What is the median household income in Swansboro, NC?
The median household income in Swansboro, NC is $114,425 (±$16,335) a year (2020–2024 American Community Survey).
Paying the median gross rent of $1,106 a month would take about $44,200 a year at the common guideline of spending no more than 30% of income on rent.
In Swansboro, the median household income went from $48,922 in 2015–2019 to $114,425 in 2020–2024 (+133.9%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- Median household income
- $114,425 (±$16,335)
- Income to afford median rent
- about $44,200
Income in Swansboro against Onslow County, its state and the nation
| Swansboro | Onslow County | North Carolina | United States | |
|---|---|---|---|---|
| Median household income | $114,425 (±$16,335) | $68,148 (±$2,456) | $72,388 (±$324) | $80,734 |
| Median renter household income | — | $48,623 (±$2,296) | $48,010 (±$418) | $52,966 |
| Median owner household income | $132,163 (±$24,566) | $81,652 (±$2,045) | $88,911 (±$521) | $100,009 |
| Median gross rent | $1,106 (±$991) | $1,265 (±$40) | $1,228 (±$5) | $1,413 |
In Swansboro, median household income is higher than in Onslow County ($68,148).
It is also higher than in North Carolina ($72,388).
It is higher than the national figure ($80,734).
In Onslow County, Swansboro ranks 2 of 9 places with a published estimate, from highest to lowest median household income.
Statewide, it ranks 45 of 643.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How much you need to earn to rent in Swansboro
Many landlords and housing programs use 30% of gross income as the most a household should spend on rent.
At that guideline, the median gross rent of $1,106 a month ($13,272 a year) needs an income of about $44,200 a year.
This is arithmetic on the published medians, not a rule any landlord must follow; screening criteria vary and some places limit how income may be weighed.
Income against housing costs since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median household income | $48,922 (±$14,974) | $114,425 (±$16,335) | +133.9% | Up after inflation |
| Median gross rent | $1,108 (±$182) | $1,106 (±$991) | −0.2% | No measurable change after inflation |
| Median home value | $202,000 (±$30,104) | $378,700 (±$67,930) | +87.5% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median household income in places near Swansboro
| Place | Distance | Median household income | Compared with this place |
|---|---|---|---|
| Swansboro | — | $114,425 (±$16,335) | — |
| Cedar Point | 3.0 mi | $98,750 (±$10,020) | Not measurably different |
| Cape Carteret | 4.2 mi | $86,136 (±$26,985) | Not measurably different |
| Peletier | 4.3 mi | $55,893 (±$8,999) | Lower |
| Bogue | 6.0 mi | $93,516 (±$15,673) | Not measurably different |
| Emerald Isle | 6.2 mi | $89,773 (±$13,436) | Lower |
| Piney Green | 11 mi | $72,177 (±$7,136) | Lower |
| Broad Creek | 13 mi | $57,500 (±$7,225) | Lower |
| Indian Beach | 13 mi | $103,000 (±$34,463) | Not measurably different |
Nearby places with a measurably lower figure: Peletier, NC ($55,893), Emerald Isle, NC ($89,773), Piney Green, NC ($72,177).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median household income across Onslow County, place by place
| Rank | Place | Median household income |
|---|---|---|
| 1 | North Topsail Beach | $121,250 (±$15,655) |
| 2 | Swansboro | $114,425 (±$16,335) |
| 3 | Holly Ridge | $104,788 (±$21,971) |
| 4 | Sneads Ferry | $79,594 (±$27,097) |
| 5 | Piney Green | $72,177 (±$7,136) |
| 6 | Half Moon | $68,946 (±$17,396) |
| 7 | Richlands | $65,163 (±$18,171) |
| 8 | Pumpkin Center | $64,102 (±$23,179) |
Showing 8 of 9 places in Onslow County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Swansboro
What is the median household income in Swansboro?
The median household income in Swansboro is $114,425 (±$16,335) a year (2020–2024 American Community Survey).
How much do you need to make to afford rent in Swansboro?
About $44,200 a year, if rent is to stay at or below 30% of income at the median gross rent of $1,106 a month.
Have incomes in Swansboro kept up with inflation?
In Swansboro, the median household income went from $48,922 in 2015–2019 to $114,425 in 2020–2024 (+133.9%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Swansboro town, North Carolina
- Median Household Income by Tenure (B25119), 2020–2024 ACS 5-year estimates — Swansboro town, North Carolina
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Swansboro town, North Carolina
- Median Household Income (B19013), 2015–2019 ACS 5-year estimates — Swansboro town, North Carolina
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Swansboro town, North Carolina
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Swansboro town, North Carolina
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Swansboro town, North Carolina (place:66360, in state:37).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B19013_001E, B19013_001M, B25064_001E, B25064_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP03_0062E, DP03_0062M, B25119_003E, B25119_003M, B25119_002E, B25119_002M, DP04_0134E, DP04_0134M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Swansboro at a glance
- Renters and owners in Swansboro
- Home values in Swansboro
- Homeowner costs in Swansboro
- Property taxes in Swansboro
- Types of homes in Swansboro
- Bedrooms in Swansboro
- Heating fuel in Swansboro
- Commute and cars in Swansboro
- Crime reported to police in Swansboro
- Population growth in Swansboro
- How long people stay in Swansboro
- North Carolina landlord and tenant rules
- Housing across Onslow County
- North Carolina places ranked by median household income
- Housing data for every place in North Carolina