Housing data for Spindale, NC
Spindale, NC has an estimated 4,131 residents and 2,118 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Rutherford County.
56.4% of households rent.
The median gross rent is $755 a month.
Its population shrank measurably since 2015–2019 (−1.4%).
Figures last updated on .
- Residents
- 4,131 (±17)
- Housing units
- 2,118 (±183)
- Households that rent
- 56.4%
- Median gross rent
- $755
- Residents since 2015–2019
- −1.4%
What stands out in Spindale
Households that rent: 56.4% (±7.6 points) in Spindale, higher than in Rutherford County (26.1%).
Homes in buildings of 5 or more units: 16.2% (±7.8 points) in Spindale, higher than in Rutherford County (3.8%).
Rental vacancy rate: 0.0% (±4.0 points) in Spindale, lower than in Rutherford County (9.1%).
Households that moved in since 2020: 33.8% (±10.2 points) in Spindale, higher than in Rutherford County (20.4%).
Housing in Spindale at a glance
- Median rent: $755 median gross rent a month
- Rent by bedrooms: $750 median gross rent, 2 bedrooms
- Rent burden: 29.3% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 56.4% of households rent
- Income and affordability: $41,262 median household income
- Home values: $167,400 median home value
- Homeowner costs: $1,193 median monthly cost with a mortgage
- Property taxes: $1,455 median real estate taxes a year
- Types of homes: 16.2% of homes are in buildings of 5 or more units
- Bedrooms: 47.4% of homes have 3 or more bedrooms
- Age of homes: 74.3% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 77.4% heat with electricity
- Commute and cars: 25.3 minutes average trip to work
- Growth: −1.4% residents since 2015–2019
- How long people stay: 33.8% moved in since 2020
- Crowding and facilities: 4.8% of homes have more than 1 person per room
Spindale against Rutherford County, its state and the nation
| Spindale | Rutherford County | North Carolina | United States | |
|---|---|---|---|---|
| Residents | 4,131 (±17) | 64,930 (exact) | 10,730,404 (exact) | 334,922,499 |
| Housing units | 2,118 (±183) | 32,775 (±47) | 4,895,668 (±642) | 143,775,355 |
| Households that rent | 56.4% (±7.6 points) | 26.1% (±2.1 points) | 33.4% (±0.2 points) | 34.8% |
| Median gross rent | $755 (±$33) | $783 (±$19) | $1,228 (±$5) | $1,413 |
| Median household income | $41,262 (±$5,636) | $51,410 (±$2,731) | $72,388 (±$324) | $80,734 |
| Median home value | $167,400 (±$43,847) | $201,800 (±$9,065) | $288,900 (±$1,086) | $332,700 |
| Median real estate taxes (a year) | $1,455 (±$452) | $1,178 (±$51) | $1,896 (±$8) | $3,119 |
| Built before 1980 | 74.3% (±13.1 points) | 49.0% (±2.9 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 25.3 minutes (±5.1) | 26.1 minutes (±0.9) | 25.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 87.9% (±5.9 points) | 82.9% (±2.2 points) | 90.1% (±0.2 points) | 91.0% |
| Median age of residents | 44.9 years (±3.4) | 45.3 years (±0.4) | 39.1 years (±0.2) | 38.9 years |
Spindale covers 5.4 square miles of land, about 764 residents per square mile (Census Bureau Gazetteer).
How Spindale has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,190 (±20) | 4,131 (±17) | −1.4% | Measurable decrease |
| Housing units | 2,022 (±255) | 2,118 (±183) | +4.7% | Not a measurable change |
| Median gross rent | $583 (±$42) | $755 (±$33) | +29.5% | No measurable change after inflation |
| Median home value | $89,000 (±$10,974) | $167,400 (±$43,847) | +88.1% | Up after inflation |
| Median household income | $32,083 (±$7,085) | $41,262 (±$5,636) | +28.6% | No measurable change after inflation |
| Median owner cost with a mortgage | $684 (±$62) | $1,193 (±$198) | +74.4% | Up after inflation |
| Median real estate taxes | $932 (±$106) | $1,455 (±$452) | +56.1% | No measurable change after inflation |
| Households that rent | 43.2% (±9.0 points) | 56.4% (±7.6 points) | +13.2 percentage points | Measurable increase |
| Rental vacancy rate | 12.3% (±9.4 points) | 0.0% (±4.0 points) | −12.3 percentage points | Measurable decrease |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Rutherford County
Spindale has no police department of its own in the FBI’s figures, so this is the figure for Rutherford County as a whole.
