How much do homeowners pay a month in Coolspring Township, PA?

Homeowners with a mortgage in Coolspring Township, PA pay a median of $1,467 (±$157) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $591 (±$45).

45.4% of owned homes carry a mortgage.

In Coolspring Township, the median monthly cost with a mortgage went from $1,338 in 2015–2019 to $1,467 in 2020–2024 (+9.6%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on .

With a mortgage
$1,467 (±$157)
Without a mortgage
$591 (±$45)
Owned with a mortgage
45.4%

Monthly owner costs in Coolspring Township

Median selected monthly owner costs, estimate (90% margin of error)
Coolspring TownshipMercer CountyPennsylvaniaUnited States
With a mortgage$1,467 (±$157)$1,266 (±$32)$1,762 (±$6)$1,963
Without a mortgage$591 (±$45)$508 (±$11)$644 (±$3)$638
Owned homes with a mortgage45.4% (±8.4 points)47.8% (±1.5 points)58.0% (±0.2 points)60.6%
Median real estate taxes (a year)$2,451 (±$159)$1,936 (±$51)$3,311 (±$12)$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Coolspring Township, the median cost with a mortgage is higher than in Mercer County ($1,266).

It is also lower than in Pennsylvania ($1,762).

It is lower than the national figure ($1,963).

In Mercer County, Coolspring Township ranks 10 of 48 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 1231 of 2,539.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Coolspring Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Median owner cost with a mortgage$1,338 (±$116)$1,467 (±$157)+9.6%No measurable change after inflation
Median real estate taxes$2,292 (±$204)$2,451 (±$159)+6.9%Down after inflation
Median home value$184,600 (±$17,604)$225,200 (±$26,275)+22.0%No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Coolspring Township

Nearest places with a published estimate, compared with Coolspring Township
PlaceDistanceMedian monthly cost with a mortgageCompared with this place
Coolspring Township—$1,467 (±$157)—
Mercer3.4 mi$1,442 (±$196)Not measurably different
Fredonia3.7 mi$1,074 (±$57)Lower
Jackson Township (Mercer County)4.0 mi$1,683 (±$323)Not measurably different
Jackson Center4.4 mi$1,042 (±$268)Lower
Fairview Township (Mercer County)4.5 mi$1,425 (±$71)Not measurably different
Jefferson Township (Mercer County)5.4 mi$1,152 (±$103)Lower
East Lackawannock Township5.5 mi$1,416 (±$86)Not measurably different
Findley Township5.6 mi$1,625 (±$175)Not measurably different

Nearby places with a measurably lower figure: Fredonia, PA ($1,074), Jackson Center, PA ($1,042), Jefferson Township (Mercer County), PA ($1,152).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Mercer County, place by place

RankPlaceMedian monthly cost with a mortgage
4Pine Township (Mercer County)$1,662 (±$182)
5Findley Township$1,625 (±$175)
6Wolf Creek Township$1,602 (±$398)
7Greene Township (Mercer County)$1,583 (±$222)
8Liberty Township (Mercer County)$1,497 (±$129)
9New Vernon Township$1,479 (±$253)
10Coolspring Township$1,467 (±$157)
11Mill Creek Township (Mercer County)$1,458 (±$333)
12Clark$1,449 (±$189)
13Mercer$1,442 (±$196)
14Fairview Township (Mercer County)$1,425 (±$71)
15Worth Township (Mercer County)$1,420 (±$250)
16East Lackawannock Township$1,416 (±$86)

Showing 13 of 48 places in Mercer County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Coolspring Township

What is the average mortgage payment in Coolspring Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Coolspring Township, PA is $1,467 (±$157) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Coolspring Township?

Owners without a mortgage in Coolspring Township pay a median of $591 (±$45) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Coolspring Township gone up?

In Coolspring Township, the median monthly cost with a mortgage went from $1,338 in 2015–2019 to $1,467 in 2020–2024 (+9.6%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Coolspring township, Mercer County, Pennsylvania (county subdivision:15992, in state:42 county:085).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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