How much do homeowners pay a month in Howard Township, PA?
Homeowners with a mortgage in Howard Township, PA pay a median of $1,339 (±$176) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $490 (±$94).
62.4% of owned homes carry a mortgage.
In Howard Township, the median monthly cost with a mortgage went from $1,247 in 2015–2019 to $1,339 in 2020–2024 (+7.4%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,339 (±$176)
- Without a mortgage
- $490 (±$94)
- Owned with a mortgage
- 62.4%
Monthly owner costs in Howard Township
| Howard Township | Centre County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $1,339 (±$176) | $1,869 (±$48) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $490 (±$94) | $641 (±$20) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 62.4% (±7.7 points) | 58.8% (±1.6 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $2,155 (±$375) | $3,386 (±$96) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Howard Township, the median cost with a mortgage is lower than in Centre County ($1,869).
It is also lower than in Pennsylvania ($1,762).
It is lower than the national figure ($1,963).
In Centre County, Howard Township ranks 29 of 35 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 1563 of 2,539.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Howard Township have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,247 (±$133) | $1,339 (±$176) | +7.4% | No measurable change after inflation |
| Median real estate taxes | $2,225 (±$224) | $2,155 (±$375) | −3.1% | Down after inflation |
| Median home value | $195,200 (±$23,785) | $238,800 (±$20,390) | +22.3% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Howard Township
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Howard Township | — | $1,339 (±$176) | — |
| Howard | 1.8 mi | $1,461 (±$130) | Not measurably different |
| Marion Township (Centre County) | 3.5 mi | $1,738 (±$780) | Not measurably different |
| Liberty Township (Centre County) | 3.6 mi | $1,393 (±$146) | Not measurably different |
| Boggs Township (Centre County) | 5.5 mi | $1,509 (±$185) | Not measurably different |
| Curtin Township | 6.1 mi | $1,383 (±$133) | Not measurably different |
| Walker Township (Centre County) | 6.4 mi | $1,739 (±$508) | Not measurably different |
| Beech Creek | 6.8 mi | $1,253 (±$103) | Not measurably different |
| Zion | 7.1 mi | $1,808 (±$520) | Not measurably different |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Centre County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 23 | Huston Township (Centre County) | $1,435 (±$79) |
| 24 | Liberty Township (Centre County) | $1,393 (±$146) |
| 25 | Curtin Township | $1,383 (±$133) |
| 26 (tie) | Snow Shoe Township | $1,375 (±$96) |
| 26 (tie) | Taylor Township (Centre County) | $1,375 (±$268) |
| 28 | Milesburg | $1,344 (±$105) |
| 29 | Howard Township | $1,339 (±$176) |
| 30 | Burnside Township (Centre County) | $1,338 (±$250) |
| 31 | Rush Township (Centre County) | $1,320 (±$384) |
| 32 | Unionville | $1,263 (±$316) |
| 33 | Snow Shoe | $1,247 (±$104) |
| 34 | Philipsburg | $1,155 (±$162) |
| 35 | Port Matilda | $954 (±$373) |
Showing 13 of 35 places in Centre County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Howard Township
What is the average mortgage payment in Howard Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Howard Township, PA is $1,339 (±$176) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Howard Township?
Owners without a mortgage in Howard Township pay a median of $490 (±$94) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Howard Township gone up?
In Howard Township, the median monthly cost with a mortgage went from $1,247 in 2015–2019 to $1,339 in 2020–2024 (+7.4%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Howard township, Centre County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Howard township, Centre County, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Howard township, Centre County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Howard township, Centre County, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Howard township, Centre County, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Howard township, Centre County, Pennsylvania (county subdivision:35968, in state:42 county:027).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Howard Township at a glance
- Income and affordability in Howard Township
- Home values in Howard Township
- Property taxes in Howard Township
- Types of homes in Howard Township
- Bedrooms in Howard Township
- Age of homes in Howard Township
- Heating fuel in Howard Township
- Commute and cars in Howard Township
- Pennsylvania landlord and tenant rules
- Housing across Centre County
- Housing data for every place in Pennsylvania