How much do homeowners pay a month in South Temple, PA?
Homeowners with a mortgage in South Temple, PA pay a median of $1,353 (±$257) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $598 (±$95).
76.3% of owned homes carry a mortgage.
In South Temple, the median monthly cost with a mortgage went from $1,378 in 2015–2019 to $1,353 in 2020–2024 (−1.8%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $1,353 (±$257)
- Without a mortgage
- $598 (±$95)
- Owned with a mortgage
- 76.3%
Monthly owner costs in South Temple
| South Temple | Berks County | Pennsylvania | United States | |
|---|---|---|---|---|
| With a mortgage | $1,353 (±$257) | $1,800 (±$23) | $1,762 (±$6) | $1,963 |
| Without a mortgage | $598 (±$95) | $722 (±$12) | $644 (±$3) | $638 |
| Owned homes with a mortgage | 76.3% (±11.4 points) | 61.1% (±0.9 points) | 58.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,471 (±$117) | $4,239 (±$63) | $3,311 (±$12) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In South Temple, the median cost with a mortgage is lower than in Berks County ($1,800).
It is also lower than in Pennsylvania ($1,762).
It is lower than the national figure ($1,963).
In Berks County, South Temple ranks 26 of 26 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 306 of 382.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in South Temple have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,378 (±$68) | $1,353 (±$257) | −1.8% | Down after inflation |
| Median real estate taxes | $3,109 (±$266) | $3,471 (±$117) | +11.6% | No measurable change after inflation |
| Median home value | $148,200 (±$7,178) | $203,400 (±$60,382) | +37.2% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near South Temple
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| South Temple | — | $1,353 (±$257) | — |
| Temple | 0.6 mi | $1,688 (±$289) | Not measurably different |
| Laureldale | 0.8 mi | $1,408 (±$156) | Not measurably different |
| Muhlenberg Park | 1.2 mi | $1,957 (±$407) | Higher |
| Riverview Park | 1.5 mi | $1,955 (±$122) | Higher |
| Hyde Park (community) | 1.6 mi | $1,549 (±$127) | Not measurably different |
| Fox Chase | 2.2 mi | $1,895 (±$207) | Higher |
| Alsace Township | 3.5 mi | $1,627 (±$305) | Not measurably different |
| Ontelaunee Township | 3.8 mi | $2,270 (±$305) | Higher |
Nearby places with a measurably higher figure: Muhlenberg Park, PA ($1,957), Riverview Park, PA ($1,955), Fox Chase, PA ($1,895).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Berks County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 20 | Springmont | $1,584 (±$171) |
| 21 | Oley | $1,557 (±$363) |
| 22 | Hyde Park (community) | $1,549 (±$127) |
| 23 | West Lawn | $1,520 (±$128) |
| 24 | West Wyomissing | $1,428 (±$168) |
| 25 | West Hamburg | $1,399 (±$89) |
| 26 | South Temple | $1,353 (±$257) |
Showing 7 of 26 places in Berks County, ranked from highest to lowest.
South Temple is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside Muhlenberg Township, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about South Temple
What is the average mortgage payment in South Temple?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in South Temple, PA is $1,353 (±$257) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in South Temple?
Owners without a mortgage in South Temple pay a median of $598 (±$95) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in South Temple gone up?
In South Temple, the median monthly cost with a mortgage went from $1,378 in 2015–2019 to $1,353 in 2020–2024 (−1.8%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — South Temple CDP, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — South Temple CDP, Pennsylvania
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — South Temple CDP, Pennsylvania
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — South Temple CDP, Pennsylvania
- Median Value (B25077), 2015–2019 ACS 5-year estimates — South Temple CDP, Pennsylvania
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for South Temple CDP, Pennsylvania (place:72520, in state:42).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in South Temple at a glance
- Income and affordability in South Temple
- Home values in South Temple
- Property taxes in South Temple
- Types of homes in South Temple
- Age of homes in South Temple
- Heating fuel in South Temple
- Population growth in South Temple
- Pennsylvania landlord and tenant rules
- Housing across Berks County
- Housing data for every place in Pennsylvania