How much do homeowners pay a month in Jay Township, PA?
Homeowners with a mortgage in Jay Township, PA pay a median of $1,082 (±$100) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $479 (±$30).
36.4% of owned homes carry a mortgage.
In Jay Township, the median monthly cost with a mortgage went from $1,107 in 2015–2019 to $1,082 in 2020–2024 (−2.3%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $1,082 (±$100)
- Without a mortgage
- $479 (±$30)
- Owned with a mortgage
- 36.4%
Monthly owner costs in Jay Township
| Jay Township | Elk County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $1,082 (±$100) | $1,139 (±$46) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $479 (±$30) | $479 (±$14) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 36.4% (±8.3 points) | 40.5% (±3.4 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,438 (±$151) | $1,697 (±$60) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Jay Township, the median cost with a mortgage is not measurably different from Elk County ($1,139).
It is also lower than in Pennsylvania ($1,762).
It is lower than the national figure ($1,963).
In Elk County, Jay Township ranks 9 of 12 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 2275 of 2,539.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Jay Township have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,107 (±$157) | $1,082 (±$100) | −2.3% | Down after inflation |
| Median real estate taxes | $1,412 (±$107) | $1,438 (±$151) | +1.8% | Down after inflation |
| Median home value | $125,300 (±$27,603) | $90,500 (±$19,978) | −27.8% | Down after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Jay Township
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Jay Township | — | $1,082 (±$100) | — |
| Fox Township (Elk County) | 6.9 mi | $1,445 (±$333) | Higher |
| Benezette Township | 8.3 mi | $910 (±$416) | Not measurably different |
| Huston Township (Clearfield County) | 9.4 mi | $1,146 (±$83) | Not measurably different |
| St. Marys | 9.6 mi | $1,142 (±$83) | Not measurably different |
| Horton Township | 12 mi | $1,023 (±$105) | Not measurably different |
| Goshen Township | 14 mi | $1,101 (±$61) | Not measurably different |
| Ridgway | 15 mi | $1,097 (±$87) | Not measurably different |
| Gibson Township (Cameron County) | 15 mi | $1,188 (±$938) | Not measurably different |
Nearby places with a measurably higher figure: Fox Township (Elk County), PA ($1,445).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Elk County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 3 | Highland Township (Elk County) | $1,250 (±$849) |
| 4 | Ridgway Township | $1,199 (±$94) |
| 5 | Spring Creek Township (Elk County) | $1,164 (±$91) |
| 6 | Jones Township | $1,159 (±$114) |
| 7 | St. Marys | $1,142 (±$83) |
| 8 | Ridgway | $1,097 (±$87) |
| 9 | Jay Township | $1,082 (±$100) |
| 10 | Horton Township | $1,023 (±$105) |
| 11 | Benezette Township | $910 (±$416) |
| 12 | Johnsonburg | $833 (±$280) |
Showing 10 of 12 places in Elk County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Jay Township
What is the average mortgage payment in Jay Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Jay Township, PA is $1,082 (±$100) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Jay Township?
Owners without a mortgage in Jay Township pay a median of $479 (±$30) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Jay Township gone up?
In Jay Township, the median monthly cost with a mortgage went from $1,107 in 2015–2019 to $1,082 in 2020–2024 (−2.3%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Jay township, Elk County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Jay township, Elk County, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Jay township, Elk County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Jay township, Elk County, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Jay township, Elk County, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Jay township, Elk County, Pennsylvania (county subdivision:37760, in state:42 county:047).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Jay Township at a glance
- Renters and owners in Jay Township
- Income and affordability in Jay Township
- Home values in Jay Township
- Property taxes in Jay Township
- Types of homes in Jay Township
- Bedrooms in Jay Township
- Age of homes in Jay Township
- Heating fuel in Jay Township
- Commute and cars in Jay Township
- Population growth in Jay Township
- How long people stay in Jay Township
- Pennsylvania landlord and tenant rules
- Housing across Elk County
- Housing data for every place in Pennsylvania