How much do homeowners pay a month in Folly Beach, SC?

Name: Homeowner costs in Folly Beach, SC, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Folly Beach, SC pay a median of $2,667 (±$768) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,000 (±$713).

56.3% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,667 (±$768)
Without a mortgage: $1,000 (±$713)
Owned with a mortgage: 56.3%

Monthly owner costs in Folly Beach

Median selected monthly owner costs, estimate (90% margin of error)
	Folly Beach	Charleston County	South Carolina	United States
With a mortgage	$2,667 (±$768)	$2,167 (±$47)	$1,529 (±$7)	$1,963
Without a mortgage	$1,000 (±$713)	$648 (±$16)	$448 (±$3)	$638
Owned homes with a mortgage	56.3% (±13.7 points)	65.5% (±1.0 points)	57.1% (±0.3 points)	60.6%
Median real estate taxes (a year)	$3,318 (±$601)	$1,901 (±$31)	$1,251 (±$7)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Folly Beach, the median cost with a mortgage is not measurably different from Charleston County ($2,167).

It is also higher than in South Carolina ($1,529).

It is not measurably different from the national figure ($1,963).

In Charleston County, Folly Beach ranks 6 of 16 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 9 of 361.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Folly Beach have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median real estate taxes	$1,489 (±$864)	$3,318 (±$601)	+122.8%	Up after inflation
Median home value	$569,900 (±$89,153)	$1,000,000 (±$115,161)	+75.5%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Folly Beach

Nearest places with a published estimate, compared with Folly Beach
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Folly Beach	—	$2,667 (±$768)	—
James Island	4.8 mi	$2,210 (±$148)	Not measurably different
Kiawah Island	6.9 mi	$4,000 or more	—
Sullivan's Island	10 mi	$4,000 or more	—
Charleston	11 mi	$2,253 (±$58)	Not measurably different
Mount Pleasant	11 mi	$2,603 (±$99)	Not measurably different
Rockville	14 mi	$2,688 (±$805)	Not measurably different
Seabrook Island	14 mi	$3,543 (±$317)	Higher
Hollywood	15 mi	$2,141 (±$391)	Not measurably different

Nearby places with a measurably higher figure: Seabrook Island, SC ($3,543).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Charleston County, place by place

Rank	Place	Median monthly cost with a mortgage
1 (tie)	Kiawah Island	$4,000 or more
1 (tie)	Sullivan's Island	$4,000 or more
3	Isle of Palms	$3,777 (±$349)
4	Seabrook Island	$3,543 (±$317)
5	Rockville	$2,688 (±$805)
6	Folly Beach	$2,667 (±$768)
7	McClellanville	$2,659 (±$737)
8	Mount Pleasant	$2,603 (±$99)
9	Meggett	$2,458 (±$365)
10	Charleston	$2,253 (±$58)
11	James Island	$2,210 (±$148)
12	Hollywood	$2,141 (±$391)

Showing 12 of 16 places in Charleston County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Folly Beach

What is the average mortgage payment in Folly Beach?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Folly Beach, SC is $2,667 (±$768) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Folly Beach?

Owners without a mortgage in Folly Beach pay a median of $1,000 (±$713) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Folly Beach city, South Carolina (place:26035, in state:45).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.