Housing data for ZIP code 38315

Name: Housing in ZIP code 38315, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

ZIP code 38315 has an estimated 3,631 residents and 1,707 homes (US Census Bureau, 2020–2024 American Community Survey).

It lies in McNairy County.

15.3% of households rent.

The median gross rent is $729 (±$136) a month.

The median home value is $138,600 (±$34,394).

The median household income is $50,089 (±$13,690) a year.

Figures last updated on November 12, 2026.

Residents: 3,631 (±544)
Median gross rent: $729
Median home value: $138,600
Households that rent: 15.3%

How ZIP code 38315 compares

Estimate (90% margin of error)
	ZIP 38315	McNairy County	Tennessee	United States
Residents	3,631 (±544)	25,970	7,066,383	334,922,499
Housing units	1,707 (±166)	12,327	3,143,670	143,775,355
Households that rent	15.3% (±5.3 points)	20.3%	33.1%	34.8%
Median gross rent	$729 (±$136)	$723	$1,189	$1,413
Median home value	$138,600 (±$34,394)	$161,800	$286,700	$332,700
Median household income	$50,089 (±$13,690)	$53,473	$69,595	$80,734
Median real estate taxes (a year)	$646 (±$86)	$619	$1,442	$3,119
Renters paying 30% or more of income	19.1% (±40.1 points)	26.6%	48.8%	51.1%
Built before 1980	38.6% (±8.2 points)	45.8%	40.7%	49.7%
Average commute	33.2 minutes (±8.4)	26.8 minutes	25.7 minutes	26.4 minutes
Households with broadband	82.3% (±6.3 points)	84.4%	89.2%	91.0%
Median age of residents	51.1 years (±3.5)	42.9 years	38.9 years	38.9 years

In ZIP 38315, median gross rent is not measurably different from McNairy County ($723).

It is also lower than in Tennessee ($1,189).

It is lower than the national figure ($1,413).

Among the 8 ZIP codes in McNairy County with a published estimate, ZIP 38315 ranks 6 from highest to lowest median gross rent.

Among the 9 ZIP codes in McNairy County with a published estimate, ZIP 38315 ranks 9 from highest to lowest median home value.

Among the 9 ZIP codes in McNairy County with a published estimate, ZIP 38315 ranks 7 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 38315

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rent	ZIP 38315	McNairy County	Tennessee	United States
Less than $500	8.5% (±9.0 points)	19.1%	7.8%	6.3%
$500 to $999	88.3% (±10.8 points)	69.6%	28.5%	20.2%
$1,000 to $1,499	3.2% (±5.8 points)	11.3%	33.0%	28.1%
$1,500 to $1,999	0.0% (±35.7 points)	0.0%	19.0%	21.1%
$2,000 to $2,499	0.0% (±35.7 points)	0.0%	7.5%	12.0%
$2,500 to $2,999	0.0% (±35.7 points)	0.0%	2.3%	5.5%
$3,000 or more	0.0% (±35.7 points)	0.0%	1.8%	6.8%

The most common range is $500 to $999, paid by 88.3% of renting households.

Rent by bedrooms in ZIP code 38315

Median gross rent by number of bedrooms, estimate (90% margin of error)
Bedrooms	Census median
2 bedrooms	$756 (±$81)
3 bedrooms	$744 (±$208)

Rent burden in ZIP code 38315

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rent	ZIP 38315	McNairy County	Tennessee	United States
Less than 15%	50.0% (±25.2 points)	25.9%	13.7%	12.6%
15% to 19.9%	2.1% (±3.3 points)	8.5%	12.5%	12.2%
20% to 24.9%	26.6% (±21.4 points)	21.8%	13.2%	12.6%
25% to 29.9%	2.1% (±3.4 points)	17.2%	11.7%	11.5%
30% to 34.9%	0.0% (±35.7 points)	5.3%	9.1%	9.2%
35% or more	19.1% (±18.3 points)	21.3%	39.7%	41.9%

19.1% (±40.1 points) of renting households in ZIP code 38315 spend 30% or more of their income on gross rent.

Home values in ZIP code 38315

Owner-occupied homes by value, 2020–2024
Value	ZIP 38315	McNairy County	Tennessee	United States
Less than $50,000	14.6% (±4.8 points)	11.6%	5.5%	5.3%
$50,000 to $99,999	22.8% (±7.8 points)	18.2%	7.5%	6.1%
$100,000 to $149,999	15.1% (±6.6 points)	14.9%	8.2%	6.8%
$150,000 to $199,999	15.0% (±4.7 points)	16.4%	10.3%	9.0%
$200,000 to $299,999	10.3% (±4.2 points)	20.5%	21.0%	17.8%
$300,000 to $499,999	15.0% (±6.5 points)	12.4%	28.3%	26.9%
$500,000 to $999,999	7.0% (±5.2 points)	4.6%	15.3%	20.9%
$1,000,000 or more	0.0% (±3.6 points)	1.4%	3.8%	7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 38315

