27,450 | $43,900 |
| 2 people | $21,640 | $31,350 | $50,150 |
| 3 people | $27,320 | $35,250 | $56,400 |
| 4 people | $33,000 | $39,150 | $62,650 |
| 5 people | $38,680 | $42,300 | $67,700 |
| 6 people | $44,360 | $45,450 | $72,700 |
| 7 people | $48,550 | $48,550 | $77,700 |
| 8 people | $51,700 | $51,700 | $82,700 |
These are the limits HUD sets for its housing programs in the Rutherford County, NC, where HUD’s median family income for fiscal year 2026 is $77,200.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Lake Lure
What is the median household income in Lake Lure?
The median household income in Lake Lure is $80,357 (±$21,820) a year (2020–2024 American Community Survey).
What is the average home value in Lake Lure, NC?
The Census Bureau publishes the median: $627,000 (±$95,591) for owner-occupied homes in Lake Lure (2020–2024 American Community Survey).
What is the average mortgage payment in Lake Lure?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Lake Lure, NC is $2,079 (±$302) a month, including taxes, insurance and utilities.
How much are property taxes in Lake Lure?
The median real estate tax paid by homeowners in Lake Lure, NC is $3,923 (±$905) a year (2020–2024 American Community Survey).
How many homes are in Lake Lure?
Lake Lure, NC has an estimated 2,425 (±190) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Lake Lure?
The most common size is 3 bedrooms, 37.6% of homes in Lake Lure, NC.
Is Lake Lure growing?
In Lake Lure, the number of residents went from 1,498 in 2015–2019 to 1,543 in 2020–2024 (+3.0%), not a measurable change.
What ZIP codes are in Lake Lure?
The ZIP code that covers Lake Lure is 28746.
What is the median rent in ZIP code 28746?
The median gross rent in ZIP Code Tabulation Area 28746 is $892 (±$377) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Lake Lure town, North Carolina
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Lake Lure town, North Carolina
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Lake Lure town, North Carolina
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Lake Lure town, North Carolina
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Lake Lure town, North Carolina
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Lake Lure town, North Carolina
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Lake Lure town, North Carolina
- HUD Fair Market Rents, fiscal year 2027: Rutherford County, NC
- HUD Income Limits, fiscal year 2026: Rutherford County, NC
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Lake Lure Police Department (ORI NC0810400)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Lake Lure town, North Carolina (place:36500, in state:37).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .