How much do homeowners pay a month in Southampton Township (Bedford County), PA?

Homeowners with a mortgage in Southampton Township (Bedford County), PA pay a median of $1,152 (±$106) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $388 (±$18).

24.7% of owned homes carry a mortgage.

In Southampton Township (Bedford County), the median monthly cost with a mortgage went from $1,046 in 2015–2019 to $1,152 in 2020–2024 (+10.1%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on .

With a mortgage
$1,152 (±$106)
Without a mortgage
$388 (±$18)
Owned with a mortgage
24.7%

Monthly owner costs in Southampton Township (Bedford County)

Median selected monthly owner costs, estimate (90% margin of error)
Southampton Township (Bedford County)Bedford CountyPennsylvaniaUnited States
With a mortgage$1,152 (±$106)$1,312 (±$49)$1,762 (±$6)$1,963
Without a mortgage$388 (±$18)$463 (±$13)$644 (±$3)$638
Owned homes with a mortgage24.7% (±7.2 points)44.9% (±2.3 points)58.0% (±0.2 points)60.6%
Median real estate taxes (a year)$1,608 (±$228)$1,444 (±$52)$3,311 (±$12)$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Southampton Township (Bedford County), the median cost with a mortgage is lower than in Bedford County ($1,312).

It is also lower than in Pennsylvania ($1,762).

It is lower than the national figure ($1,963).

In Bedford County, Southampton Township (Bedford County) ranks 27 of 37 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 2109 of 2,539.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Southampton Township (Bedford County) have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Median owner cost with a mortgage$1,046 (±$152)$1,152 (±$106)+10.1%No measurable change after inflation
Median real estate taxes$1,436 (±$166)$1,608 (±$228)+12.0%No measurable change after inflation
Median home value$145,900 (±$15,281)$215,800 (±$30,858)+47.9%Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Southampton Township (Bedford County)

Nearest places with a published estimate, compared with Southampton Township (Bedford County)
PlaceDistanceMedian monthly cost with a mortgageCompared with this place
Southampton Township (Bedford County)—$1,152 (±$106)—
Mann Township6.2 mi$1,431 (±$80)Higher
Cumberland Valley Township6.3 mi$1,558 (±$149)Higher
Rainsburg7.8 mi$1,521 (±$601)Not measurably different
Colerain Township (Bedford County)10 mi$1,212 (±$123)Not measurably different
Monroe Township (Bedford County)10 mi$1,328 (±$201)Not measurably different
Hyndman11 mi$1,058 (±$72)Not measurably different
Londonderry Township (Bedford County)11 mi$1,098 (±$99)Not measurably different
Union Township (Fulton County)12 mi$1,664 (±$302)Higher

Nearby places with a measurably higher figure: Mann Township, PA ($1,431), Cumberland Valley Township, PA ($1,558), Union Township (Fulton County), PA ($1,664).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Bedford County, place by place

RankPlaceMedian monthly cost with a mortgage
21Pavia Township$1,288 (±$407)
22Hopewell Township (Bedford County)$1,282 (±$134)
23Saxton$1,227 (±$118)
24Colerain Township (Bedford County)$1,212 (±$123)
25Juniata Township (Bedford County)$1,159 (±$152)
26South Woodbury Township$1,155 (±$89)
27Southampton Township (Bedford County)$1,152 (±$106)
28Harrison Township (Bedford County)$1,148 (±$82)
29Kimmel Township$1,142 (±$172)
30King Township$1,138 (±$271)
31New Paris$1,119 (±$58)
32Londonderry Township (Bedford County)$1,098 (±$99)
33Hopewell$1,094 (±$129)

Showing 13 of 37 places in Bedford County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Southampton Township (Bedford County)

What is the average mortgage payment in Southampton Township (Bedford County)?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Southampton Township (Bedford County), PA is $1,152 (±$106) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Southampton Township (Bedford County)?

Owners without a mortgage in Southampton Township (Bedford County) pay a median of $388 (±$18) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Southampton Township (Bedford County) gone up?

In Southampton Township (Bedford County), the median monthly cost with a mortgage went from $1,046 in 2015–2019 to $1,152 in 2020–2024 (+10.1%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Southampton township, Bedford County, Pennsylvania (county subdivision:71888, in state:42 county:009).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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