Housing data for St. Bernard, OH
St. Bernard, OH has an estimated 3,983 residents and 2,087 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a village in Hamilton County.
36.1% of households rent.
The median gross rent is $923 a month.
Its population shrank measurably since 2015–2019 (−8.7%).
Figures last updated on .
- Residents
- 3,983 (±18)
- Housing units
- 2,087 (±226)
- Households that rent
- 36.1%
- Median gross rent
- $923
- Residents since 2015–2019
- −8.7%
What stands out in St. Bernard
Working from home: 6.8% (±3.0 points) in St. Bernard, lower than in Hamilton County (15.3%).
Median home value: $162,700 (±$34,206) in St. Bernard, lower than in Hamilton County ($241,900).
Median real estate taxes: $2,817 (±$372) in St. Bernard, lower than in Hamilton County ($3,652).
Housing in St. Bernard at a glance
- Median rent: $923 median gross rent a month
- Rent by bedrooms: $1,156 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 36.9% of renters pay 30% or more of income
- Renters and owners: 36.1% of households rent
- Income and affordability: $67,083 median household income
- Home values: $162,700 median home value
- Homeowner costs: $1,456 median monthly cost with a mortgage
- Property taxes: $2,817 median real estate taxes a year
- Types of homes: 21.1% of homes are in buildings of 5 or more units
- Bedrooms: 49.1% of homes have 3 or more bedrooms
- Age of homes: 84.3% of homes were built before 1980
- Vacancy rate: 5.8% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 69.7% heat with utility gas
- Commute and cars: 20.1 minutes average trip to work
- Crime reported to police: 429 violent crimes per 100,000 residents
- Growth: −8.7% residents since 2015–2019
- How long people stay: 26.9% moved in since 2020
- Crowding and facilities: 0.2% of homes have more than 1 person per room (Small sample: wide margin of error)
- Fair Market Rent: $1,230 Small Area FMR, 2 bedrooms (ZIP 45217)
St. Bernard against Hamilton County, its state and the nation
| St. Bernard | Hamilton County | Ohio | United States | |
|---|---|---|---|---|
| Residents | 3,983 (±18) | 830,774 (exact) | 11,810,293 (exact) | 334,922,499 |
| Housing units | 2,087 (±226) | 381,356 (±217) | 5,292,391 (±464) | 143,775,355 |
| Households that rent | 36.1% (±7.3 points) | 40.7% (±0.8 points) | 32.8% (±0.3 points) | 34.8% |
| Median gross rent | $923 (±$320) | $1,075 (±$16) | $1,034 (±$5) | $1,413 |
| Median household income | $67,083 (±$12,477) | $72,470 (±$1,214) | $71,389 (±$321) | $80,734 |
| Median home value | $162,700 (±$34,206) | $241,900 (±$3,015) | $214,800 (±$742) | $332,700 |
| Median real estate taxes (a year) | $2,817 (±$372) | $3,652 (±$52) | $2,822 (±$10) | $3,119 |
| Built before 1980 | 84.3% (±14.9 points) | 72.7% (±1.1 points) | 63.4% (±0.2 points) | 49.7% |
| Average commute | 20.1 minutes (±3.6) | 22.8 minutes (±0.3) | 23.4 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 92.2% (±4.2 points) | 91.3% (±0.5 points) | 90.1% (±0.1 points) | 91.0% |
| Median age of residents | 44.6 years (±5.0) | 36.9 years (±0.2) | 39.7 years (±0.2) | 38.9 years |
St. Bernard covers 1.5 square miles of land, about 2,595 residents per square mile (Census Bureau Gazetteer).
How St. Bernard has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,361 (±21) | 3,983 (±18) | −8.7% | Measurable decrease |
| Housing units | 2,211 (±153) | 2,087 (±226) | −5.6% | Not a measurable change |
| Median gross rent | $802 (±$247) | $923 (±$320) | +15.1% | No measurable change after inflation |
| Median home value | $106,100 (±$13,519) | $162,700 (±$34,206) | +53.3% | No measurable change after inflation |
| Median household income | $64,231 (±$8,736) | $67,083 (±$12,477) | +4.4% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,137 (±$137) | $1,456 (±$206) | +28.1% | No measurable change after inflation |
| Median real estate taxes | $1,878 (±$250) | $2,817 (±$372) | +50.0% | Up after inflation |
| Households that rent | 33.3% (±7.2 points) | 36.1% (±7.3 points) | +2.8 percentage points | Not a measurable change |
| Rental vacancy rate | 9.9% (±9.0 points) | 5.8% (±8.6 points) | −4.1 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in St. Bernard
In 2025, the St. Bernard Police Department reported 429 violent and 1,363 property crimes per 100,000 residents to the FBI.
