Housing data for Spencer, OK
Spencer, OK has an estimated 3,928 residents and 1,895 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Oklahoma County.
36.7% of households rent.
Its population shrank measurably since 2015–2019 (−1.7%).
Figures last updated on .
- Residents
- 3,928 (±18)
- Housing units
- 1,895 (±255)
- Households that rent
- 36.7%
- Residents since 2015–2019
- −1.7%
What stands out in Spencer
Rental vacancy rate: 0.0% (±3.9 points) in Spencer, lower than in Oklahoma County (7.6%).
Renters paying 30% or more of income: 24.5% (±22.8 points) in Spencer, lower than in Oklahoma County (49.3%).
Median real estate taxes: $1,309 (±$148) in Spencer, lower than in Oklahoma County ($2,155).
Households that moved in since 2020: 14.3% (±8.0 points) in Spencer, lower than in Oklahoma County (31.3%).
Housing in Spencer at a glance
- Rent by bedrooms: $1,263 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 24.5% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 36.7% of households rent
- Income and affordability: $59,861 median household income
- Home values: $157,000 median home value
- Homeowner costs: $1,247 median monthly cost with a mortgage
- Property taxes: $1,309 median real estate taxes a year
- Types of homes: 11.4% of homes are in buildings of 5 or more units
- Bedrooms: 69.6% of homes have 3 or more bedrooms
- Age of homes: 60.2% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 71.5% heat with utility gas
- Commute and cars: 25.8 minutes average trip to work
- Crime reported to police: 415 violent crimes per 100,000 residents
- Growth: −1.7% residents since 2015–2019
- How long people stay: 14.3% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 1.1% of homes have more than 1 person per room (Small sample: wide margin of error)
- Fair Market Rent: $1,310 Small Area FMR, 2 bedrooms (ZIP 73084)
Spencer against Oklahoma County, its state and the nation
| Spencer | Oklahoma County | Oklahoma | United States | |
|---|---|---|---|---|
| Residents | 3,928 (±18) | 806,199 (exact) | 4,028,634 (exact) | 334,922,499 |
| Housing units | 1,895 (±255) | 360,591 (±370) | 1,775,127 (±745) | 143,775,355 |
| Households that rent | 36.7% (±13.1 points) | 41.8% (±0.7 points) | 34.2% (±0.2 points) | 34.8% |
| Median gross rent | — | $1,116 (±$10) | $1,014 (±$6) | $1,413 |
| Median household income | $59,861 (±$13,913) | $66,679 (±$1,050) | $65,039 (±$439) | $80,734 |
| Median home value | $157,000 (±$20,585) | $222,900 (±$2,753) | $199,800 (±$1,121) | $332,700 |
| Median real estate taxes (a year) | $1,309 (±$148) | $2,155 (±$42) | $1,599 (±$11) | $3,119 |
| Built before 1980 | 60.2% (±15.5 points) | 53.5% (±0.9 points) | 49.4% (±0.3 points) | 49.7% |
| Average commute | 25.8 minutes (±3.8) | 21.9 minutes (±0.3) | 22.4 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 77.3% (±14.3 points) | 91.7% (±0.5 points) | 88.9% (±0.2 points) | 91.0% |
| Median age of residents | 44.2 years (±9.9) | 35.2 years (±0.2) | 37.0 years (±0.1) | 38.9 years |
Spencer covers 5.4 square miles of land, about 730 residents per square mile (Census Bureau Gazetteer).
How Spencer has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 3,995 (±22) | 3,928 (±18) | −1.7% | Measurable decrease |
| Housing units | 1,806 (±183) | 1,895 (±255) | +4.9% | Not a measurable change |
| Median home value | $80,700 (±$5,901) | $157,000 (±$20,585) | +94.5% | Up after inflation |
| Median household income | $40,000 (±$13,068) | $59,861 (±$13,913) | +49.7% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,001 (±$262) | $1,247 (±$476) | +24.6% | No measurable change after inflation |
| Median real estate taxes | $728 (±$61) | $1,309 (±$148) | +79.8% | Up after inflation |
| Households that rent | 35.6% (±8.6 points) | 36.7% (±13.1 points) | +1.1 percentage points | Not a measurable change |
| Rental vacancy rate | 6.7% (±10.0 points) | 0.0% (±3.9 points) | −6.7 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Spencer
In 2025, the Spencer Police Department reported 415 violent and 1,270 property crimes per 100,000 residents to the FBI.
ZIP codes in Spencer
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 73084 | 27% | 6,641 | $838 | $141,600 | $54,375 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Spencer
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Nicoma Park | 3.0 mi | $1,012 | $162,100 | 19.0% |
| Midwest City | 3.6 mi | $1,091 | $164,500 | 41.9% |
| Forest Park | 4.3 mi | — | $289,000 | 7.8% |
| Lake Aluma | 4.5 mi | — | $1,163,500 | 0.0% |
| Del City | 5.8 mi | $1,054 | $126,800 | 44.0% |
| Choctaw | 6.0 mi | $1,208 | $242,100 | 12.5% |
| Jones | 6.0 mi | $1,104 | $219,300 | 29.2% |
| Smith Village | 6.3 mi | — | $127,500 | 11.8% |
HUD Fair Market Rent for Spencer, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $958 | $1,040 | $1,264 | $1,713 | $1,923 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Spencer, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $20,450 | $34,100 | $54,500 |
| 2 people | $23,400 | $38,950 | $62,300 |
| 3 people | $27,320 | $43,800 | $70,100 |
| 4 people | $33,000 | $48,650 | $77,850 |
| 5 people | $38,680 | $52,550 | $84,100 |
| 6 people | $44,360 | $56,450 | $90,350 |
| 7 people | $50,040 | $60,350 | $96,550 |
| 8 people | $55,720 | $64,250 | $102,800 |
These are the limits HUD sets for its housing programs in the Oklahoma City, OK HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $97,300.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Spencer
How many renters are there in Spencer?
Spencer has an estimated 630 (±248) renting households, 36.7% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Spencer?
The median household income in Spencer is $59,861 (±$13,913) a year (2020–2024 American Community Survey).
What is the average home value in Spencer, OK?
The Census Bureau publishes the median: $157,000 (±$20,585) for owner-occupied homes in Spencer (2020–2024 American Community Survey).
What is the average mortgage payment in Spencer?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Spencer, OK is $1,247 (±$476) a month, including taxes, insurance and utilities.
How much are property taxes in Spencer?
The median real estate tax paid by homeowners in Spencer, OK is $1,309 (±$148) a year (2020–2024 American Community Survey).
How many homes are in Spencer?
Spencer, OK has an estimated 1,895 (±255) housing units, occupied and vacant (2020–2024 American Community Survey).
Is Spencer growing?
In Spencer, the number of residents went from 3,995 in 2015–2019 to 3,928 in 2020–2024 (−1.7%), a measurable decrease.
What ZIP codes are in Spencer?
The ZIP code that covers Spencer is 73084.
What is the median rent in ZIP code 73084?
The median gross rent in ZIP Code Tabulation Area 73084 is $838 (±$463) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Spencer city, Oklahoma
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Spencer city, Oklahoma
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Spencer city, Oklahoma
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Spencer city, Oklahoma
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Spencer city, Oklahoma
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Spencer city, Oklahoma
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Spencer city, Oklahoma
- HUD Fair Market Rents, fiscal year 2027: Oklahoma City, OK HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Oklahoma City, OK HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Spencer Police Department (ORI OK0551500)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Spencer city, Oklahoma (place:69200, in state:40).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .