Housing data for Lowell, NC
Lowell, NC has an estimated 3,768 residents and 1,899 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Gaston County.
26.9% of households rent.
The median gross rent is $1,188 a month.
Its population grew measurably since 2015–2019 (+3.5%).
Figures last updated on .
- Residents
- 3,768 (±28)
- Housing units
- 1,899 (±259)
- Households that rent
- 26.9%
- Median gross rent
- $1,188
- Residents since 2015–2019
- +3.5%
What stands out in Lowell
Working from home: 24.4% (±9.8 points) in Lowell, higher than in Gaston County (12.4%).
Homes in buildings of 5 or more units: 5.3% (±4.1 points) in Lowell, lower than in Gaston County (9.8%).
Households without a vehicle: 0.8% (±1.1 points) in Lowell, lower than in Gaston County (5.1%).
Rental vacancy rate: 1.2% (±2.7 points) in Lowell, lower than in Gaston County (4.8%).
Housing in Lowell at a glance
- Median rent: $1,188 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $810 median gross rent, 2 bedrooms
- Rent burden: 45.5% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 26.9% of households rent
- Income and affordability: $52,500 median household income
- Home values: $200,600 median home value
- Homeowner costs: $1,175 median monthly cost with a mortgage
- Property taxes: $1,474 median real estate taxes a year
- Types of homes: 5.3% of homes are in buildings of 5 or more units
- Bedrooms: 64.8% of homes have 3 or more bedrooms
- Age of homes: 57.3% of homes were built before 1980
- Vacancy rate: 1.2% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 59.0% heat with utility gas
- Commute and cars: 22.1 minutes average trip to work
- Crime reported to police: 358 violent crimes per 100,000 residents
- Growth: +3.5% residents since 2015–2019
- How long people stay: 24.4% moved in since 2020
- Crowding and facilities: 2.8% of homes have more than 1 person per room
- Fair Market Rent: $1,610 Small Area FMR, 2 bedrooms (ZIP 28098)
Lowell against Gaston County, its state and the nation
| Lowell | Gaston County | North Carolina | United States | |
|---|---|---|---|---|
| Residents | 3,768 (±28) | 234,881 (exact) | 10,730,404 (exact) | 334,922,499 |
| Housing units | 1,899 (±259) | 101,671 (±139) | 4,895,668 (±642) | 143,775,355 |
| Households that rent | 26.9% (±9.5 points) | 33.2% (±1.1 points) | 33.4% (±0.2 points) | 34.8% |
| Median gross rent | $1,188 (±$866) | $1,153 (±$22) | $1,228 (±$5) | $1,413 |
| Median household income | $52,500 (±$14,253) | $67,478 (±$1,710) | $72,388 (±$324) | $80,734 |
| Median home value | $200,600 (±$76,219) | $266,000 (±$5,555) | $288,900 (±$1,086) | $332,700 |
| Median real estate taxes (a year) | $1,474 (±$655) | $1,982 (±$51) | $1,896 (±$8) | $3,119 |
| Built before 1980 | 57.3% (±17.5 points) | 47.2% (±1.6 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 22.1 minutes (±4.0) | 27.0 minutes (±0.5) | 25.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 89.7% (±5.6 points) | 89.0% (±0.9 points) | 90.1% (±0.2 points) | 91.0% |
| Median age of residents | 41.3 years (±6.6) | 39.1 years (±0.3) | 39.1 years (±0.2) | 38.9 years |
Lowell covers 3.7 square miles of land, about 1,025 residents per square mile (Census Bureau Gazetteer).
How Lowell has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 3,640 (±23) | 3,768 (±28) | +3.5% | Measurable increase |
| Housing units | 1,433 (±159) | 1,899 (±259) | +32.5% | Measurable increase |
| Median gross rent | $840 (±$114) | $1,188 (±$866) | +41.4% | No measurable change after inflation |
| Median home value | $117,700 (±$8,612) | $200,600 (±$76,219) | +70.4% | No measurable change after inflation |
| Median household income | $53,810 (±$7,224) | $52,500 (±$14,253) | −2.4% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,137 (±$84) | $1,175 (±$132) | +3.3% | Down after inflation |
| Median real estate taxes | $1,296 (±$160) | $1,474 (±$655) | +13.7% | No measurable change after inflation |
| Households that rent | 32.9% (±8.1 points) | 26.9% (±9.5 points) | −6.0 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±7.8 points) | 1.2% (±2.7 points) | +1.2 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Lowell
In 2025, the Lowell Police Department reported 358 violent and 1,328 property crimes per 100,000 residents to the FBI.
