Housing data for Coldwater, OH
Coldwater, OH has an estimated 4,191 residents and 1,600 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a village in Mercer County.
29.6% of households rent.
The median gross rent is $821 a month.
Figures last updated on .
- Residents
- 4,191 (±624)
- Housing units
- 1,600 (±227)
- Households that rent
- 29.6%
- Median gross rent
- $821
- Residents since 2015–2019
- −4.0%
Housing in Coldwater at a glance
- Median rent: $821 median gross rent a month
- Rent burden: 30.6% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 29.6% of households rent
- Income and affordability: $68,009 median household income
- Home values: $232,200 median home value
- Homeowner costs: $1,349 median monthly cost with a mortgage
- Property taxes: $2,428 median real estate taxes a year
- Types of homes: 5.2% of homes are in buildings of 5 or more units
- Bedrooms: 72.6% of homes have 3 or more bedrooms
- Age of homes: 64.4% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 60.6% heat with utility gas
- Commute and cars: 16.3 minutes average trip to work
- Crime reported to police: 0 violent crimes per 100,000 residents
- Growth: −4.0% residents since 2015–2019
- How long people stay: 19.1% moved in since 2020
- Crowding and facilities: 2.6% of homes have more than 1 person per room (Small sample: wide margin of error)
Coldwater against Mercer County, its state and the nation
| Coldwater | Mercer County | Ohio | United States | |
|---|---|---|---|---|
| Residents | 4,191 (±624) | 42,484 (exact) | 11,810,293 (exact) | 334,922,499 |
| Housing units | 1,600 (±227) | 18,103 (±52) | 5,292,391 (±464) | 143,775,355 |
| Households that rent | 29.6% (±9.7 points) | 20.4% (±2.2 points) | 32.8% (±0.3 points) | 34.8% |
| Median gross rent | $821 (±$118) | $804 (±$57) | $1,034 (±$5) | $1,413 |
| Median household income | $68,009 (±$8,672) | $76,782 (±$4,484) | $71,389 (±$321) | $80,734 |
| Median home value | $232,200 (±$26,294) | $210,600 (±$9,217) | $214,800 (±$742) | $332,700 |
| Median real estate taxes (a year) | $2,428 (±$512) | $2,325 (±$116) | $2,822 (±$10) | $3,119 |
| Built before 1980 | 64.4% (±14.4 points) | 58.5% (±3.6 points) | 63.4% (±0.2 points) | 49.7% |
| Average commute | 16.3 minutes (±2.7) | 18.5 minutes (±0.9) | 23.4 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 91.6% (±5.2 points) | 91.5% (±1.2 points) | 90.1% (±0.1 points) | 91.0% |
| Median age of residents | 35.2 years (±4.5) | 39.4 years (±0.8) | 39.7 years (±0.2) | 38.9 years |
Coldwater covers 1.9 square miles of land, about 2,161 residents per square mile (Census Bureau Gazetteer).
How Coldwater has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,366 (±384) | 4,191 (±624) | −4.0% | Not a measurable change |
| Housing units | 1,702 (±161) | 1,600 (±227) | −6.0% | Not a measurable change |
| Median gross rent | $632 (±$208) | $821 (±$118) | +29.9% | No measurable change after inflation |
| Median home value | $141,700 (±$19,157) | $232,200 (±$26,294) | +63.9% | Up after inflation |
| Median household income | $59,719 (±$4,718) | $68,009 (±$8,672) | +13.9% | No measurable change after inflation |
| Median owner cost with a mortgage | $991 (±$119) | $1,349 (±$142) | +36.1% | No measurable change after inflation |
| Median real estate taxes | $1,650 (±$141) | $2,428 (±$512) | +47.2% | No measurable change after inflation |
| Households that rent | 19.2% (±5.6 points) | 29.6% (±9.7 points) | +10.4 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±8.8 points) | 0.0% (±7.6 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Coldwater
In 2024, the Coldwater Police Department reported 0 violent and 234 property crimes per 100,000 residents to the FBI.
Places near Coldwater
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Butler Township (Mercer County) | 0.1 mi | $847 | $250,400 | 28.5% |
| St. Henry | 4.3 mi | $875 | $287,000 | 13.0% |
| Montezuma | 4.4 mi | $1,313 | $110,900 | 8.9% |
| Jefferson Township (Mercer County) | 5.5 mi | $765 | $170,400 | 29.9% |
| Granville Township (Mercer County) | 5.8 mi | $872 | $295,000 | 9.6% |
| Franklin Township (Mercer County) | 6.1 mi | $858 | $175,900 | 9.2% |
| Celina | 6.3 mi | $760 | $164,100 | 34.4% |
| Washington Township (Mercer County) | 6.3 mi | — | $247,300 | 5.1% |
Places in Ohio most like Coldwater
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Wooster Township | $879 | $241,300 | $70,296 | 26.9% |
| Sugarcreek | $883 | $225,000 | $72,222 | 26.7% |
| German Township (Fulton County) | $763 | $206,400 | $76,146 | 25.8% |
| Butler Township (Mercer County) | $847 | $250,400 | $68,657 | 28.5% |
| Green Township (Wayne County) | $888 | $210,900 | $73,422 | 30.7% |
| Smithville | $893 | $197,100 | $71,944 | 26.3% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Ohio.
HUD Fair Market Rent for Coldwater, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $762 | $807 | $1,008 | $1,258 | $1,394 |
HUD income limits for Coldwater, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $21,500 | $35,850 | $57,350 |
| 2 people | $24,600 | $41,000 | $65,550 |
| 3 people | $27,650 | $46,100 | $73,750 |
| 4 people | $33,000 | $51,200 | $81,900 |
| 5 people | $38,680 | $55,300 | $88,500 |
| 6 people | $44,360 | $59,400 | $95,050 |
| 7 people | $50,040 | $63,500 | $101,600 |
| 8 people | $55,720 | $67,600 | $108,150 |
These are the limits HUD sets for its housing programs in the Mercer County, OH, where HUD’s median family income for fiscal year 2026 is $102,400.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Coldwater
What is the average rent in Coldwater, OH?
The Census Bureau publishes the median rather than the average: the median gross rent in Coldwater is $821 (±$118) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How many renters are there in Coldwater?
Coldwater has an estimated 474 (±154) renting households, 29.6% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Coldwater?
The median household income in Coldwater is $68,009 (±$8,672) a year (2020–2024 American Community Survey).
What is the average home value in Coldwater, OH?
The Census Bureau publishes the median: $232,200 (±$26,294) for owner-occupied homes in Coldwater (2020–2024 American Community Survey).
What is the average mortgage payment in Coldwater?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Coldwater, OH is $1,349 (±$142) a month, including taxes, insurance and utilities.
How much are property taxes in Coldwater?
The median real estate tax paid by homeowners in Coldwater, OH is $2,428 (±$512) a year (2020–2024 American Community Survey).
Is Coldwater growing?
In Coldwater, the number of residents went from 4,366 in 2015–2019 to 4,191 in 2020–2024 (−4.0%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Coldwater village, Ohio
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Coldwater village, Ohio
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Coldwater village, Ohio
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Coldwater village, Ohio
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Coldwater village, Ohio
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Coldwater village, Ohio
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Coldwater village, Ohio
- HUD Fair Market Rents, fiscal year 2027: Mercer County, OH
- HUD Income Limits, fiscal year 2026: Mercer County, OH
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Coldwater Police Department (ORI OH0540400)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Coldwater village, Ohio (place:16532, in state:39).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .