How much do homeowners pay a month in Cedar Creek, TX?

Name: Homeowner costs in Cedar Creek, TX, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Cedar Creek, TX pay a median of $1,731 (±$531) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $642 (±$285).

87.6% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $1,731 (±$531)
Without a mortgage: $642 (±$285)
Owned with a mortgage: 87.6%

Monthly owner costs in Cedar Creek

Median selected monthly owner costs, estimate (90% margin of error)
	Cedar Creek	Bastrop County	Texas	United States
With a mortgage	$1,731 (±$531)	$1,989 (±$75)	$2,106 (±$6)	$1,963
Without a mortgage	$642 (±$285)	$697 (±$37)	$678 (±$2)	$638
Owned homes with a mortgage	87.6% (±7.3 points)	52.6% (±2.4 points)	56.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$4,075 (±$684)	$4,453 (±$199)	$4,232 (±$19)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Cedar Creek, the median cost with a mortgage is not measurably different from Bastrop County ($1,989).

It is not measurably different from Texas ($2,106).

It is not measurably different from the national figure ($1,963).

In Bastrop County, Cedar Creek ranks 7 of 9 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 562 of 1,319.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Cedar Creek

Nearest places with a published estimate, compared with Cedar Creek
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Cedar Creek	—	$1,731 (±$531)	—
Wyldwood	3.8 mi	$1,926 (±$272)	Not measurably different
Garfield	8.9 mi	$1,699 (±$619)	Not measurably different
Webberville	10.0 mi	$2,240 (±$100)	Not measurably different
Mustang Ridge	12 mi	$2,468 (±$490)	Higher
Bastrop	12 mi	$2,066 (±$271)	Not measurably different
Hornsby Bend	12 mi	$1,707 (±$140)	Not measurably different
Creedmoor	14 mi	$1,929 (±$152)	Not measurably different
Rosanky	15 mi	$1,536 (±$159)	Not measurably different

Nearby places with a measurably higher figure: Mustang Ridge, TX ($2,468).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Bastrop County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Circle D-KC Estates	$2,386 (±$234)
2	McDade	$2,086 (±$689)
3	Bastrop	$2,066 (±$271)
4	Smithville	$2,005 (±$461)
5	Elgin	$1,957 (±$144)
6	Wyldwood	$1,926 (±$272)
7	Cedar Creek	$1,731 (±$531)
8	Camp Swift	$1,558 (±$278)
9	Rosanky	$1,536 (±$159)

Cedar Creek is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Cedar Creek

What is the average mortgage payment in Cedar Creek?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Cedar Creek, TX is $1,731 (±$531) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Cedar Creek?

Owners without a mortgage in Cedar Creek pay a median of $642 (±$285) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Cedar Creek CDP, Texas (place:13432, in state:48).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.