How much do homeowners pay a month in Lake Darby, OH?

Name: Homeowner costs in Lake Darby, OH, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Lake Darby, OH pay a median of $1,608 (±$114) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,001 (±$371).

64.1% of owned homes carry a mortgage.

In Lake Darby, the median monthly cost with a mortgage went from $1,546 in 2015–2019 to $1,608 in 2020–2024 (+4.0%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,608 (±$114)
Without a mortgage: $1,001 (±$371)
Owned with a mortgage: 64.1%

Monthly owner costs in Lake Darby

Median selected monthly owner costs, estimate (90% margin of error)
	Lake Darby	Franklin County	Ohio	United States
With a mortgage	$1,608 (±$114)	$1,781 (±$19)	$1,517 (±$5)	$1,963
Without a mortgage	$1,001 (±$371)	$748 (±$9)	$588 (±$2)	$638
Owned homes with a mortgage	64.1% (±17.4 points)	69.5% (±0.7 points)	60.6% (±0.2 points)	60.6%
Median real estate taxes (a year)	$4,685 (±$776)	$4,244 (±$68)	$2,822 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Lake Darby, the median cost with a mortgage is lower than in Franklin County ($1,781).

It is not measurably different from Ohio ($1,517).

It is lower than the national figure ($1,963).

In Franklin County, Lake Darby ranks 32 of 45 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 557 of 2,330.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Lake Darby have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,546 (±$73)	$1,608 (±$114)	+4.0%	Down after inflation
Median real estate taxes	$3,655 (±$314)	$4,685 (±$776)	+28.2%	No measurable change after inflation
Median home value	$161,000 (±$5,896)	$233,200 (±$9,654)	+44.8%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Lake Darby

Nearest places with a published estimate, compared with Lake Darby
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Lake Darby	—	$1,608 (±$114)	—
Prairie Township (Franklin County)	2.4 mi	$1,457 (±$66)	Lower
Brown Township (Franklin County)	2.8 mi	$3,218 (±$165)	Higher
Lincoln Village	4.7 mi	$1,304 (±$77)	Lower
Jefferson Township (Madison County)	4.7 mi	$1,476 (±$85)	Not measurably different
West Jefferson	4.8 mi	$1,385 (±$63)	Lower
Hilliard	6.0 mi	$2,388 (±$66)	Higher
Norwich Township (Franklin County)	6.5 mi	$2,340 (±$66)	Higher
Pleasant Township (Franklin County)	6.7 mi	$1,754 (±$142)	Not measurably different

Nearby places with a measurably lower figure: Prairie Township (Franklin County), OH ($1,457), Lincoln Village, OH ($1,304), West Jefferson, OH ($1,385).

Nearby places with a measurably higher figure: Brown Township (Franklin County), OH ($3,218), Hilliard, OH ($2,388), Norwich Township (Franklin County), OH ($2,340).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Franklin County, place by place

Rank	Place	Median monthly cost with a mortgage
26	Pleasant Township (Franklin County)	$1,754 (±$142)
27	Madison Township (Franklin County)	$1,708 (±$56)
28	Blendon Township	$1,691 (±$53)
29	Reynoldsburg	$1,683 (±$60)
30	Obetz	$1,626 (±$146)
31	Huber Ridge	$1,609 (±$56)
32	Lake Darby	$1,608 (±$114)
33	Truro Township	$1,602 (±$62)
34	Columbus	$1,599 (±$20)
35	Prairie Township (Franklin County)	$1,457 (±$66)
36	Clinton Township (Franklin County)	$1,370 (±$78)
37	Hamilton Township (Franklin County)	$1,359 (±$105)
38	Harrisburg	$1,328 (±$586)

Showing 13 of 45 places in Franklin County, ranked from highest to lowest.

Lake Darby is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Lake Darby

What is the average mortgage payment in Lake Darby?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Lake Darby, OH is $1,608 (±$114) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Lake Darby?

Owners without a mortgage in Lake Darby pay a median of $1,001 (±$371) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Lake Darby gone up?

In Lake Darby, the median monthly cost with a mortgage went from $1,546 in 2015–2019 to $1,608 in 2020–2024 (+4.0%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Lake Darby CDP, Ohio (place:41363, in state:39).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.