Across Hamilton County, the departments that report recorded 431 violent and 2,338 property crimes per 100,000 residents that year.
ZIP codes in St. Bernard
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 45217 | 72% | 6,454 | $1,047 | $171,300 | $62,200 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near St. Bernard
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Elmwood Place | 1.0 mi | $1,067 | $69,900 | 62.9% |
| Cincinnati | 2.3 mi | $1,001 | $230,900 | 60.2% |
| Norwood | 2.3 mi | $981 | $258,700 | 52.5% |
| Golf Manor | 2.8 mi | $798 | $157,300 | 50.4% |
| Finneytown | 3.2 mi | $1,456 | $207,100 | 13.9% |
| Arlington Heights | 3.7 mi | $914 | $112,300 | 53.5% |
| Wyoming | 4.1 mi | $1,249 | $430,000 | 11.0% |
| Amberley | 4.2 mi | — | $515,400 | 1.9% |
Places in Ohio most like St. Bernard
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Brooklyn | $971 | $163,100 | $69,346 | 40.5% |
| Rossford | $898 | $174,900 | $71,199 | 35.7% |
| Reading | $940 | $211,300 | $61,866 | 41.5% |
| Lincoln Village | $1,043 | $169,100 | $53,797 | 34.9% |
| Noble Township (Defiance County) | $901 | $169,200 | $66,563 | 31.6% |
| Cuyahoga Falls | $1,038 | $183,300 | $72,705 | 35.6% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Ohio.
HUD Fair Market Rent for St. Bernard, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,052 | $1,128 | $1,442 | $1,897 | $2,141 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for St. Bernard, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $23,100 | $38,500 | $61,550 |
| 2 people | $26,400 | $44,000 | $70,350 |
| 3 people | $29,700 | $49,500 | $79,150 |
| 4 people | $33,000 | $54,950 | $87,900 |
| 5 people | $38,680 | $59,350 | $94,950 |
| 6 people | $44,360 | $63,750 | $102,000 |
| 7 people | $50,040 | $68,150 | $109,000 |
| 8 people | $55,720 | $72,550 | $116,050 |
These are the limits HUD sets for its housing programs in the Cincinnati, OH-KY-IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $109,900.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in St. Bernard
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for St. Bernard beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near St. Bernard, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near St. Bernard, and send estimates and invoices from your phone.
Questions about St. Bernard
What is the average rent in St. Bernard, OH?
The Census Bureau publishes the median rather than the average: the median gross rent in St. Bernard is $923 (±$320) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
Are renters in St. Bernard rent-burdened?
36.9% of renting households in St. Bernard pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in St. Bernard?
St. Bernard has an estimated 642 (±174) renting households, 36.1% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in St. Bernard?
The median household income in St. Bernard is $67,083 (±$12,477) a year (2020–2024 American Community Survey).
What is the average home value in St. Bernard, OH?
The Census Bureau publishes the median: $162,700 (±$34,206) for owner-occupied homes in St. Bernard (2020–2024 American Community Survey).
What is the average mortgage payment in St. Bernard?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in St. Bernard, OH is $1,456 (±$206) a month, including taxes, insurance and utilities.
Is St. Bernard growing?
In St. Bernard, the number of residents went from 4,361 in 2015–2019 to 3,983 in 2020–2024 (−8.7%), a measurable decrease.
What ZIP codes are in St. Bernard?
The ZIP code that covers St. Bernard is 45217.
What is the median rent in ZIP code 45217?
The median gross rent in ZIP Code Tabulation Area 45217 is $1,047 (±$128) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — St. Bernard village, Ohio
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — St. Bernard village, Ohio
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — St. Bernard village, Ohio
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — St. Bernard village, Ohio
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — St. Bernard village, Ohio
- Total Population (B01003), 2015–2019 ACS 5-year estimates — St. Bernard village, Ohio
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — St. Bernard village, Ohio
- HUD Fair Market Rents, fiscal year 2027: Cincinnati, OH-KY-IN HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Cincinnati, OH-KY-IN HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: St. Bernard Police Department (ORI OH0313000)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for St. Bernard village, Ohio (place:69470, in state:39).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .