Housing data for Mountain Home, NC
Mountain Home, NC has an estimated 3,437 residents and 1,545 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Henderson County.
24.6% of households rent.
The median gross rent is $1,240 a month.
Figures last updated on .
- Residents
- 3,437 (±632)
- Housing units
- 1,545 (±236)
- Households that rent
- 24.6%
- Median gross rent
- $1,240
- Residents since 2015–2019
- −17.6%
What stands out in Mountain Home
Homes in buildings of 5 or more units: 0.8% (±4.1 points) in Mountain Home, lower than in Henderson County (6.4%).
Households without a vehicle: 0.5% (±0.9 points) in Mountain Home, lower than in Henderson County (3.5%).
Homes heated by fuel oil: 0.5% (±0.9 points) in Mountain Home, lower than in Henderson County (2.6%).
Housing in Mountain Home at a glance
- Median rent: $1,240 median gross rent a month
- Rent burden: 61.4% of renters pay 30% or more of income
- Renters and owners: 24.6% of households rent
- Income and affordability: $83,083 median household income
- Home values: $400,000 median home value
- Homeowner costs: $1,436 median monthly cost with a mortgage
- Property taxes: $1,991 median real estate taxes a year
- Types of homes: 0.8% of homes are in buildings of 5 or more units
- Bedrooms: 79.2% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 44.4% of homes were built before 1980
- Vacancy rate: 13.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 56.7% heat with electricity
- Commute and cars: 18.8 minutes average trip to work
- Growth: −17.6% residents since 2015–2019
- How long people stay: 20.5% moved in since 2020
- Crowding and facilities: 2.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Mountain Home against Henderson County, its state and the nation
| Mountain Home | Henderson County | North Carolina | United States | |
|---|---|---|---|---|
| Residents | 3,437 (±632) | 118,484 (exact) | 10,730,404 (exact) | 334,922,499 |
| Housing units | 1,545 (±236) | 58,044 (±60) | 4,895,668 (±642) | 143,775,355 |
| Households that rent | 24.6% (±11.5 points) | 25.0% (±1.5 points) | 33.4% (±0.2 points) | 34.8% |
| Median gross rent | $1,240 (±$395) | $1,187 (±$55) | $1,228 (±$5) | $1,413 |
| Median household income | $83,083 (±$23,943) | $68,187 (±$3,678) | $72,388 (±$324) | $80,734 |
| Median home value | $400,000 (±$74,535) | $351,400 (±$8,797) | $288,900 (±$1,086) | $332,700 |
| Median real estate taxes (a year) | $1,991 (±$330) | $1,810 (±$62) | $1,896 (±$8) | $3,119 |
| Built before 1980 | 44.4% (±16.6 points) | 34.6% (±1.9 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 18.8 minutes (±3.8) | 22.5 minutes (±0.7) | 25.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 95.8% (±4.7 points) | 90.0% (±1.2 points) | 90.1% (±0.2 points) | 91.0% |
| Median age of residents | 50.5 years (±9.8) | 47.5 years (±0.4) | 39.1 years (±0.2) | 38.9 years |
Mountain Home covers 3.8 square miles of land, about 911 residents per square mile (Census Bureau Gazetteer).
How Mountain Home has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,173 (±693) | 3,437 (±632) | −17.6% | Not a measurable change |
| Housing units | 1,709 (±173) | 1,545 (±236) | −9.6% | Not a measurable change |
| Median gross rent | $781 (±$142) | $1,240 (±$395) | +58.8% | No measurable change after inflation |
| Median home value | $165,000 (±$31,205) | $400,000 (±$74,535) | +142.4% | Up after inflation |
| Median household income | $51,384 (±$16,470) | $83,083 (±$23,943) | +61.7% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,222 (±$118) | $1,436 (±$188) | +17.5% | No measurable change after inflation |
| Median real estate taxes | $1,051 (±$213) | $1,991 (±$330) | +89.4% | Up after inflation |
| Households that rent | 33.4% (±11.0 points) | 24.6% (±11.5 points) | −8.8 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±6.0 points) | 13.0% (±19.2 points) | +13.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Henderson County
Mountain Home has no police department of its own in the FBI’s figures, so this is the figure for Henderson County as a whole.
