What is the Fair Market Rent in East Ridge, TN?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 37412, which covers East Ridge, is $1,330 a month.

Across the whole Chattanooga, TN-GA MSA the two-bedroom figure is $1,340.

The Census Bureau’s median gross rent for a two-bedroom home in East Ridge is $1,104 (±$46), below the Small Area figure for ZIP 37412.

Figures last updated on November 12, 2026.

2 bedrooms, whole area: $1,340
2 bedrooms, ZIP 37412: $1,330

Fair Market Rents for East Ridge, fiscal year 2027

HUD Fair Market Rent, dollars a month (gross rent, including utilities), beside the Census Bureau’s median gross rent for each ZIP code
	Studio	1 bedroom	2 bedrooms	3 bedrooms	4 bedrooms	Census median rent
Chattanooga, TN-GA MSA (whole area)	$1,181	$1,231	$1,340	$1,657	$1,761	—
ZIP 37412 (94% of the ZIP’s land is in this place)	$1,170	$1,220	$1,330	$1,650	$1,750	$1,154

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Whether a housing authority uses the ZIP code (Small Area) figures or the area-wide one depends on whether HUD has designated the area for Small Area FMRs or the authority has opted in; ask the local housing authority which applies.

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Questions about East Ridge

What is the Section 8 payment standard in East Ridge?

Housing authorities set payment standards between 90% and 110% of HUD’s Fair Market Rent; for fiscal year 2027, the two-bedroom Fair Market Rent for the Chattanooga, TN-GA MSA is $1,340, and the Small Area figure for 37412 is $1,330.

What is the Fair Market Rent for a two-bedroom in ZIP 37412?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 37412 is $1,330 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $1,154 (±$42).

What is the Fair Market Rent for a one-bedroom in East Ridge?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a one-bedroom home in ZIP 37412 is $1,220 a month, against $1,231 across the Chattanooga, TN-GA MSA.

Sources

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.