How much do homeowners pay a month in Lampeter, PA?
Homeowners with a mortgage in Lampeter, PA pay a median of $1,975 (±$280) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $774 (±$53).
76.1% of owned homes carry a mortgage.
In Lampeter, the median monthly cost with a mortgage went from $1,700 in 2015–2019 to $1,975 in 2020–2024 (+16.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,975 (±$280)
- Without a mortgage
- $774 (±$53)
- Owned with a mortgage
- 76.1%
Monthly owner costs in Lampeter
| Lampeter | Lancaster County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $1,975 (±$280) | $1,818 (±$20) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $774 (±$53) | $702 (±$11) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 76.1% (±12.4 points) | 60.3% (±0.9 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $5,468 (±$696) | $3,975 (±$49) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Lampeter, the median cost with a mortgage is not measurably different from Lancaster County ($1,818).
It is not measurably different from Pennsylvania ($1,762).
It is not measurably different from the national figure ($1,963).
In Lancaster County, Lampeter ranks 8 of 24 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 139 of 382.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Lampeter have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,700 (±$845) | $1,975 (±$280) | +16.2% | No measurable change after inflation |
| Median real estate taxes | $4,104 (±$586) | $5,468 (±$696) | +33.2% | No measurable change after inflation |
| Median home value | $226,600 (±$34,122) | $422,900 (±$18,881) | +86.6% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Lampeter
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Lampeter | — | $1,975 (±$280) | — |
| Willow Street | 1.7 mi | $2,010 (±$146) | Not measurably different |
| Pequea Township | 3.1 mi | $1,879 (±$116) | Not measurably different |
| Strasburg | 3.2 mi | $1,724 (±$177) | Not measurably different |
| Strasburg Township | 3.4 mi | $1,823 (±$200) | Not measurably different |
| East Lampeter Township | 3.5 mi | $1,731 (±$138) | Not measurably different |
| Lancaster | 4.5 mi | $1,510 (±$72) | Lower |
| Lancaster Township (Lancaster County) | 4.6 mi | $1,656 (±$100) | Lower |
| Providence Township | 5.7 mi | $1,592 (±$223) | Lower |
Nearby places with a measurably lower figure: Lancaster, PA ($1,510), Lancaster Township (Lancaster County), PA ($1,656), Providence Township, PA ($1,592).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Lancaster County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 2 | Salunga | $2,233 (±$243) |
| 3 | Clay | $2,185 (±$259) |
| 4 | Blue Ball | $2,095 (±$335) |
| 5 | Gap | $2,030 (±$203) |
| 6 | Swartzville | $2,017 (±$836) |
| 7 | Willow Street | $2,010 (±$146) |
| 8 | Lampeter | $1,975 (±$280) |
| 9 | Leola | $1,971 (±$100) |
| 10 | Bowmansville | $1,932 (±$343) |
| 11 | Rothsville | $1,864 (±$90) |
| 12 | Schoeneck | $1,857 (±$325) |
| 13 | Landisville | $1,833 (±$966) |
| 14 | Bainbridge | $1,808 (±$261) |
Showing 13 of 24 places in Lancaster County, ranked from highest to lowest.
Lampeter is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside West Lampeter Township, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Lampeter
What is the average mortgage payment in Lampeter?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Lampeter, PA is $1,975 (±$280) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Lampeter?
Owners without a mortgage in Lampeter pay a median of $774 (±$53) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Lampeter gone up?
In Lampeter, the median monthly cost with a mortgage went from $1,700 in 2015–2019 to $1,975 in 2020–2024 (+16.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Lampeter CDP, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Lampeter CDP, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Lampeter CDP, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Lampeter CDP, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Lampeter CDP, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Lampeter CDP, Pennsylvania (place:41192, in state:42).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Lampeter at a glance
- Median rent in Lampeter
- Renters and owners in Lampeter
- Income and affordability in Lampeter
- Home values in Lampeter
- Property taxes in Lampeter
- Types of homes in Lampeter
- Bedrooms in Lampeter
- Heating fuel in Lampeter
- Commute and cars in Lampeter
- Population growth in Lampeter
- Pennsylvania landlord and tenant rules
- Housing across Lancaster County
- Housing data for every place in Pennsylvania