How much do homeowners pay a month in Payne, OH?
Homeowners with a mortgage in Payne, OH pay a median of $965 (±$52) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $466 (±$74).
58.8% of owned homes carry a mortgage.
In Payne, the median monthly cost with a mortgage went from $872 in 2015–2019 to $965 in 2020–2024 (+10.7%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $965 (±$52)
- Without a mortgage
- $466 (±$74)
- Owned with a mortgage
- 58.8%
Monthly owner costs in Payne
| Payne | Paulding County | Ohio | United States | |
|---|---|---|---|---|
| With a mortgage | $965 (±$52) | $1,153 (±$50) | $1,517 (±$5) | $1,963 |
| Without a mortgage | $466 (±$74) | $483 (±$17) | $588 (±$2) | $638 |
| Owned homes with a mortgage | 58.8% (±11.1 points) | 52.1% (±3.6 points) | 60.6% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,204 (±$138) | $1,450 (±$69) | $2,822 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Payne, the median cost with a mortgage is lower than in Paulding County ($1,153).
It is also lower than in Ohio ($1,517).
It is lower than the national figure ($1,963).
In Paulding County, Payne ranks 18 of 22 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 2203 of 2,330.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Payne have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $872 (±$147) | $965 (±$52) | +10.7% | No measurable change after inflation |
| Median real estate taxes | $933 (±$82) | $1,204 (±$138) | +29.0% | No measurable change after inflation |
| Median home value | $70,900 (±$9,783) | $112,000 (±$13,696) | +58.0% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Payne
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Payne | — | $965 (±$52) | — |
| Harrison Township (Paulding County) | 2.4 mi | $1,047 (±$109) | Not measurably different |
| Benton Township (Paulding County) | 3.3 mi | $978 (±$73) | Not measurably different |
| Blue Creek Township | 6.0 mi | $1,268 (±$206) | Higher |
| Paulding Township | 6.1 mi | $1,085 (±$206) | Not measurably different |
| Jackson Township (Allen County) | 6.4 mi | $1,480 (±$149) | Higher |
| Antwerp | 6.9 mi | $969 (±$73) | Not measurably different |
| Woodburn | 7.2 mi | $1,129 (±$64) | Higher |
| Maumee Township | 7.2 mi | $1,142 (±$81) | Higher |
Nearby places with a measurably higher figure: Blue Creek Township, OH ($1,268), Jackson Township (Allen County), IN ($1,480), Woodburn, IN ($1,129).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Paulding County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 12 | Harrison Township (Paulding County) | $1,047 (±$109) |
| 13 | Oakwood (Paulding County) | $1,042 (±$225) |
| 14 | Jackson Township (Paulding County) | $1,033 (±$125) |
| 15 | Benton Township (Paulding County) | $978 (±$73) |
| 16 | Paulding | $976 (±$150) |
| 17 | Antwerp | $969 (±$73) |
| 18 | Payne | $965 (±$52) |
| 19 | Melrose | $961 (±$184) |
| 20 | Cecil | $900 (±$362) |
| 21 | Haviland | $763 (±$276) |
| 22 | Broughton | $736 (±$71) |
Showing 11 of 22 places in Paulding County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Payne
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Payne beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Payne, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Payne, and send estimates and invoices from your phone.
Questions about Payne
What is the average mortgage payment in Payne?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Payne, OH is $965 (±$52) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Payne?
Owners without a mortgage in Payne pay a median of $466 (±$74) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Payne gone up?
In Payne, the median monthly cost with a mortgage went from $872 in 2015–2019 to $965 in 2020–2024 (+10.7%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Payne village, Ohio
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Payne village, Ohio
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Payne village, Ohio
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Payne village, Ohio
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Payne village, Ohio
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Payne village, Ohio (place:61322, in state:39).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Payne at a glance
- Median rent in Payne
- Renters and owners in Payne
- Income and affordability in Payne
- Home values in Payne
- Property taxes in Payne
- Types of homes in Payne
- Bedrooms in Payne
- Age of homes in Payne
- Heating fuel in Payne
- Commute and cars in Payne
- Population growth in Payne
- How long people stay in Payne
- Ohio landlord and tenant rules
- Housing across Paulding County
- Housing data for every place in Ohio