How much do homeowners pay a month in Palo Alto, PA?
Homeowners with a mortgage in Palo Alto, PA pay a median of $954 (±$49) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $513 (±$55).
58.1% of owned homes carry a mortgage.
In Palo Alto, the median monthly cost with a mortgage went from $1,028 in 2015–2019 to $954 in 2020–2024 (−7.2%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $954 (±$49)
- Without a mortgage
- $513 (±$55)
- Owned with a mortgage
- 58.1%
Monthly owner costs in Palo Alto
| Palo Alto | Schuylkill County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $954 (±$49) | $1,361 (±$27) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $513 (±$55) | $566 (±$10) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 58.1% (±8.4 points) | 47.6% (±1.4 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,388 (±$116) | $2,140 (±$67) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Palo Alto, the median cost with a mortgage is lower than in Schuylkill County ($1,361).
It is also lower than in Pennsylvania ($1,762).
It is lower than the national figure ($1,963).
In Schuylkill County, Palo Alto ranks 63 of 67 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 2451 of 2,539.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Palo Alto have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,028 (±$106) | $954 (±$49) | −7.2% | Down after inflation |
| Median real estate taxes | $1,325 (±$123) | $1,388 (±$116) | +4.8% | Down after inflation |
| Median home value | $75,500 (±$6,191) | $91,100 (±$8,414) | +20.7% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Palo Alto
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Palo Alto | — | $954 (±$49) | — |
| Mechanicsville | 0.7 mi | $1,233 (±$164) | Higher |
| Port Carbon | 0.8 mi | $1,117 (±$108) | Higher |
| Mount Carbon | 1.3 mi | $1,125 (±$95) | Higher |
| North Manheim Township | 1.3 mi | $1,730 (±$543) | Higher |
| East Norwegian Township | 1.6 mi | $1,227 (±$145) | Higher |
| Pottsville | 2.1 mi | $1,124 (±$120) | Higher |
| St. Clair | 2.6 mi | $810 (±$299) | Not measurably different |
| Norwegian Township | 2.8 mi | $1,565 (±$213) | Higher |
Nearby places with a measurably higher figure: Mechanicsville, PA ($1,233), Port Carbon, PA ($1,117), Mount Carbon, PA ($1,125).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Schuylkill County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 57 | Foster Township (Schuylkill County) | $1,104 (±$333) |
| 58 | New Philadelphia | $1,077 (±$531) |
| 59 | Ashland | $1,060 (±$138) |
| 60 | Delano Township | $1,025 (±$229) |
| 61 | Mahanoy Township | $1,021 (±$366) |
| 62 | McAdoo | $958 (±$161) |
| 63 | Palo Alto | $954 (±$49) |
| 64 | Frailey Township | $896 (±$104) |
| 65 | St. Clair | $810 (±$299) |
| 66 | New Castle Township | $795 (±$109) |
| 67 | Shenandoah | $764 (±$78) |
Showing 11 of 67 places in Schuylkill County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Palo Alto
What is the average mortgage payment in Palo Alto?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Palo Alto, PA is $954 (±$49) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Palo Alto?
Owners without a mortgage in Palo Alto pay a median of $513 (±$55) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Palo Alto gone up?
In Palo Alto, the median monthly cost with a mortgage went from $1,028 in 2015–2019 to $954 in 2020–2024 (−7.2%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Palo Alto borough, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Palo Alto borough, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Palo Alto borough, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Palo Alto borough, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Palo Alto borough, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Palo Alto borough, Pennsylvania (place:57752, in state:42).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Palo Alto at a glance
- Renters and owners in Palo Alto
- Income and affordability in Palo Alto
- Home values in Palo Alto
- Property taxes in Palo Alto
- Types of homes in Palo Alto
- Bedrooms in Palo Alto
- Age of homes in Palo Alto
- Heating fuel in Palo Alto
- Commute and cars in Palo Alto
- How long people stay in Palo Alto
- Pennsylvania landlord and tenant rules
- Housing across Schuylkill County
- Housing data for every place in Pennsylvania