How much do homeowners pay a month in Upper Oxford Township, PA?

Name: Homeowner costs in Upper Oxford Township, PA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Upper Oxford Township, PA pay a median of $2,011 (±$285) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,110 (±$277).

57.3% of owned homes carry a mortgage.

In Upper Oxford Township, the median monthly cost with a mortgage went from $2,171 in 2015–2019 to $2,011 in 2020–2024 (−7.4%).

Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.

Figures last updated on November 12, 2026.

With a mortgage: $2,011 (±$285)
Without a mortgage: $1,110 (±$277)
Owned with a mortgage: 57.3%

Monthly owner costs in Upper Oxford Township

Median selected monthly owner costs, estimate (90% margin of error)
	Upper Oxford Township	Chester County	Pennsylvania	United States
With a mortgage	$2,011 (±$285)	$2,660 (±$27)	$1,762 (±$6)	$1,963
Without a mortgage	$1,110 (±$277)	$977 (±$12)	$644 (±$3)	$638
Owned homes with a mortgage	57.3% (±10.0 points)	67.5% (±0.8 points)	58.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$5,726 (±$418)	$6,308 (±$63)	$3,311 (±$12)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Upper Oxford Township, the median cost with a mortgage is lower than in Chester County ($2,660).

It is not measurably different from Pennsylvania ($1,762).

It is not measurably different from the national figure ($1,963).

In Chester County, Upper Oxford Township ranks 62 of 73 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 344 of 2,539.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Upper Oxford Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,171 (±$172)	$2,011 (±$285)	−7.4%	Down after inflation
Median real estate taxes	$5,404 (±$308)	$5,726 (±$418)	+6.0%	Down after inflation
Median home value	$291,000 (±$11,245)	$375,100 (±$45,106)	+28.9%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Upper Oxford Township

Nearest places with a published estimate, compared with Upper Oxford Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Upper Oxford Township	—	$2,011 (±$285)	—
Lower Oxford Township	2.9 mi	$2,175 (±$150)	Not measurably different
West Fallowfield Township (Chester County)	4.0 mi	$2,163 (±$312)	Not measurably different
Oxford	4.1 mi	$2,289 (±$200)	Not measurably different
Penn Township (Chester County)	4.7 mi	$2,417 (±$176)	Higher
Londonderry Township (Chester County)	4.9 mi	$2,828 (±$245)	Higher
East Nottingham Township	5.7 mi	$2,468 (±$168)	Higher
Colerain Township (Lancaster County)	5.8 mi	$2,086 (±$279)	Not measurably different
New London Township	6.2 mi	$3,048 (±$164)	Higher

Nearby places with a measurably higher figure: Penn Township (Chester County), PA ($2,417), Londonderry Township (Chester County), PA ($2,828), East Nottingham Township, PA ($2,468).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Chester County, place by place

Rank	Place	Median monthly cost with a mortgage
56	Lower Oxford Township	$2,175 (±$150)
57	West Fallowfield Township (Chester County)	$2,163 (±$312)
58	Highland Township (Chester County)	$2,162 (±$368)
59	Caln Township	$2,108 (±$154)
60	Phoenixville	$2,080 (±$111)
61	Avondale	$2,071 (±$207)
62	Upper Oxford Township	$2,011 (±$285)
63	Honey Brook Township	$1,998 (±$273)
64	West Nottingham Township	$1,991 (±$184)
65	West Grove	$1,989 (±$167)
66	Honey Brook	$1,944 (±$173)
67	Elverson	$1,940 (±$96)
68	Valley Township (Chester County)	$1,937 (±$177)

Showing 13 of 73 places in Chester County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Upper Oxford Township

What is the average mortgage payment in Upper Oxford Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Upper Oxford Township, PA is $2,011 (±$285) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Upper Oxford Township?

Owners without a mortgage in Upper Oxford Township pay a median of $1,110 (±$277) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Upper Oxford Township gone up?

In Upper Oxford Township, the median monthly cost with a mortgage went from $2,171 in 2015–2019 to $2,011 in 2020–2024 (−7.4%).

Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Upper Oxford township, Chester County, Pennsylvania (county subdivision:79208, in state:42 county:029).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.