How much do homeowners pay a month in Andrews, TX?

Name: Homeowner costs in Andrews, TX, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Andrews, TX pay a median of $1,834 (±$91) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $578 (±$38).

47.6% of owned homes carry a mortgage.

In Andrews, the median monthly cost with a mortgage went from $1,479 in 2015–2019 to $1,834 in 2020–2024 (+24.0%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,834 (±$91)
Without a mortgage: $578 (±$38)
Owned with a mortgage: 47.6%

Monthly owner costs in Andrews

Median selected monthly owner costs, estimate (90% margin of error)
	Andrews	Andrews County	Texas	United States
With a mortgage	$1,834 (±$91)	$1,882 (±$77)	$2,106 (±$6)	$1,963
Without a mortgage	$578 (±$38)	$544 (±$38)	$678 (±$2)	$638
Owned homes with a mortgage	47.6% (±7.3 points)	44.6% (±7.0 points)	56.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$2,665 (±$263)	$2,509 (±$261)	$4,232 (±$19)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Andrews, the median cost with a mortgage is not measurably different from Andrews County ($1,882).

It is also lower than in Texas ($2,106).

It is lower than the national figure ($1,963).

Statewide, it ranks 481 of 1,319.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Andrews have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,479 (±$130)	$1,834 (±$91)	+24.0%	No measurable change after inflation
Median real estate taxes	$1,582 (±$376)	$2,665 (±$263)	+68.5%	Up after inflation
Median home value	$147,400 (±$16,285)	$196,300 (±$14,937)	+33.2%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Andrews

Nearest places with a published estimate, compared with Andrews
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Andrews	—	$1,834 (±$91)	—
Goldsmith	24 mi	$1,500 (±$309)	Lower
Gardendale	24 mi	$2,833 (±$849)	Higher
Seminole	28 mi	$1,416 (±$97)	Lower
Odessa	33 mi	$1,924 (±$70)	Not measurably different
Midland	33 mi	$2,205 (±$67)	Higher
West Odessa	34 mi	$1,792 (±$191)	Not measurably different
Eunice	36 mi	$1,536 (±$659)	Not measurably different
Jal	40 mi	$1,271 (±$176)	Lower

Nearby places with a measurably lower figure: Goldsmith, TX ($1,500), Seminole, TX ($1,416), Jal, NM ($1,271).

Nearby places with a measurably higher figure: Gardendale, TX ($2,833), Midland, TX ($2,205).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Andrews

What is the average mortgage payment in Andrews?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Andrews, TX is $1,834 (±$91) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Andrews?

Owners without a mortgage in Andrews pay a median of $578 (±$38) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Andrews gone up?

In Andrews, the median monthly cost with a mortgage went from $1,479 in 2015–2019 to $1,834 in 2020–2024 (+24.0%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Andrews city, Texas (place:03216, in state:48).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.