How much do homeowners pay a month in Heartland, TX?

Name: Homeowner costs in Heartland, TX, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Heartland, TX pay a median of $2,296 (±$113) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,003 (±$75).

83.4% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,296 (±$113)
Without a mortgage: $1,003 (±$75)
Owned with a mortgage: 83.4%

Monthly owner costs in Heartland

Median selected monthly owner costs, estimate (90% margin of error)
	Heartland	Kaufman County	Texas	United States
With a mortgage	$2,296 (±$113)	$2,257 (±$43)	$2,106 (±$6)	$1,963
Without a mortgage	$1,003 (±$75)	$791 (±$59)	$678 (±$2)	$638
Owned homes with a mortgage	83.4% (±8.5 points)	64.1% (±1.7 points)	56.0% (±0.2 points)	60.6%
Median real estate taxes (a year)	$7,601 (±$549)	$5,377 (±$215)	$4,232 (±$19)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Heartland, the median cost with a mortgage is not measurably different from Kaufman County ($2,257).

It is also higher than in Texas ($2,106).

It is higher than the national figure ($1,963).

In Kaufman County, Heartland ranks 7 of 19 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 220 of 1,319.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Heartland

Nearest places with a published estimate, compared with Heartland
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Heartland	—	$2,296 (±$113)	—
Crandall	2.9 mi	$2,444 (±$260)	Not measurably different
Talty	3.5 mi	$2,894 (±$276)	Higher
Forney	4.9 mi	$2,309 (±$91)	Not measurably different
Seagoville	5.4 mi	$1,797 (±$135)	Lower
Combine	6.7 mi	$2,242 (±$496)	Not measurably different
Post Oak Bend	8.3 mi	$2,333 (±$279)	Not measurably different
Travis Ranch	9.0 mi	$2,300 (±$122)	Not measurably different
Mesquite	9.6 mi	$1,898 (±$49)	Lower

Nearby places with a measurably lower figure: Seagoville, TX ($1,797), Mesquite, TX ($1,898).

Nearby places with a measurably higher figure: Talty, TX ($2,894).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Kaufman County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Talty	$2,894 (±$276)
2	Oak Grove	$2,582 (±$456)
3	Crandall	$2,444 (±$260)
4	Post Oak Bend	$2,333 (±$279)
5	Forney	$2,309 (±$91)
6	Travis Ranch	$2,300 (±$122)
7	Heartland	$2,296 (±$113)
8	Combine	$2,242 (±$496)
9 (tie)	Cottonwood	$2,143 (±$760)
9 (tie)	Rosser	$2,143 (±$1,876)
11	Scurry	$2,128 (±$163)
12	Oak Ridge (Kaufman County)	$2,016 (±$442)
13	Poetry	$1,984 (±$657)

Showing 13 of 19 places in Kaufman County, ranked from highest to lowest.

Heartland is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Heartland

What is the average mortgage payment in Heartland?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Heartland, TX is $2,296 (±$113) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Heartland?

Owners without a mortgage in Heartland pay a median of $1,003 (±$75) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Heartland CDP, Texas (place:32978, in state:48).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.