How much do homeowners pay a month in Bear Creek Ranch, TX?

Name: Homeowner costs in Bear Creek Ranch, TX, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Bear Creek Ranch, TX pay a median of $1,930 (±$150) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $831 (±$122).

82.2% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $1,930 (±$150)
Without a mortgage: $831 (±$122)
Owned with a mortgage: 82.2%

Monthly owner costs in Bear Creek Ranch

Median selected monthly owner costs, estimate (90% margin of error)
	Bear Creek Ranch	Dallas County	Texas	United States
With a mortgage	$1,930 (±$150)	$2,166 (±$20)	$2,106 (±$6)	$1,963
Without a mortgage	$831 (±$122)	$793 (±$9)	$678 (±$2)	$638
Owned homes with a mortgage	82.2% (±16.7 points)	57.3% (±0.6 points)	56.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$4,071 (±$2,557)	$4,798 (±$49)	$4,232 (±$19)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Bear Creek Ranch, the median cost with a mortgage is lower than in Dallas County ($2,166).

It is also lower than in Texas ($2,106).

It is not measurably different from the national figure ($1,963).

In Dallas County, Bear Creek Ranch ranks 17 of 25 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 394 of 1,319.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Bear Creek Ranch

Nearest places with a published estimate, compared with Bear Creek Ranch
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Bear Creek Ranch	—	$1,930 (±$150)	—
Lancaster	2.6 mi	$1,828 (±$121)	Not measurably different
Red Oak	3.6 mi	$2,470 (±$167)	Higher
Pecan Hill	4.9 mi	$1,855 (±$115)	Not measurably different
Glenn Heights	5.3 mi	$2,167 (±$229)	Not measurably different
Ferris	5.4 mi	$1,977 (±$323)	Not measurably different
Wilmer	5.5 mi	$1,401 (±$213)	Lower
Oak Leaf	5.6 mi	$2,648 (±$349)	Higher
DeSoto	6.4 mi	$2,119 (±$117)	Not measurably different

Nearby places with a measurably lower figure: Wilmer, TX ($1,401).

Nearby places with a measurably higher figure: Red Oak, TX ($2,470), Oak Leaf, TX ($2,648).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Dallas County, place by place

Rank	Place	Median monthly cost with a mortgage
11	Irving	$2,243 (±$74)
12	Cockrell Hill	$2,178 (±$188)
13	Glenn Heights	$2,167 (±$229)
14	Grand Prairie	$2,137 (±$58)
15	DeSoto	$2,119 (±$117)
16	Cedar Hill	$2,076 (±$117)
17	Bear Creek Ranch	$1,930 (±$150)
18	Garland	$1,919 (±$46)
19	Mesquite	$1,898 (±$49)
20	Lancaster	$1,828 (±$121)
21	Duncanville	$1,821 (±$77)
22	Seagoville	$1,797 (±$135)
23	Balch Springs	$1,705 (±$64)

Showing 13 of 25 places in Dallas County, ranked from highest to lowest.

Bear Creek Ranch is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in Bear Creek Ranch

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for Bear Creek Ranch beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near Bear Creek Ranch, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near Bear Creek Ranch, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about Bear Creek Ranch

What is the average mortgage payment in Bear Creek Ranch?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Bear Creek Ranch, TX is $1,930 (±$150) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Bear Creek Ranch?

Owners without a mortgage in Bear Creek Ranch pay a median of $831 (±$122) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Bear Creek Ranch CDP, Texas (place:06244, in state:48).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.