How much do homeowners pay a month in Central City, PA?
Homeowners with a mortgage in Central City, PA pay a median of $935 (±$39) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $534 (±$69).
38.0% of owned homes carry a mortgage.
In Central City, the median monthly cost with a mortgage went from $886 in 2015–2019 to $935 in 2020–2024 (+5.5%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $935 (±$39)
- Without a mortgage
- $534 (±$69)
- Owned with a mortgage
- 38.0%
Monthly owner costs in Central City
| Central City | Somerset County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $935 (±$39) | $1,268 (±$35) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $534 (±$69) | $506 (±$15) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 38.0% (±9.6 points) | 45.0% (±1.4 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $949 (±$123) | $1,477 (±$45) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Central City, the median cost with a mortgage is lower than in Somerset County ($1,268).
It is also lower than in Pennsylvania ($1,762).
It is lower than the national figure ($1,963).
In Somerset County, Central City ranks 47 of 49 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 2468 of 2,539.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Central City have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $886 (±$137) | $935 (±$39) | +5.5% | No measurable change after inflation |
| Median real estate taxes | $905 (±$99) | $949 (±$123) | +4.9% | No measurable change after inflation |
| Median home value | $65,200 (±$3,143) | $67,400 (±$4,034) | +3.4% | Down after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Central City
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Central City | — | $935 (±$39) | — |
| Shade Township | 1.4 mi | $1,204 (±$230) | Higher |
| Indian Lake | 5.7 mi | $2,143 (±$732) | Higher |
| Ogle Township | 6.0 mi | $1,431 (±$174) | Higher |
| Hooversville | 6.4 mi | $981 (±$214) | Not measurably different |
| Paint Township (Somerset County) | 7.2 mi | $1,251 (±$171) | Higher |
| Stonycreek Township (Somerset County) | 7.8 mi | $1,219 (±$173) | Higher |
| Stoystown | 8.0 mi | $1,229 (±$289) | Higher |
| Quemahoning Township | 8.0 mi | $1,420 (±$221) | Higher |
Nearby places with a measurably higher figure: Shade Township, PA ($1,204), Indian Lake, PA ($2,143), Ogle Township, PA ($1,431).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Somerset County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 40 (tie) | Windber | $981 (±$78) |
| 42 | Shanksville | $978 (±$129) |
| 43 (tie) | Callimont | $950 (±$262) |
| 43 (tie) | Rockwood | $950 (±$133) |
| 43 (tie) | Wellersburg | $950 (±$268) |
| 46 | Garrett | $946 (±$116) |
| 47 | Central City | $935 (±$39) |
| 48 | New Baltimore | $917 (±$96) |
| 49 | Paint | $900 (±$71) |
Showing 9 of 49 places in Somerset County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Central City
What is the average mortgage payment in Central City?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Central City, PA is $935 (±$39) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Central City?
Owners without a mortgage in Central City pay a median of $534 (±$69) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Central City gone up?
In Central City, the median monthly cost with a mortgage went from $886 in 2015–2019 to $935 in 2020–2024 (+5.5%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Central City borough, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Central City borough, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Central City borough, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Central City borough, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Central City borough, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Central City borough, Pennsylvania (place:12296, in state:42).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Central City at a glance
- Income and affordability in Central City
- Home values in Central City
- Property taxes in Central City
- Types of homes in Central City
- Bedrooms in Central City
- Age of homes in Central City
- Heating fuel in Central City
- Commute and cars in Central City
- Population growth in Central City
- Pennsylvania landlord and tenant rules
- Housing across Somerset County
- Housing data for every place in Pennsylvania