Housing data for Elk Point, SD
Elk Point, SD has an estimated 2,537 residents and 1,021 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Union County.
21.6% of households rent.
Its population grew measurably since 2015–2019 (+16.6%).
Figures last updated on .
- Residents
- 2,537 (±247)
- Housing units
- 1,021 (±118)
- Households that rent
- 21.6%
- Residents since 2015–2019
- +16.6%
What stands out in Elk Point
Median home value: $248,500 (±$20,334) in Elk Point, lower than in Union County ($301,100).
Average commute: 20.9 minutes (±2.0) in Elk Point, higher than in Union County (17.7 minutes).
Housing in Elk Point at a glance
- Rent burden: 61.2% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 21.6% of households rent
- Income and affordability: $90,473 median household income
- Home values: $248,500 median home value
- Homeowner costs: $1,606 median monthly cost with a mortgage
- Property taxes: $3,470 median real estate taxes a year
- Types of homes: 10.8% of homes are in buildings of 5 or more units
- Bedrooms: 73.5% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 44.6% of homes were built before 1980
- Vacancy rate: 3.2% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 63.5% heat with utility gas
- Commute and cars: 20.9 minutes average trip to work
- Crime reported to police: 0 violent crimes per 100,000 residents
- Growth: +16.6% residents since 2015–2019
- How long people stay: 15.3% moved in since 2020
- Crowding and facilities: 3.7% of homes have more than 1 person per room (Small sample: wide margin of error)
Elk Point against Union County, its state and the nation
| Elk Point | Union County | South Dakota | United States | |
|---|---|---|---|---|
| Residents | 2,537 (±247) | 17,081 (exact) | 907,428 (exact) | 334,922,499 |
| Housing units | 1,021 (±118) | 7,588 (±28) | 408,584 (±422) | 143,775,355 |
| Households that rent | 21.6% (±9.6 points) | 26.9% (±3.2 points) | 31.4% (±0.5 points) | 34.8% |
| Median gross rent | — | $1,069 (±$63) | $946 (±$11) | $1,413 |
| Median household income | $90,473 (±$12,404) | $89,636 (±$5,949) | $75,081 (±$888) | $80,734 |
| Median home value | $248,500 (±$20,334) | $301,100 (±$18,340) | $257,400 (±$3,051) | $332,700 |
| Median real estate taxes (a year) | $3,470 (±$201) | $3,317 (±$208) | $2,724 (±$28) | $3,119 |
| Built before 1980 | 44.6% (±11.0 points) | 41.3% (±4.2 points) | 49.8% (±0.7 points) | 49.7% |
| Average commute | 20.9 minutes (±2.0) | 17.7 minutes (±1.2) | 17.8 minutes (±0.2) | 26.4 minutes |
| Households with broadband | 87.4% (±7.0 points) | 89.5% (±2.5 points) | 89.6% (±0.3 points) | 91.0% |
| Median age of residents | 35.5 years (±5.4) | 41.5 years (±1.3) | 38.0 years (±0.2) | 38.9 years |
Elk Point covers 1.5 square miles of land, about 1,638 residents per square mile (Census Bureau Gazetteer).
How Elk Point has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 2,176 (±188) | 2,537 (±247) | +16.6% | Measurable increase |
| Housing units | 907 (±85) | 1,021 (±118) | +12.6% | Not a measurable change |
| Median home value | $151,300 (±$10,987) | $248,500 (±$20,334) | +64.2% | Up after inflation |
| Median household income | $64,000 (±$16,843) | $90,473 (±$12,404) | +41.4% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,250 (±$108) | $1,606 (±$114) | +28.5% | No measurable change after inflation |
| Median real estate taxes | $2,357 (±$217) | $3,470 (±$201) | +47.2% | Up after inflation |
| Households that rent | 22.1% (±6.3 points) | 21.6% (±9.6 points) | −0.5 percentage points | Not a measurable change |
| Rental vacancy rate | 3.1% (±4.8 points) | 3.2% (±5.7 points) | +0.1 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Elk Point
In 2025, the Elk Point Police Department reported 0 violent and 438 property crimes per 100,000 residents to the FBI.
Across Union County, the departments that report recorded 91 violent and 597 property crimes per 100,000 residents that year.
Places near Elk Point
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Elk Point Township | 1.4 mi | — | $310,500 | 0.0% |
| Westfield | 6.4 mi | $993 | $117,500 | 40.0% |
| Civil Bend Township | 6.5 mi | — | $311,400 | 14.1% |
| Ponca Township | 6.8 mi | — | $248,500 | 20.6% |
| Brule Township (Union County) | 7.6 mi | — | — | 0.0% |
| Jefferson | 7.9 mi | — | $179,400 | 9.0% |
| Ponca | 8.2 mi | $505 | $201,000 | 25.1% |
| Newcastle Township | 8.8 mi | $635 | $134,900 | 22.5% |
HUD Fair Market Rent for Elk Point, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $831 | $965 | $1,194 | $1,447 | $1,618 |
HUD income limits for Elk Point, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $20,550 | $34,300 | $54,850 |
| 2 people | $23,500 | $39,200 | $62,650 |
| 3 people | $27,320 | $44,100 | $70,500 |
| 4 people | $33,000 | $48,950 | $78,300 |
| 5 people | $38,680 | $52,900 | $84,600 |
| 6 people | $44,360 | $56,800 | $90,850 |
| 7 people | $50,040 | $60,700 | $97,100 |
| 8 people | $55,720 | $64,650 | $103,400 |
These are the limits HUD sets for its housing programs in the Sioux City, IA-NE-SD MSA, where HUD’s median family income for fiscal year 2026 is $97,900.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Elk Point
How many renters are there in Elk Point?
Elk Point has an estimated 209 (±105) renting households, 21.6% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Elk Point?
The median household income in Elk Point is $90,473 (±$12,404) a year (2020–2024 American Community Survey).
What is the average home value in Elk Point, SD?
The Census Bureau publishes the median: $248,500 (±$20,334) for owner-occupied homes in Elk Point (2020–2024 American Community Survey).
What is the average mortgage payment in Elk Point?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Elk Point, SD is $1,606 (±$114) a month, including taxes, insurance and utilities.
How much are property taxes in Elk Point?
The median real estate tax paid by homeowners in Elk Point, SD is $3,470 (±$201) a year (2020–2024 American Community Survey).
How many homes are in Elk Point?
Elk Point, SD has an estimated 1,021 (±118) housing units, occupied and vacant (2020–2024 American Community Survey).
Is Elk Point growing?
In Elk Point, the number of residents went from 2,176 in 2015–2019 to 2,537 in 2020–2024 (+16.6%), a measurable increase.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Elk Point city, South Dakota
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Elk Point city, South Dakota
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Elk Point city, South Dakota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Elk Point city, South Dakota
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Elk Point city, South Dakota
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Elk Point city, South Dakota
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Elk Point city, South Dakota
- HUD Fair Market Rents, fiscal year 2027: Sioux City, IA-NE-SD MSA
- HUD Income Limits, fiscal year 2026: Sioux City, IA-NE-SD MSA
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Elk Point Police Department (ORI SD0630200)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Elk Point city, South Dakota (place:18620, in state:46).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .