How much do homeowners pay a month in Northern Cambria, PA?
Homeowners with a mortgage in Northern Cambria, PA pay a median of $1,176 (±$173) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $586 (±$84).
35.2% of owned homes carry a mortgage.
In Northern Cambria, the median monthly cost with a mortgage went from $861 in 2015–2019 to $1,176 in 2020–2024 (+36.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,176 (±$173)
- Without a mortgage
- $586 (±$84)
- Owned with a mortgage
- 35.2%
Monthly owner costs in Northern Cambria
| Northern Cambria | Cambria County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $1,176 (±$173) | $1,199 (±$23) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $586 (±$84) | $496 (±$9) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 35.2% (±10.1 points) | 44.8% (±1.3 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,252 (±$146) | $1,492 (±$37) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Northern Cambria, the median cost with a mortgage is not measurably different from Cambria County ($1,199).
It is also lower than in Pennsylvania ($1,762).
It is lower than the national figure ($1,963).
In Cambria County, Northern Cambria ranks 27 of 63 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 2050 of 2,539.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Northern Cambria have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $861 (±$64) | $1,176 (±$173) | +36.6% | No measurable change after inflation |
| Median real estate taxes | $1,040 (±$119) | $1,252 (±$146) | +20.4% | No measurable change after inflation |
| Median home value | $61,300 (±$13,556) | $93,100 (±$8,830) | +51.9% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Northern Cambria
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Northern Cambria | — | $1,176 (±$173) | — |
| Susquehanna Township (Cambria County) | 2.1 mi | $1,277 (±$123) | Not measurably different |
| Hastings | 3.6 mi | $1,170 (±$132) | Not measurably different |
| West Carroll Township | 4.0 mi | $1,119 (±$60) | Not measurably different |
| Barr Township | 4.0 mi | $1,390 (±$316) | Not measurably different |
| Elder Township | 4.6 mi | $1,257 (±$257) | Not measurably different |
| Cherry Tree | 5.1 mi | $1,327 (±$164) | Not measurably different |
| Carrolltown | 5.2 mi | $982 (±$65) | Lower |
| Green Township (Indiana County) | 6.8 mi | $858 (±$222) | Lower |
Nearby places with a measurably lower figure: Carrolltown, PA ($982), Green Township (Indiana County), PA ($858).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Cambria County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 21 | East Taylor Township | $1,233 (±$175) |
| 22 | Middle Taylor Township | $1,230 (±$177) |
| 23 | Jackson Township (Cambria County) | $1,221 (±$101) |
| 24 | Patton | $1,217 (±$124) |
| 25 | Blacklick Township | $1,188 (±$72) |
| 26 | Conemaugh Township (Cambria County) | $1,184 (±$116) |
| 27 | Northern Cambria | $1,176 (±$173) |
| 28 | Adams Township (Cambria County) | $1,173 (±$80) |
| 29 | Daisytown | $1,172 (±$134) |
| 30 | Hastings | $1,170 (±$132) |
| 31 | Summerhill Township (Cambria County) | $1,161 (±$311) |
| 32 | Portage Township (Cambria County) | $1,158 (±$194) |
| 33 | Cresson | $1,148 (±$180) |
Showing 13 of 63 places in Cambria County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Northern Cambria
What is the average mortgage payment in Northern Cambria?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Northern Cambria, PA is $1,176 (±$173) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Northern Cambria?
Owners without a mortgage in Northern Cambria pay a median of $586 (±$84) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Northern Cambria gone up?
In Northern Cambria, the median monthly cost with a mortgage went from $861 in 2015–2019 to $1,176 in 2020–2024 (+36.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Northern Cambria borough, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Northern Cambria borough, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Northern Cambria borough, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Northern Cambria borough, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Northern Cambria borough, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Northern Cambria borough, Pennsylvania (place:55000, in state:42).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
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- Renters and owners in Northern Cambria
- Income and affordability in Northern Cambria
- Home values in Northern Cambria
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- Age of homes in Northern Cambria
- Heating fuel in Northern Cambria
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- Population growth in Northern Cambria
- How long people stay in Northern Cambria
- Crowding and facilities in Northern Cambria
- Pennsylvania landlord and tenant rules
- Housing across Cambria County
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