Across Gaston County, the departments that report recorded 425 violent and 1,662 property crimes per 100,000 residents that year.
ZIP codes in Lowell
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 28098 | 68% | 3,851 | $1,603 | $201,500 | $53,000 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Lowell
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| McAdenville | 1.6 mi | $1,125 | $377,000 | 10.0% |
| Ranlo | 1.7 mi | $1,811 | $200,200 | 38.4% |
| Springdale | 2.5 mi | $1,233 | $201,900 | 25.8% |
| Cramerton | 3.6 mi | $1,364 | $343,400 | 38.0% |
| Gastonia | 5.0 mi | $1,204 | $277,600 | 45.8% |
| Belmont | 5.2 mi | $1,365 | $395,000 | 29.3% |
| Dallas | 5.3 mi | $872 | $254,000 | 35.6% |
| Stanley | 5.5 mi | $1,122 | $270,200 | 29.3% |
Places in North Carolina most like Lowell
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Newton | $1,091 | $186,300 | $62,015 | 27.4% |
| St. Stephens | $958 | $213,300 | $60,394 | 16.4% |
| Bridgeton | $1,010 | $165,500 | $38,929 | 27.7% |
| Clyde | $1,033 | $200,000 | $56,406 | 33.2% |
| Kings Grant | $1,292 | $300,700 | $62,232 | 35.7% |
| Elroy | $1,005 | $133,100 | $63,238 | 26.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across North Carolina.
HUD Fair Market Rent for Lowell, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,574 | $1,640 | $1,785 | $2,179 | $2,773 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Lowell, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $24,650 | $41,100 | $65,750 |
| 2 people | $28,200 | $47,000 | $75,150 |
| 3 people | $31,700 | $52,850 | $84,550 |
| 4 people | $35,200 | $58,700 | $93,900 |
| 5 people | $38,680 | $63,400 | $101,450 |
| 6 people | $44,360 | $68,100 | $108,950 |
| 7 people | $50,040 | $72,800 | $116,450 |
| 8 people | $55,720 | $77,500 | $123,950 |
These are the limits HUD sets for its housing programs in the Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $117,400.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Lowell
How much is a two-bedroom apartment in Lowell?
The median gross rent for a two-bedroom home in Lowell, NC is $810 (±$300) a month (2020–2024 American Community Survey).
How many renters are there in Lowell?
Lowell has an estimated 479 (±152) renting households, 26.9% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Lowell?
The median household income in Lowell is $52,500 (±$14,253) a year (2020–2024 American Community Survey).
What is the average home value in Lowell, NC?
The Census Bureau publishes the median: $200,600 (±$76,219) for owner-occupied homes in Lowell (2020–2024 American Community Survey).
What is the average mortgage payment in Lowell?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Lowell, NC is $1,175 (±$132) a month, including taxes, insurance and utilities.
How much are property taxes in Lowell?
The median real estate tax paid by homeowners in Lowell, NC is $1,474 (±$655) a year (2020–2024 American Community Survey).
Is Lowell growing?
In Lowell, the number of residents went from 3,640 in 2015–2019 to 3,768 in 2020–2024 (+3.5%), a measurable increase.
What ZIP codes are in Lowell?
The ZIP code that covers Lowell is 28098.
What is the median rent in ZIP code 28098?
The median gross rent in ZIP Code Tabulation Area 28098 is $1,603 (±$581) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Lowell city, North Carolina
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Lowell city, North Carolina
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Lowell city, North Carolina
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Lowell city, North Carolina
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Lowell city, North Carolina
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Lowell city, North Carolina
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Lowell city, North Carolina
- HUD Fair Market Rents, fiscal year 2027: Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Lowell Police Department (ORI NC0360800)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Lowell city, North Carolina (place:39480, in state:37).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .