How much do homeowners pay a month in Pine Knoll Shores, NC?

Name: Homeowner costs in Pine Knoll Shores, NC, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Pine Knoll Shores, NC pay a median of $2,548 (±$235) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $796 (±$99).

46.0% of owned homes carry a mortgage.

In Pine Knoll Shores, the median monthly cost with a mortgage went from $2,034 in 2015–2019 to $2,548 in 2020–2024 (+25.3%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $2,548 (±$235)
Without a mortgage: $796 (±$99)
Owned with a mortgage: 46.0%

Monthly owner costs in Pine Knoll Shores

Median selected monthly owner costs, estimate (90% margin of error)
	Pine Knoll Shores	Carteret County	North Carolina	United States
With a mortgage	$2,548 (±$235)	$1,779 (±$42)	$1,631 (±$6)	$1,963
Without a mortgage	$796 (±$99)	$538 (±$18)	$490 (±$3)	$638
Owned homes with a mortgage	46.0% (±6.4 points)	55.5% (±1.8 points)	61.3% (±0.2 points)	60.6%
Median real estate taxes (a year)	$2,460 (±$218)	$1,423 (±$32)	$1,896 (±$8)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Pine Knoll Shores, the median cost with a mortgage is higher than in Carteret County ($1,779).

It is also higher than in North Carolina ($1,631).

It is higher than the national figure ($1,963).

In Carteret County, Pine Knoll Shores ranks 1 of 14 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 22 of 641.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Pine Knoll Shores have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,034 (±$191)	$2,548 (±$235)	+25.3%	No measurable change after inflation
Median real estate taxes	$2,249 (±$128)	$2,460 (±$218)	+9.4%	Down after inflation
Median home value	$387,600 (±$15,488)	$592,300 (±$31,294)	+52.8%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Pine Knoll Shores

Nearest places with a published estimate, compared with Pine Knoll Shores
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Pine Knoll Shores	—	$2,548 (±$235)	—
Brandywine Bay	3.0 mi	$1,939 (±$159)	Lower
Indian Beach	3.8 mi	$2,426 (±$1,182)	Not measurably different
Atlantic Beach	5.1 mi	$1,968 (±$315)	Lower
Broad Creek	5.6 mi	$1,492 (±$291)	Lower
Morehead City	5.7 mi	$1,932 (±$126)	Lower
Newport	5.7 mi	$1,640 (±$187)	Lower
Beaufort	10 mi	$1,810 (±$375)	Lower
Bogue	11 mi	$1,640 (±$192)	Lower

Nearby places with a measurably lower figure: Brandywine Bay, NC ($1,939), Atlantic Beach, NC ($1,968), Broad Creek, NC ($1,492).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Carteret County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Pine Knoll Shores	$2,548 (±$235)
2	Indian Beach	$2,426 (±$1,182)
3	Emerald Isle	$2,399 (±$311)
4	Cedar Point	$2,198 (±$128)
5	Cape Carteret	$2,188 (±$261)
6	Atlantic Beach	$1,968 (±$315)
7	Brandywine Bay	$1,939 (±$159)

Showing 7 of 14 places in Carteret County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Pine Knoll Shores

What is the average mortgage payment in Pine Knoll Shores?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Pine Knoll Shores, NC is $2,548 (±$235) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Pine Knoll Shores?

Owners without a mortgage in Pine Knoll Shores pay a median of $796 (±$99) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Pine Knoll Shores gone up?

In Pine Knoll Shores, the median monthly cost with a mortgage went from $2,034 in 2015–2019 to $2,548 in 2020–2024 (+25.3%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Pine Knoll Shores town, North Carolina (place:52000, in state:37).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.