What is the Fair Market Rent in Matthews, NC?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 28105, which covers Matthews, is $1,970 a month.

Across the whole Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area the two-bedroom figure is $1,785.

The Census Bureau’s median gross rent for a two-bedroom home in Matthews is $1,783 (±$44), below the Small Area figure for ZIP 28105.

Figures last updated on November 12, 2026.

2 bedrooms, whole area: $1,785
2 bedrooms, ZIP 28105: $1,970

Fair Market Rents for Matthews, fiscal year 2027

HUD Fair Market Rent, dollars a month (gross rent, including utilities), beside the Census Bureau’s median gross rent for each ZIP code
	Studio	1 bedroom	2 bedrooms	3 bedrooms	4 bedrooms	Census median rent
Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area (whole area)	$1,574	$1,640	$1,785	$2,179	$2,773	—
ZIP 28105 (72% of the ZIP’s land is in this place)	$1,740	$1,810	$1,970	$2,410	$3,060	$1,765

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Whether a housing authority uses the ZIP code (Small Area) figures or the area-wide one depends on whether HUD has designated the area for Small Area FMRs or the authority has opted in; ask the local housing authority which applies.

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Questions about Matthews

What is the Section 8 payment standard in Matthews?

Housing authorities set payment standards between 90% and 110% of HUD’s Fair Market Rent; for fiscal year 2027, the two-bedroom Fair Market Rent for the Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area is $1,785, and the Small Area figure for 28105 is $1,970.

What is the Fair Market Rent for a two-bedroom in ZIP 28105?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 28105 is $1,970 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $1,765 (±$48).

What is the Fair Market Rent for a one-bedroom in Matthews?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a one-bedroom home in ZIP 28105 is $1,810 a month, against $1,640 across the Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area.

Sources

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.