In 2025, the police departments that report for Rutherford County recorded 188 violent and 1,522 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Spindale
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 28160 | 93% | 3,665 | $735 | $164,000 | $40,868 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Spindale
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Ruth | 2.0 mi | $675 | $138,300 | 24.7% |
| Rutherfordton | 2.2 mi | $860 | $288,400 | 35.7% |
| Forest City | 3.4 mi | $813 | $160,800 | 54.6% |
| Bostic | 4.9 mi | $855 | $171,900 | 31.9% |
| Ellenboro | 9.3 mi | $711 | $164,400 | 34.6% |
| Mooresboro | 13 mi | $800 | $225,000 | 32.1% |
| Chesnee | 15 mi | $839 | $103,700 | 45.7% |
| Lattimore | 15 mi | $850 | $169,700 | 12.7% |
Places in North Carolina most like Spindale
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Ramseur | $683 | $155,300 | $35,923 | 55.4% |
| Forest City | $813 | $160,800 | $35,524 | 54.6% |
| Long View | $794 | $157,300 | $46,739 | 46.9% |
| Reidsville | $822 | $138,800 | $42,921 | 47.2% |
| Lexington | $893 | $179,900 | $43,128 | 58.4% |
| Dunn | $788 | $193,900 | $46,830 | 46.0% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across North Carolina.
HUD Fair Market Rent for Spindale, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $861 | $866 | $1,012 | $1,354 | $1,374 |
HUD income limits for Spindale, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $16,450 | $27,450 | $43,900 |
| 2 people | $21,640 | $31,350 | $50,150 |
| 3 people | $27,320 | $35,250 | $56,400 |
| 4 people | $33,000 | $39,150 | $62,650 |
| 5 people | $38,680 | $42,300 | $67,700 |
| 6 people | $44,360 | $45,450 | $72,700 |
| 7 people | $48,550 | $48,550 | $77,700 |
| 8 people | $51,700 | $51,700 | $82,700 |
These are the limits HUD sets for its housing programs in the Rutherford County, NC, where HUD’s median family income for fiscal year 2026 is $77,200.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Spindale
What is the average rent in Spindale, NC?
The Census Bureau publishes the median rather than the average: the median gross rent in Spindale is $755 (±$33) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Spindale?
The median gross rent for a one-bedroom home in Spindale, NC is $705 (±$119) a month (2020–2024 American Community Survey).
How many renters are there in Spindale?
Spindale has an estimated 1,051 (±167) renting households, 56.4% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Spindale?
The median household income in Spindale is $41,262 (±$5,636) a year (2020–2024 American Community Survey).
What is the average home value in Spindale, NC?
The Census Bureau publishes the median: $167,400 (±$43,847) for owner-occupied homes in Spindale (2020–2024 American Community Survey).
What is the average mortgage payment in Spindale?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Spindale, NC is $1,193 (±$198) a month, including taxes, insurance and utilities.
Is Spindale growing?
In Spindale, the number of residents went from 4,190 in 2015–2019 to 4,131 in 2020–2024 (−1.4%), a measurable decrease.
What ZIP codes are in Spindale?
The ZIP code that covers Spindale is 28160.
What is the median rent in ZIP code 28160?
The median gross rent in ZIP Code Tabulation Area 28160 is $735 (±$54) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Spindale town, North Carolina
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Spindale town, North Carolina
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Spindale town, North Carolina
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Spindale town, North Carolina
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Spindale town, North Carolina
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Spindale town, North Carolina
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Spindale town, North Carolina
- HUD Fair Market Rents, fiscal year 2027: Rutherford County, NC
- HUD Income Limits, fiscal year 2026: Rutherford County, NC
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Spindale town, North Carolina (place:63880, in state:37).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .