How much do homeowners pay a month in Stony Point, NC?

Name: Homeowner costs in Stony Point, NC, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Stony Point, NC pay a median of $1,573 (±$614) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $338 (±$39).

26.2% of owned homes carry a mortgage.

In Stony Point, the median monthly cost with a mortgage went from $1,028 in 2015–2019 to $1,573 in 2020–2024 (+53.0%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,573 (±$614)
Without a mortgage: $338 (±$39)
Owned with a mortgage: 26.2%

Monthly owner costs in Stony Point

Median selected monthly owner costs, estimate (90% margin of error)
	Stony Point	Alexander County	North Carolina	United States
With a mortgage	$1,573 (±$614)	$1,215 (±$84)	$1,631 (±$6)	$1,963
Without a mortgage	$338 (±$39)	$384 (±$23)	$490 (±$3)	$638
Owned homes with a mortgage	26.2% (±22.1 points)	46.3% (±4.2 points)	61.3% (±0.2 points)	60.6%
Median real estate taxes (a year)	$1,128 (±$246)	$1,269 (±$51)	$1,896 (±$8)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Stony Point, the median cost with a mortgage is not measurably different from Alexander County ($1,215).

It is not measurably different from North Carolina ($1,631).

It is not measurably different from the national figure ($1,963).

In Alexander County, Stony Point ranks 1 of 3 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 223 of 641.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Stony Point have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,028 (±$128)	$1,573 (±$614)	+53.0%	No measurable change after inflation
Median real estate taxes	$833 (±$197)	$1,128 (±$246)	+35.4%	No measurable change after inflation
Median home value	$122,700 (±$49,066)	$171,800 (±$55,263)	+40.0%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Stony Point

Nearest places with a published estimate, compared with Stony Point
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Stony Point	—	$1,573 (±$614)	—
Taylorsville	8.1 mi	$1,193 (±$105)	Not measurably different
Love Valley	9.3 mi	$932 (±$53)	Lower
Statesville	11 mi	$1,473 (±$102)	Not measurably different
Catawba	11 mi	$1,273 (±$322)	Not measurably different
Claremont	13 mi	$1,345 (±$112)	Not measurably different
Conover	14 mi	$1,460 (±$106)	Not measurably different
St. Stephens	15 mi	$1,227 (±$115)	Not measurably different
Bethlehem	15 mi	$1,463 (±$255)	Not measurably different

Nearby places with a measurably lower figure: Love Valley, NC ($932).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Alexander County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Stony Point	$1,573 (±$614)
2	Bethlehem	$1,463 (±$255)
3	Taylorsville	$1,193 (±$105)

Stony Point is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in Stony Point

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for Stony Point beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near Stony Point, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near Stony Point, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about Stony Point

What is the average mortgage payment in Stony Point?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Stony Point, NC is $1,573 (±$614) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Stony Point?

Owners without a mortgage in Stony Point pay a median of $338 (±$39) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Stony Point gone up?

In Stony Point, the median monthly cost with a mortgage went from $1,028 in 2015–2019 to $1,573 in 2020–2024 (+53.0%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Stony Point CDP, North Carolina (place:65260, in state:37).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.