In 2025, the police departments that report for Henderson County recorded 135 violent and 1,014 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Mountain Home
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 28758 | 100% | 41 | — | — | — |
| 28791 | 20% | 15,108 | $1,209 | $370,700 | $78,827 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Mountain Home
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Balfour | 1.4 mi | $591 | $292,600 | 22.0% |
| Laurel Park | 4.1 mi | $1,418 | $433,100 | 13.5% |
| Hendersonville | 4.2 mi | $1,332 | $317,000 | 53.9% |
| Horse Shoe | 4.3 mi | — | $407,500 | 11.6% |
| Fletcher | 4.3 mi | $1,484 | $331,100 | 14.7% |
| Fruitland | 4.9 mi | $906 | $133,100 | 22.9% |
| Mills River | 5.0 mi | $1,551 | $436,100 | 14.4% |
| Valley Hill | 5.3 mi | — | $353,100 | 20.1% |
Places in North Carolina most like Mountain Home
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Wanchese | $1,073 | $311,800 | $88,750 | 30.6% |
| Wrightsboro | $1,250 | $255,700 | $78,450 | 22.0% |
| Dortches | $1,215 | $247,600 | $74,500 | 16.1% |
| Lake Junaluska | $1,137 | $389,200 | $66,165 | 25.1% |
| Alamance | $1,156 | $407,300 | $99,375 | 21.7% |
| Southport | $1,426 | $437,700 | $87,641 | 19.8% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across North Carolina.
HUD Fair Market Rent for Mountain Home, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,482 | $1,714 | $1,866 | $2,223 | $3,109 |
HUD income limits for Mountain Home, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $21,500 | $35,850 | $57,350 |
| 2 people | $24,600 | $40,950 | $65,550 |
| 3 people | $27,650 | $46,050 | $73,750 |
| 4 people | $33,000 | $51,200 | $81,900 |
| 5 people | $38,680 | $55,300 | $88,500 |
| 6 people | $44,360 | $59,400 | $95,050 |
| 7 people | $50,040 | $63,500 | $101,600 |
| 8 people | $55,720 | $67,550 | $108,150 |
These are the limits HUD sets for its housing programs in the Asheville, NC MSA, where HUD’s median family income for fiscal year 2026 is $103,200.
A program can use its own limits; tax-credit and local programs often do.
Mountain Home is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Mountain Home
What is the average rent in Mountain Home, NC?
The Census Bureau publishes the median rather than the average: the median gross rent in Mountain Home is $1,240 (±$395) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
Are renters in Mountain Home rent-burdened?
61.4% of renting households in Mountain Home pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Mountain Home?
Mountain Home has an estimated 355 (±198) renting households, 24.6% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Mountain Home?
The median household income in Mountain Home is $83,083 (±$23,943) a year (2020–2024 American Community Survey).
What is the average home value in Mountain Home, NC?
The Census Bureau publishes the median: $400,000 (±$74,535) for owner-occupied homes in Mountain Home (2020–2024 American Community Survey).
What is the average mortgage payment in Mountain Home?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Mountain Home, NC is $1,436 (±$188) a month, including taxes, insurance and utilities.
Is Mountain Home growing?
In Mountain Home, the number of residents went from 4,173 in 2015–2019 to 3,437 in 2020–2024 (−17.6%), not a measurable change.
What ZIP codes are in Mountain Home?
The ZIP codes that cover Mountain Home are 28758, 28791.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Mountain Home CDP, North Carolina
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Mountain Home CDP, North Carolina
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Mountain Home CDP, North Carolina
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Mountain Home CDP, North Carolina
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Mountain Home CDP, North Carolina
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Mountain Home CDP, North Carolina
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Mountain Home CDP, North Carolina
- HUD Fair Market Rents, fiscal year 2027: Asheville, NC MSA
- HUD Income Limits, fiscal year 2026: Asheville, NC MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Mountain Home CDP, North Carolina (place:44700, in state:37).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .