How much do homeowners pay a month in Surrey, ND?
Homeowners with a mortgage in Surrey, ND pay a median of $1,958 (±$81) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $633 (±$73).
73.1% of owned homes carry a mortgage.
In Surrey, the median monthly cost with a mortgage went from $1,651 in 2015–2019 to $1,958 in 2020–2024 (+18.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,958 (±$81)
- Without a mortgage
- $633 (±$73)
- Owned with a mortgage
- 73.1%
Monthly owner costs in Surrey
| Surrey | Ward County | North Dakota | United States | |
|---|---|---|---|---|
| With a mortgage | $1,958 (±$81) | $1,881 (±$47) | $1,762 (±$22) | $1,963 |
| Without a mortgage | $633 (±$73) | $642 (±$19) | $590 (±$7) | $638 |
| Owned homes with a mortgage | 73.1% (±8.8 points) | 56.5% (±3.0 points) | 52.3% (±0.7 points) | 60.6% |
| Median real estate taxes (a year) | $3,071 (±$253) | $2,859 (±$126) | $2,468 (±$38) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Surrey, the median cost with a mortgage is not measurably different from Ward County ($1,881).
It is also higher than in North Dakota ($1,762).
It is not measurably different from the national figure ($1,963).
In Ward County, Surrey ranks 14 of 28 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 109 of 454.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Surrey have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,651 (±$239) | $1,958 (±$81) | +18.6% | No measurable change after inflation |
| Median real estate taxes | $2,128 (±$399) | $3,071 (±$253) | +44.3% | No measurable change after inflation |
| Median home value | $232,000 (±$41,414) | $315,800 (±$13,694) | +36.1% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Surrey
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Surrey | — | $1,958 (±$81) | — |
| Nedrose Township | 2.4 mi | $1,760 (±$514) | Not measurably different |
| Surrey Township | 2.5 mi | $2,328 (±$357) | Higher |
| New Prairie Township | 6.6 mi | $2,213 (±$111) | Higher |
| Minot | 6.9 mi | $1,841 (±$60) | Lower |
| Sundre Township | 7.5 mi | $1,693 (±$519) | Not measurably different |
| Harrison Township | 11 mi | $2,740 (±$238) | Higher |
| Sawyer | 11 mi | $1,281 (±$677) | Not measurably different |
| Deering | 11 mi | $1,500 (±$271) | Lower |
Nearby places with a measurably lower figure: Minot, ND ($1,841), Deering, ND ($1,500).
Nearby places with a measurably higher figure: Surrey Township, ND ($2,328), New Prairie Township, ND ($2,213), Harrison Township, ND ($2,740).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Ward County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 8 | Willis Township | $2,667 (±$371) |
| 9 | Surrey Township | $2,328 (±$357) |
| 10 | Margaret Township | $2,279 (±$377) |
| 11 | New Prairie Township | $2,213 (±$111) |
| 12 | Kenmare Township | $1,994 (±$992) |
| 13 | Rice Lake Township | $1,979 (±$350) |
| 14 | Surrey | $1,958 (±$81) |
| 15 | Brillian Township | $1,909 (±$870) |
| 16 | Minot | $1,841 (±$60) |
| 17 | Nedrose Township | $1,760 (±$514) |
| 18 | Burlington | $1,750 (±$479) |
| 19 | Sundre Township | $1,693 (±$519) |
| 20 | Kirkelie Township | $1,625 (±$881) |
Showing 13 of 28 places in Ward County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Surrey
What is the average mortgage payment in Surrey?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Surrey, ND is $1,958 (±$81) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Surrey?
Owners without a mortgage in Surrey pay a median of $633 (±$73) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Surrey gone up?
In Surrey, the median monthly cost with a mortgage went from $1,651 in 2015–2019 to $1,958 in 2020–2024 (+18.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Surrey city, North Dakota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Surrey city, North Dakota
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Surrey city, North Dakota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Surrey city, North Dakota
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Surrey city, North Dakota
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Surrey city, North Dakota (place:77180, in state:38).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Surrey at a glance
- Income and affordability in Surrey
- Home values in Surrey
- Property taxes in Surrey
- Types of homes in Surrey
- Age of homes in Surrey
- Heating fuel in Surrey
- Commute and cars in Surrey
- Crime reported to police in Surrey
- Population growth in Surrey
- How long people stay in Surrey
- North Dakota landlord and tenant rules
- Housing across Ward County
- Housing data for every place in North Dakota