How much do homeowners pay a month in Napier Township, PA?
Homeowners with a mortgage in Napier Township, PA pay a median of $1,313 (±$280) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $480 (±$45).
43.9% of owned homes carry a mortgage.
In Napier Township, the median monthly cost with a mortgage went from $1,163 in 2015–2019 to $1,313 in 2020–2024 (+12.9%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,313 (±$280)
- Without a mortgage
- $480 (±$45)
- Owned with a mortgage
- 43.9%
Monthly owner costs in Napier Township
| Napier Township | Bedford County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $1,313 (±$280) | $1,312 (±$49) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $480 (±$45) | $463 (±$13) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 43.9% (±9.4 points) | 44.9% (±2.3 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,440 (±$156) | $1,444 (±$52) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Napier Township, the median cost with a mortgage is not measurably different from Bedford County ($1,312).
It is also lower than in Pennsylvania ($1,762).
It is lower than the national figure ($1,963).
In Bedford County, Napier Township ranks 18 of 37 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 1638 of 2,539.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Napier Township have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,163 (±$167) | $1,313 (±$280) | +12.9% | No measurable change after inflation |
| Median real estate taxes | $1,347 (±$130) | $1,440 (±$156) | +6.9% | No measurable change after inflation |
| Median home value | $141,100 (±$14,586) | $216,400 (±$28,408) | +53.4% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Napier Township
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Napier Township | — | $1,313 (±$280) | — |
| Schellsburg | 1.7 mi | $1,469 (±$451) | Not measurably different |
| New Paris | 2.5 mi | $1,119 (±$58) | Not measurably different |
| Manns Choice | 5.8 mi | $1,010 (±$171) | Not measurably different |
| East St. Clair Township | 6.4 mi | $2,057 (±$739) | Not measurably different |
| Juniata Township (Bedford County) | 7.0 mi | $1,159 (±$152) | Not measurably different |
| West St. Clair Township | 7.4 mi | $1,344 (±$59) | Not measurably different |
| Pleasantville (Bedford County) | 7.7 mi | $1,292 (±$204) | Not measurably different |
| Bedford Township | 7.9 mi | $1,293 (±$145) | Not measurably different |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Bedford County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 12 | West St. Clair Township | $1,344 (±$59) |
| 13 | West Providence Township | $1,337 (±$250) |
| 14 | Liberty Township (Bedford County) | $1,330 (±$148) |
| 15 | Monroe Township (Bedford County) | $1,328 (±$201) |
| 16 (tie) | Coaldale (Bedford County) | $1,313 (±$389) |
| 16 (tie) | Woodbury | $1,313 (±$194) |
| 16 (tie) | Napier Township | $1,313 (±$280) |
| 19 | Bedford Township | $1,293 (±$145) |
| 20 | Pleasantville (Bedford County) | $1,292 (±$204) |
| 21 | Pavia Township | $1,288 (±$407) |
| 22 | Hopewell Township (Bedford County) | $1,282 (±$134) |
| 23 | Saxton | $1,227 (±$118) |
| 24 | Colerain Township (Bedford County) | $1,212 (±$123) |
Showing 13 of 37 places in Bedford County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Napier Township
What is the average mortgage payment in Napier Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Napier Township, PA is $1,313 (±$280) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Napier Township?
Owners without a mortgage in Napier Township pay a median of $480 (±$45) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Napier Township gone up?
In Napier Township, the median monthly cost with a mortgage went from $1,163 in 2015–2019 to $1,313 in 2020–2024 (+12.9%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Napier township, Bedford County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Napier township, Bedford County, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Napier township, Bedford County, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Napier township, Bedford County, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Napier township, Bedford County, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Napier township, Bedford County, Pennsylvania (county subdivision:52648, in state:42 county:009).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Napier Township at a glance
- Renters and owners in Napier Township
- Income and affordability in Napier Township
- Home values in Napier Township
- Property taxes in Napier Township
- Types of homes in Napier Township
- Bedrooms in Napier Township
- Age of homes in Napier Township
- Heating fuel in Napier Township
- Commute and cars in Napier Township
- Population growth in Napier Township
- How long people stay in Napier Township
- Pennsylvania landlord and tenant rules
- Housing across Bedford County
- Housing data for every place in Pennsylvania