Housing data for Stem, NC

Stem, NC has an estimated 1,249 residents and 476 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a town in Granville County.

2.3% of households rent.

The median gross rent is $925 a month.

Figures last updated on .

Residents
1,249 (±365)
Housing units
476 (±128)
Households that rent
2.3%
Median gross rent
$925
Residents since 2015–2019
+6.1%

What stands out in Stem

Households that rent: 2.3% (±1.8 points) in Stem, lower than in Granville County (22.9%).

Homes built before 1980: 16.8% (±7.5 points) in Stem, lower than in Granville County (32.6%).

Median household income: $95,625 (±$17,192) in Stem, higher than in Granville County ($71,111).

Median real estate taxes: $2,206 (±$329) in Stem, higher than in Granville County ($1,664).

Housing in Stem at a glance

  • Median rent: $925 median gross rent a month (Small sample: wide margin of error)
  • Rent burden: 0.0% of renters pay 30% or more of income (Small sample: wide margin of error)
  • Renters and owners: 2.3% of households rent (Small sample: wide margin of error)
  • Income and affordability: $95,625 median household income
  • Home values: $240,500 median home value
  • Homeowner costs: $1,461 median monthly cost with a mortgage
  • Property taxes: $2,206 median real estate taxes a year
  • Types of homes: 0.0% of homes are in buildings of 5 or more units
  • Bedrooms: 92.2% of homes have 3 or more bedrooms (Small sample: wide margin of error)
  • Age of homes: 16.8% of homes were built before 1980
  • Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
  • Heating fuel: 74.9% heat with electricity
  • Commute and cars: 30.6 minutes average trip to work
  • Growth: +6.1% residents since 2015–2019
  • How long people stay: 16.8% moved in since 2020 (Small sample: wide margin of error)
  • Crowding and facilities: 1.2% of homes have more than 1 person per room (Small sample: wide margin of error)

Stem against Granville County, its state and the nation

Estimate (90% margin of error)
StemGranville CountyNorth CarolinaUnited States
Residents1,249 (±365)60,877 (exact)10,730,404 (exact)334,922,499
Housing units476 (±128)24,787 (±314)4,895,668 (±642)143,775,355
Households that rent2.3% (±1.8 points)22.9% (±2.2 points)33.4% (±0.2 points)34.8%
Median gross rent$925 (±$167)$1,008 (±$57)$1,228 (±$5)$1,413
Median household income$95,625 (±$17,192)$71,111 (±$4,675)$72,388 (±$324)$80,734
Median home value$240,500 (±$36,045)$247,700 (±$11,616)$288,900 (±$1,086)$332,700
Median real estate taxes (a year)$2,206 (±$329)$1,664 (±$99)$1,896 (±$8)$3,119
Built before 198016.8% (±7.5 points)32.6% (±2.7 points)33.9% (±0.2 points)49.7%
Average commute30.6 minutes (±3.8)30.8 minutes (±1.2)25.1 minutes (±0.1)26.4 minutes
Households with broadband95.6% (±5.2 points)88.1% (±1.7 points)90.1% (±0.2 points)91.0%
Median age of residents32.1 years (±8.3)42.4 years (±0.4)39.1 years (±0.2)38.9 years

Stem covers 1.2 square miles of land, about 1,008 residents per square mile (Census Bureau Gazetteer).

How Stem has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents1,177 (±279)1,249 (±365)+6.1%Not a measurable change
Housing units416 (±84)476 (±128)+14.4%Not a measurable change
Median gross rent$1,014 (±$592)$925 (±$167)−8.8%No measurable change after inflation
Median home value$160,000 (±$5,677)$240,500 (±$36,045)+50.3%Up after inflation
Median household income$80,375 (±$18,815)$95,625 (±$17,192)+19.0%No measurable change after inflation
Median owner cost with a mortgage$1,366 (±$138)$1,461 (±$106)+7.0%Down after inflation
Median real estate taxes$2,063 (±$231)$2,206 (±$329)+6.9%No measurable change after inflation
Households that rent4.9% (±4.2 points)2.3% (±1.8 points)−2.6 percentage pointsNot a measurable change
Rental vacancy rate0.0% (±70.6 points)0.0% (±100.0 points)0.0 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Granville County

Stem has no police department of its own in the FBI’s figures, so this is the figure for Granville County as a whole.

In 2025, the police departments that report for Granville County recorded 297 violent and 1,222 property crimes per 100,000 residents.

A county-wide figure describes the whole county, not this place; crime varies from one community to the next.

Places near Stem

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Butner4.4 mi$1,307$231,10026.2%
Creedmoor5.5 mi$1,065$281,40030.1%
Oxford12 mi$995$196,20047.1%
Gorman12 mi$1,311—39.4%
Kittrell16 mi—$141,7008.3%
Franklinton16 mi$963$249,10037.6%
Youngsville17 mi$1,239$434,10037.4%
Durham18 mi$1,508$392,80047.7%

Places in North Carolina most like Stem

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Unionville$978$336,200$96,02812.8%
Locust$895$322,100$76,50413.1%
Wilson's Mills$1,021$241,800$62,81313.1%
Gibsonville$1,034$298,000$95,86118.9%
Holly Ridge$1,315$360,300$104,78811.4%
McAdenville$1,125$377,000$112,08310.0%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across North Carolina.

HUD Fair Market Rent for Stem, fiscal year 2027

Granville County, NC, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$1,036$1,114$1,213$1,465$1,835

HUD income limits for Stem, fiscal year 2026

Granville County, NC, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$18,450$30,750$49,200
2 people$21,640$35,150$56,200
3 people$27,320$39,550$63,250
4 people$33,000$43,900$70,250
5 people$38,680$47,450$75,900
6 people$44,360$50,950$81,500
7 people$50,040$54,450$87,150
8 people$55,720$57,950$92,750

These are the limits HUD sets for its housing programs in the Granville County, NC, where HUD’s median family income for fiscal year 2026 is $87,800.

A program can use its own limits; tax-credit and local programs often do.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Stem

What is the median household income in Stem?

The median household income in Stem is $95,625 (±$17,192) a year (2020–2024 American Community Survey).

What is the average home value in Stem, NC?

The Census Bureau publishes the median: $240,500 (±$36,045) for owner-occupied homes in Stem (2020–2024 American Community Survey).

What is the average mortgage payment in Stem?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Stem, NC is $1,461 (±$106) a month, including taxes, insurance and utilities.

How much are property taxes in Stem?

The median real estate tax paid by homeowners in Stem, NC is $2,206 (±$329) a year (2020–2024 American Community Survey).

How many homes are in Stem?

Stem, NC has an estimated 476 (±128) housing units, occupied and vacant (2020–2024 American Community Survey).

How old are most homes in Stem?

16.8% of homes in Stem, NC were built before 1980 (2020–2024 American Community Survey).

Is Stem growing?

In Stem, the number of residents went from 1,177 in 2015–2019 to 1,249 in 2020–2024 (+6.1%), not a measurable change.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Stem town, North Carolina (place:64940, in state:37).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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