How much do homeowners pay a month in Canyon Lake, TX?
Homeowners with a mortgage in Canyon Lake, TX pay a median of $2,124 (±$173) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $606 (±$53).
55.7% of owned homes carry a mortgage.
In Canyon Lake, the median monthly cost with a mortgage went from $1,514 in 2015–2019 to $2,124 in 2020–2024 (+40.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $2,124 (±$173)
- Without a mortgage
- $606 (±$53)
- Owned with a mortgage
- 55.7%
Monthly owner costs in Canyon Lake
| Canyon Lake | Comal County | Texas | United States | |
|---|---|---|---|---|
| With a mortgage | $2,124 (±$173) | $2,405 (±$66) | $2,106 (±$6) | $1,963 |
| Without a mortgage | $606 (±$53) | $751 (±$26) | $678 (±$2) | $638 |
| Owned homes with a mortgage | 55.7% (±3.8 points) | 61.1% (±1.5 points) | 56.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,544 (±$331) | $4,833 (±$163) | $4,232 (±$19) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Canyon Lake, the median cost with a mortgage is lower than in Comal County ($2,405).
It is not measurably different from Texas ($2,106).
It is not measurably different from the national figure ($1,963).
In Comal County, Canyon Lake ranks 3 of 5 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 297 of 1,319.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Canyon Lake have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,514 (±$99) | $2,124 (±$173) | +40.3% | Up after inflation |
| Median real estate taxes | $2,685 (±$181) | $3,544 (±$331) | +32.0% | No measurable change after inflation |
| Median home value | $247,700 (±$17,992) | $389,300 (±$25,911) | +57.2% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Canyon Lake
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Canyon Lake | — | $2,124 (±$173) | — |
| Spring Branch | 8.8 mi | $1,250 (±$399) | Lower |
| Bulverde | 13 mi | $2,716 (±$308) | Higher |
| Wimberley | 13 mi | $2,334 (±$234) | Not measurably different |
| Woodcreek | 14 mi | $2,094 (±$203) | Not measurably different |
| New Braunfels | 15 mi | $2,088 (±$79) | Not measurably different |
| Garden Ridge | 17 mi | $3,941 (±$557) | Higher |
| Timberwood Park | 18 mi | $2,871 (±$126) | Higher |
| Blanco | 18 mi | $1,996 (±$705) | Not measurably different |
Nearby places with a measurably lower figure: Spring Branch, TX ($1,250).
Nearby places with a measurably higher figure: Bulverde, TX ($2,716), Garden Ridge, TX ($3,941), Timberwood Park, TX ($2,871).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Comal County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Garden Ridge | $3,941 (±$557) |
| 2 | Bulverde | $2,716 (±$308) |
| 3 | Canyon Lake | $2,124 (±$173) |
| 4 | New Braunfels | $2,088 (±$79) |
| 5 | Spring Branch | $1,250 (±$399) |
Canyon Lake is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Canyon Lake
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Canyon Lake beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Canyon Lake, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Canyon Lake, and send estimates and invoices from your phone.
Questions about Canyon Lake
What is the average mortgage payment in Canyon Lake?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Canyon Lake, TX is $2,124 (±$173) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Canyon Lake?
Owners without a mortgage in Canyon Lake pay a median of $606 (±$53) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Canyon Lake gone up?
In Canyon Lake, the median monthly cost with a mortgage went from $1,514 in 2015–2019 to $2,124 in 2020–2024 (+40.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Canyon Lake CDP, Texas
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Canyon Lake CDP, Texas
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Canyon Lake CDP, Texas
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Canyon Lake CDP, Texas
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Canyon Lake CDP, Texas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Canyon Lake CDP, Texas (place:12580, in state:48).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Canyon Lake at a glance
- Median rent in Canyon Lake
- Rent by bedrooms in Canyon Lake
- Rent burden in Canyon Lake
- Renters and owners in Canyon Lake
- Income and affordability in Canyon Lake
- Home values in Canyon Lake
- Property taxes in Canyon Lake
- Types of homes in Canyon Lake
- Bedrooms in Canyon Lake
- Age of homes in Canyon Lake
- Vacancy rate in Canyon Lake
- Heating fuel in Canyon Lake
- Commute and cars in Canyon Lake
- Population growth in Canyon Lake
- How long people stay in Canyon Lake
- Crowding and facilities in Canyon Lake
- Fair Market Rent in Canyon Lake
- Texas landlord and tenant rules
- Housing across Comal County
- Housing data for every place in Texas