How much do homeowners pay a month in Ottawa Hills, OH?
Homeowners with a mortgage in Ottawa Hills, OH pay a median of $2,364 (±$292) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,066 (±$73).
64.7% of owned homes carry a mortgage.
In Ottawa Hills, the median monthly cost with a mortgage went from $2,388 in 2015–2019 to $2,364 in 2020–2024 (−1.0%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $2,364 (±$292)
- Without a mortgage
- $1,066 (±$73)
- Owned with a mortgage
- 64.7%
Monthly owner costs in Ottawa Hills
| Ottawa Hills | Lucas County | Ohio | United States | |
|---|---|---|---|---|
| With a mortgage | $2,364 (±$292) | $1,394 (±$21) | $1,517 (±$5) | $1,963 |
| Without a mortgage | $1,066 (±$73) | $568 (±$11) | $588 (±$2) | $638 |
| Owned homes with a mortgage | 64.7% (±7.7 points) | 58.6% (±1.1 points) | 60.6% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $7,205 (±$837) | $2,773 (±$56) | $2,822 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Ottawa Hills, the median cost with a mortgage is higher than in Lucas County ($1,394).
It is also higher than in Ohio ($1,517).
It is higher than the national figure ($1,963).
In Lucas County, Ottawa Hills ranks 1 of 21 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 92 of 2,330.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Ottawa Hills have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,388 (±$145) | $2,364 (±$292) | −1.0% | Down after inflation |
| Median real estate taxes | $8,725 (±$788) | $7,205 (±$837) | −17.4% | Down after inflation |
| Median home value | $319,100 (±$22,738) | $314,900 (±$35,550) | −1.3% | Down after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Ottawa Hills
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Ottawa Hills | — | $2,364 (±$292) | — |
| Toledo | 3.0 mi | $1,156 (±$18) | Lower |
| Sylvania Township | 4.6 mi | $1,929 (±$83) | Lower |
| Sylvania | 4.7 mi | $1,778 (±$71) | Lower |
| Holland | 4.8 mi | $1,552 (±$260) | Lower |
| Lambertville | 5.5 mi | $1,632 (±$113) | Lower |
| Springfield Township (Lucas County) | 5.9 mi | $1,776 (±$88) | Lower |
| Maumee | 6.8 mi | $1,478 (±$75) | Lower |
| Rossford | 7.1 mi | $1,450 (±$95) | Lower |
Nearby places with a measurably lower figure: Toledo, OH ($1,156), Sylvania Township, OH ($1,929), Sylvania, OH ($1,778).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Lucas County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Ottawa Hills | $2,364 (±$292) |
| 2 | Monclova Township | $2,287 (±$202) |
| 3 | Harding Township | $2,141 (±$572) |
| 4 | Waterville | $1,988 (±$138) |
| 5 | Berkey | $1,969 (±$429) |
| 6 | Sylvania Township | $1,929 (±$83) |
| 7 | Jerusalem Township | $1,817 (±$216) |
Showing 7 of 21 places in Lucas County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Ottawa Hills
What is the average mortgage payment in Ottawa Hills?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Ottawa Hills, OH is $2,364 (±$292) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Ottawa Hills?
Owners without a mortgage in Ottawa Hills pay a median of $1,066 (±$73) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Ottawa Hills gone up?
In Ottawa Hills, the median monthly cost with a mortgage went from $2,388 in 2015–2019 to $2,364 in 2020–2024 (−1.0%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Ottawa Hills village, Ohio
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Ottawa Hills village, Ohio
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Ottawa Hills village, Ohio
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Ottawa Hills village, Ohio
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Ottawa Hills village, Ohio
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Ottawa Hills village, Ohio (place:59010, in state:39).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Ottawa Hills at a glance
- Median rent in Ottawa Hills
- Rent by bedrooms in Ottawa Hills
- Income and affordability in Ottawa Hills
- Home values in Ottawa Hills
- Property taxes in Ottawa Hills
- Types of homes in Ottawa Hills
- Bedrooms in Ottawa Hills
- Age of homes in Ottawa Hills
- Heating fuel in Ottawa Hills
- Commute and cars in Ottawa Hills
- Crime reported to police in Ottawa Hills
- Population growth in Ottawa Hills
- How long people stay in Ottawa Hills
- Ohio landlord and tenant rules
- Housing across Lucas County
- Housing data for every place in Ohio