Housing units by units in structure, 2020–2024
Building type	ZIP 38315	McNairy County	Tennessee	United States
Single-family, detached	77.6% (±6.3 points)	78.3%	68.3%	61.3%
Single-family, attached (townhouse, rowhouse)	0.2% (±0.2 points)	0.5%	3.8%	6.2%
2 units	0.0% (±2.6 points)	1.2%	2.5%	3.4%
3 or 4 units	0.0% (±2.6 points)	1.1%	3.1%	4.3%
5 to 9 units	0.0% (±2.6 points)	0.6%	4.4%	4.5%
10 to 19 units	0.0% (±2.6 points)	0.3%	3.7%	4.3%
20 or more units	0.0% (±2.6 points)	0.5%	6.0%	10.3%
Mobile home	21.9% (±6.3 points)	17.4%	8.1%	5.6%
Boat, RV, van, etc.	0.4% (±0.6 points)	0.1%	0.2%	0.1%

When the homes in ZIP code 38315 were built

Housing units by year structure built, 2020–2024
Year built	ZIP 38315	McNairy County	Tennessee	United States
2020 or later	2.6% (±1.9 points)	1.5%	3.0%	2.0%
2010 to 2019	10.4% (±4.5 points)	7.4%	12.0%	9.4%
2000 to 2009	15.5% (±5.7 points)	14.8%	15.8%	13.6%
1990 to 1999	17.8% (±5.1 points)	17.9%	15.4%	12.4%
1980 to 1989	15.1% (±6.0 points)	12.5%	13.0%	12.9%
1970 to 1979	15.9% (±5.0 points)	21.4%	14.0%	14.2%
1960 to 1969	13.2% (±5.2 points)	9.8%	9.2%	9.9%
1950 to 1959	2.8% (±2.4 points)	6.1%	8.0%	9.5%
1940 to 1949	2.5% (±2.1 points)	4.7%	3.9%	4.4%
1939 or earlier	4.2% (±2.2 points)	3.8%	5.6%	11.7%

38.6% of the homes in ZIP code 38315 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 38315

Occupied housing units by house heating fuel, 2020–2024
Fuel used most	ZIP 38315	McNairy County	Tennessee	United States
Utility gas	18.0% (±5.6 points)	22.4%	30.5%	46.5%
Fuel oil, kerosene, etc.	0.0% (±3.0 points)	0.3%	0.3%	3.9%
Electricity	55.1% (±8.3 points)	57.9%	63.7%	41.3%
Bottled or tank gas (propane)	24.5% (±8.5 points)	15.4%	3.6%	4.9%
Wood	2.1% (±2.0 points)	2.9%	1.1%	1.4%
Solar energy	0.0% (±3.0 points)	0.0%	0.0%	0.3%
Coal or coke	0.0% (±3.0 points)	0.0%	0.0%	0.1%
Other fuel	0.0% (±3.0 points)	0.1%	0.2%	0.5%
No fuel used	0.2% (±0.3 points)	1.1%	0.5%	1.2%

How people in ZIP code 38315 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportation	ZIP 38315	McNairy County	Tennessee	United States
Drove alone	77.1% (±7.6 points)	78.9%	75.8%	68.8%
Carpooled	5.9% (±3.3 points)	11.4%	8.4%	8.5%
Public transportation	0.0% (±3.1 points)	0.2%	0.4%	3.2%
Walked	0.0% (±3.1 points)	0.3%	1.2%	2.4%
Other means (bicycle, taxi, motorcycle)	0.6% (±1.0 points)	0.4%	1.3%	2.0%
Worked from home	16.3% (±7.3 points)	8.9%	12.9%	15.1%

Workers who live in ZIP code 38315 take an average of 33.2 minutes to get to work.

ZIP codes near 38315

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP code	Distance	Median gross rent	Median home value	Median household income	Households that rent
38334	5.9 mi	$636	$150,900	$66,563	12.6%
38375	7.7 mi	$670	$166,400	$53,597	23.4%
38340	10 mi	$785	$160,000	$63,700	25.9%
38044	11 mi	—	$299,000	$46,471	18.5%
38310	12 mi	$814	$158,200	$50,232	18.9%
38379	13 mi	$905	$170,800	$41,136	19.8%
38332	15 mi	$641	$151,500	—	16.5%
38367	15 mi	$918	$160,200	$58,571	19.6%

Crime reported to police in McNairy County

In 2025, the police departments that report for McNairy County recorded 319 violent and 952 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 38315 is reported as ZIP Code Tabulation Area 38315: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 38315

What is the median rent in ZIP code 38315?

The median gross rent in ZIP Code Tabulation Area 38315 is $729 (±$136) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 38315?

The median value of owner-occupied homes in ZIP code 38315 is $138,600 (±$34,394) (2020–2024 American Community Survey).

What is the median household income in ZIP code 38315?

The median household income in ZIP code 38315 is $50,089 (±$13,690) a year (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 38315 (zip code tabulation area:38315).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.