Housing data for Fincastle, TN
Fincastle, TN has an estimated 1,374 residents and 602 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Campbell County.
8.9% of households rent.
Figures last updated on .
- Residents
- 1,374 (±339)
- Housing units
- 602 (±127)
- Households that rent
- 8.9%
- Residents since 2015–2019
- +3.1%
What stands out in Fincastle
Households that rent: 8.9% (±8.9 points) in Fincastle, lower than in Campbell County (30.8%).
Housing in Fincastle at a glance
- Rent burden: 100.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 8.9% of households rent (Small sample: wide margin of error)
- Income and affordability: $51,591 median household income
- Home values: $215,300 median home value
- Homeowner costs: $1,160 median monthly cost with a mortgage
- Property taxes: $753 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 84.5% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 46.1% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 76.7% heat with electricity
- Commute and cars: 34.1 minutes average trip to work
- Growth: +3.1% residents since 2015–2019
- How long people stay: 33.0% moved in since 2020
- Crowding and facilities: 4.2% of homes have more than 1 person per room (Small sample: wide margin of error)
Fincastle against Campbell County, its state and the nation
| Fincastle | Campbell County | Tennessee | United States | |
|---|---|---|---|---|
| Residents | 1,374 (±339) | 39,761 (exact) | 7,066,383 (exact) | 334,922,499 |
| Housing units | 602 (±127) | 20,559 (±26) | 3,143,670 (±903) | 143,775,355 |
| Households that rent | 8.9% (±8.9 points) | 30.8% (±2.3 points) | 33.1% (±0.3 points) | 34.8% |
| Median gross rent | — | $716 (±$39) | $1,189 (±$7) | $1,413 |
| Median household income | $51,591 (±$24,646) | $51,557 (±$3,039) | $69,595 (±$429) | $80,734 |
| Median home value | $215,300 (±$63,202) | $186,500 (±$13,322) | $286,700 (±$1,492) | $332,700 |
| Median real estate taxes (a year) | $753 (±$256) | $691 (±$54) | $1,442 (±$8) | $3,119 |
| Built before 1980 | 46.1% (±17.9 points) | 42.9% (±3.4 points) | 40.7% (±0.3 points) | 49.7% |
| Average commute | 34.1 minutes (±9.5) | 30.1 minutes (±1.8) | 25.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 91.1% (±7.4 points) | 77.9% (±2.3 points) | 89.2% (±0.2 points) | 91.0% |
| Median age of residents | 44.9 years (±7.8) | 44.2 years (±0.4) | 38.9 years (±0.1) | 38.9 years |
Fincastle covers 3.7 square miles of land, about 376 residents per square mile (Census Bureau Gazetteer).
How Fincastle has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,333 (±344) | 1,374 (±339) | +3.1% | Not a measurable change |
| Housing units | 751 (±121) | 602 (±127) | −19.8% | Not a measurable change |
| Median home value | $73,600 (±$23,134) | $215,300 (±$63,202) | +192.5% | Up after inflation |
| Median household income | $35,529 (±$6,691) | $51,591 (±$24,646) | +45.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $837 (±$175) | $1,160 (±$218) | +38.6% | No measurable change after inflation |
| Median real estate taxes | $448 (±$68) | $753 (±$256) | +68.1% | No measurable change after inflation |
| Households that rent | 24.8% (±11.5 points) | 8.9% (±8.9 points) | −15.9 percentage points | Measurable decrease |
| Rental vacancy rate | 22.1% (±22.7 points) | 0.0% (±48.9 points) | −22.1 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Campbell County
Fincastle has no police department of its own in the FBI’s figures, so this is the figure for Campbell County as a whole.
In 2024, the police departments that report for Campbell County recorded 151 violent and 602 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Fincastle
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| La Follette | 4.9 mi | $696 | $138,900 | 59.9% |
| Jacksboro | 9.3 mi | $714 | $236,500 | 38.8% |
| Caryville | 11 mi | $890 | $200,500 | 36.5% |
| Jellico | 12 mi | $440 | $127,300 | 45.1% |
| Norris | 13 mi | $1,053 | $315,900 | 26.2% |
| Rocky Top | 14 mi | $690 | $149,100 | 68.3% |
| Maynardville | 17 mi | $815 | $205,400 | 39.6% |
| Plainview | 21 mi | $869 | $168,500 | 25.0% |
HUD Fair Market Rent for Fincastle, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $756 | $761 | $995 | $1,303 | $1,308 |
HUD income limits for Fincastle, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $16,400 | $27,300 | $43,700 |
| 2 people | $21,640 | $31,200 | $49,950 |
| 3 people | $27,320 | $35,100 | $56,200 |
| 4 people | $33,000 | $39,000 | $62,400 |
| 5 people | $38,680 | $42,150 | $67,400 |
| 6 people | $44,360 | $45,250 | $72,400 |
| 7 people | $48,400 | $48,400 | $77,400 |
| 8 people | $51,500 | $51,500 | $82,400 |
These are the limits HUD sets for its housing programs in the Campbell County, TN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $69,000.
A program can use its own limits; tax-credit and local programs often do.
Fincastle is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Fincastle
What is the median household income in Fincastle?
The median household income in Fincastle is $51,591 (±$24,646) a year (2020–2024 American Community Survey).
What is the average home value in Fincastle, TN?
The Census Bureau publishes the median: $215,300 (±$63,202) for owner-occupied homes in Fincastle (2020–2024 American Community Survey).
What is the average mortgage payment in Fincastle?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Fincastle, TN is $1,160 (±$218) a month, including taxes, insurance and utilities.
How much are property taxes in Fincastle?
The median real estate tax paid by homeowners in Fincastle, TN is $753 (±$256) a year (2020–2024 American Community Survey).
How many homes are in Fincastle?
Fincastle, TN has an estimated 602 (±127) housing units, occupied and vacant (2020–2024 American Community Survey).
How old are most homes in Fincastle?
46.1% of homes in Fincastle, TN were built before 1980 (2020–2024 American Community Survey).
Is Fincastle growing?
In Fincastle, the number of residents went from 1,333 in 2015–2019 to 1,374 in 2020–2024 (+3.1%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Fincastle CDP, Tennessee
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Fincastle CDP, Tennessee
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Fincastle CDP, Tennessee
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Fincastle CDP, Tennessee
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Fincastle CDP, Tennessee
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Fincastle CDP, Tennessee
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Fincastle CDP, Tennessee
- HUD Fair Market Rents, fiscal year 2027: Campbell County, TN HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: Campbell County, TN HUD Metro FMR Area
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Fincastle CDP, Tennessee (place:26120, in state:47).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .